Simmons First National (SFNC) Stock Overview
Operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 5/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
SFNC Community Fair Values
Create NarrativeSee what 11 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Simmons First National Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$23.19 |
| 52 Week High | US$24.32 |
| 52 Week Low | US$17.00 |
| Beta | 0.91 |
| 1 Month Change | -2.73% |
| 3 Month Change | 3.02% |
| 1 Year Change | 13.23% |
| 3 Year Change | 32.36% |
| 5 Year Change | -18.94% |
| Change since IPO | 695.08% |
Recent News & Updates
Seeking Alpha • Sep 02
Simmons First National Corporation: Solid Dividend Play With Upside
Summary Simmons First National Corporation is rated a BUY, offering a 3.8% dividend yield and strong earnings growth. Management prioritizes low-cost deposit growth to fund loans, driving net interest margin expansion and robust net income. SFNC trades at a 31% discount to the sector median P/B and a 6% discount on forward GAAP PE, despite superior EPS growth. Record dividends, a $175 million buyback, and solid credit quality provide share price support and yield-driven appeal. Read the full article on Seeking Alpha
Narrative Update • Jul 17
SFNC: Earnings Durability And Early Efficiency Gains Will Balance Execution Risks
Analysts have nudged their fair value estimate for Simmons First National higher to about $24.86 from $23.57. This reflects revised expectations for revenue growth, profit margins and future P/E after recent price target increases to $24 and $25, which were based on what they see as durable earnings and early progress on efficiency efforts.Recent updates
Seeking Alpha • Sep 02
Simmons First National Corporation: Solid Dividend Play With Upside
Summary Simmons First National Corporation is rated a BUY, offering a 3.8% dividend yield and strong earnings growth. Management prioritizes low-cost deposit growth to fund loans, driving net interest margin expansion and robust net income. SFNC trades at a 31% discount to the sector median P/B and a 6% discount on forward GAAP PE, despite superior EPS growth. Record dividends, a $175 million buyback, and solid credit quality provide share price support and yield-driven appeal. Read the full article on Seeking AlphaNarrative Update • Jul 17
SFNC: Earnings Durability And Early Efficiency Gains Will Balance Execution Risks
Analysts have nudged their fair value estimate for Simmons First National higher to about $24.86 from $23.57. This reflects revised expectations for revenue growth, profit margins and future P/E after recent price target increases to $24 and $25, which were based on what they see as durable earnings and early progress on efficiency efforts.Narrative Update • Jun 17
SFNC: Future Earnings Potential Will Balance Credit And Execution Headwinds
Analysts updated their view on Simmons First National, with the consensus price target adjusted by $1. This change reflects mixed recent research that includes both a $1 increase and a $2 reduction, supported by differing assessments of the bank's outlook.Narrative Update • Jun 02
SFNC: Future Earnings Potential Will Outweigh Credit And Execution Risks
Analysts have updated their price target on Simmons First National by $1, reflecting recent mixed research views that incorporate adjustments to discount rates and future price-to-earnings (P/E) expectations. Analyst Commentary Recent research on Simmons First National reflects a mixed set of views, with one firm lifting its price target by US$1 and another trimming its target by US$2.Narrative Update • May 03
SFNC: Future Earnings Power And Credit Costs Guide Balanced Outlook
Analysts have nudged their average price target on Simmons First National higher by $1, reflecting updated views on fair value, revenue growth, profit margin, and future P/E after reviewing the latest research from firms that recently raised and lowered their targets. Analyst Commentary Recent price target changes reflect a mix of optimism and caution around Simmons First National, with analysts weighing the balance between potential earnings power, valuation, and execution risk.Narrative Update • Apr 19
SFNC: Profitability Shift And Credit Costs Shape Balanced Forward Outlook
Analysts have adjusted their price target on Simmons First National by about $0.49 to $23.29. This reflects updated views on fair value, discount rates, revenue growth, profitability and future P/E expectations following recent research actions from several firms.Analysis Article • Nov 14
Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.2125
The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend on the 2nd of...Analysis Article • May 13
Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.2125
The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.2125...Seeking Alpha • Feb 25
Simmons First National: Earnings Likely To Rebound, But Stock Seems Fairly Valued
Summary Simmons First National's loan pipelines are in an enviable position, so the near-term loan growth outlook is positive. Upcoming maturities of costly certificates of deposits will provide an opportunity to lower funding costs. More CDs than fixed-rate loans are scheduled to re-price this year. I’m now expecting a higher non-interest expense for this year. Therefore, I’ve reduced my EPS estimate to $1.55 from my previous estimate of $1.66. I’m maintaining a hold rating on SFNC stock because my year-end target price is close to the current market price and the dividend yield is moderate at 3.9%. Read the full article on Seeking AlphaAnalysis Article • Feb 04
Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's
The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that the dividend on 1st of April will be...Seeking Alpha • Nov 22
Simmons First National: Downgraded To Hold, Loan Growth To Push Up Earnings Next Year
Summary Loan growth will likely continue at the current rate as the local economies of SFNC’s markets continue to be strong. Rate cuts will slightly increase the margin. I haven’t incorporated upcoming tariffs in my interest rate outlook. The December 2025 target price suggests a small price downside. SFNC is offering a moderate dividend yield of 3.5% at an implied payout ratio of 51%. Read the full article on Seeking AlphaAnalysis Article • Nov 17
Simmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21
The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per...
New Narrative • Sep 24
Navigating Rising Rates And Deposit Dynamics To Fuel Growth And Margin Expansion
Anticipation of improved net interest margin and earnings due to favorable asset repricing and competitive macro backdrop suggests potential revenue growth.Seeking Alpha • Sep 04
Simmons First National: A Big Step Back After A Solid Run (Rating Downgrade)
Summary After a 29.1% stock rise, I am downgrading Simmons First National stock from a 'buy' to a 'sell' due to deteriorating financials. Declining deposits, rising debt, and reduced net interest income signal financial weakness. The bank's high price-to-earnings multiple and poor asset quality make it less attractive compared to peers. Given these factors, I expect Simmons First National to underperform the broader market moving forward. Read the full article on Seeking AlphaAnalysis Article • Jul 27
Simmons First National's (NASDAQ:SFNC) Dividend Will Be $0.21
The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per...Seeking Alpha • May 29
Simmons First National: Attractively Valued But Earnings Are Likely To Decline
Summary Margin recovery will likely be slow this year; therefore, the average margin for 2024 will be lower than the average for 2023. The recent network expansion will support loan growth. I’ve reduced my earnings estimate because I’ve decreased my margin estimate. The December 2024 target price suggests a moderate upside from the current market price. Further, Simmons First National is offering a high dividend yield. Read the full article on Seeking AlphaAnalysis Article • May 11
Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.21
Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per share on the...Analysis Article • Apr 27
Simmons First National (NASDAQ:SFNC) Is Due To Pay A Dividend Of $0.21
Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per share on the...Shareholder Returns
| SFNC | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.1% | -1.4% | -2.2% |
| 1Y | 13.2% | 17.6% | 13.1% |
Return vs Industry: SFNC underperformed the US Banks industry which returned 17.6% over the past year.
Return vs Market: SFNC matched the US Market which returned 13.1% over the past year.
Price Volatility
| SFNC volatility | |
|---|---|
| SFNC Average Weekly Movement | 2.8% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.4% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: SFNC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SFNC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1903 | 2,917 | Jay Brogdon | www.simmonsbank.com |
Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services. It also provides ATM services; internet and mobile banking platforms; overdraft facilities; safe deposit boxes; and brokerage services.
Simmons First National Corporation Fundamentals Summary
| SFNC fundamental statistics | |
|---|---|
| Market cap | US$3.34b |
| Earnings (TTM) | -US$349.48m |
| Revenue (TTM) | US$110.27m |
1.0x
P/B Ratio30.4x
P/S RatioIs SFNC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SFNC income statement (TTM) | |
|---|---|
| Revenue | US$110.27m |
| Cost of Revenue | US$0 |
| Gross Profit | US$110.27m |
| Other Expenses | US$459.75m |
| Earnings | -US$349.48m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | -2.42 |
| Gross Margin | 100.00% |
| Net Profit Margin | -316.93% |
| Debt/Equity Ratio | 38.1% |
How did SFNC perform over the long term?
See historical performance and comparisonDividends
3.7%
Current Dividend Yield-35%
Payout RatioDoes SFNC pay a reliable dividends?
See SFNC dividend history and benchmarks| Simmons First National dividend dates | |
|---|---|
| Ex Dividend Date | Sep 15 2026 |
| Dividend Pay Date | Oct 01 2026 |
| Days until Ex dividend | 3 days |
| Days until Dividend pay date | 19 days |
Does SFNC pay a reliable dividends?
See SFNC dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/11 22:00 |
| End of Day Share Price | 2026/09/11 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Simmons First National Corporation is covered by 11 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David George | Baird |
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |