How does SFNC's PE Ratio compare to its peers?

SFNC is expensive based on its Price-To-Earnings Ratio (23.6x) compared to the peer average (18.4x).

How does SFNC's PE Ratio compare vs other companies in the US Banks Industry?

SFNC is expensive based on its Price-To-Earnings Ratio (23.6x) compared to the US Banks industry average (12.8x).

What is SFNC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SFNC is expensive based on its Price-To-Earnings Ratio (23.6x) compared to the estimated Fair Price-To-Earnings Ratio (19.1x).

What is the Fair Price of SFNC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

SFNC ($24.11) is trading above our estimate of [[fair value]] ($22.17)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is less than 20% higher than the current share price.

Simmons First National (Nasdaq:SFNC) - Stock Price, News & Analysis

SFNC Stock Overview

Operates as the holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. More details

SFNC fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	4/6
Past Performance	1/6
Financial Health	6/6
Dividends	5/6

Rewards

Earnings are forecast to grow 28.07% per year

Pays a reliable dividend of 3.48%

Risk Analysis

Profit margins (18.3%) are lower than last year (28.4%)

Simmons First National Corporation Competitors

Bank of Hawaii

NYSE:BOH

US$3.1b

BankUnited

NYSE:BKU

US$3.1b

Park National

NYSEAM:PRK

US$3.1b

First BanCorp

NYSE:FBP

US$3.3b

Price History & Performance

Summary of all time highs, changes and price drops for Simmons First National
Historical stock prices
Current Share Price	US$24.11
52 Week High	US$25.95
52 Week Low	US$15.72
Beta	0.88
11 Month Change	5.88%
3 Month Change	19.42%
1 Year Change	48.83%
33 Year Change	-20.38%
5 Year Change	-9.43%
Change since IPO	726.63%

Simmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21

Nov 17

Recent updates

Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's

Jun 01

Simmons First National's (NASDAQ:SFNC) Shareholders Will Receive A Bigger Dividend Than Last Year

Jan 27

Simmons First National declares $0.19 dividend

Oct 20

Simmons First National: Outlook On Net Interest Income Growth Remains Bright

Oct 01

Shareholder Returns

	SFNC	US Banks	US Market
7D	-2.7%	-0.4%	-1.2%
1Y	48.8%	54.2%	30.4%

Return vs Industry: SFNC underperformed the US Banks industry which returned 54.2% over the past year.

Return vs Market: SFNC exceeded the US Market which returned 30.4% over the past year.

Price Volatility

Is SFNC's price volatile compared to industry and market?
SFNC volatility
SFNC Average Weekly Movement	4.2%
Banks Industry Average Movement	5.2%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.5%
10% least volatile stocks in US Market	3.1%

Stable Share Price: SFNC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: SFNC's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1903	3,007	Bob Fehlman	www.simmonsbank.com

Simmons First National Corporation operates as the holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers checking, savings, and time deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiduciary services; credit cards; investment management products; treasury management; insurance products; and securities and investment services. It also provides ATM services; Internet and mobile banking platforms; overdraft facilities; and safe deposit boxes.

Simmons First National Corporation Fundamentals Summary

How do Simmons First National's earnings and revenue compare to its market cap?
SFNC fundamental statistics
Market cap	US$3.02b
Earnings (TTM)	US$128.28m
Revenue (TTM)	US$701.26m

23.6x

P/E Ratio

0.9x

P/B Ratio

Is SFNC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SFNC income statement (TTM)
Revenue	US$701.26m
Cost of Revenue	US$0
Gross Profit	US$701.26m
Other Expenses	US$572.98m
Earnings	US$128.28m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.02
Gross Margin	100.00%
Net Profit Margin	18.29%
Debt/Equity Ratio	41.5%

How did SFNC perform over the long term?

See historical performance and comparison

Dividends

3.5%

Current Dividend Yield

81%

Payout Ratio

Does SFNC pay a reliable dividends?

See SFNC dividend history and benchmarks

When do you need to buy SFNC by to receive an upcoming dividend?
Simmons First National dividend dates
Ex Dividend Date	Dec 13 2024
Dividend Pay Date	Jan 02 2025
Days until Ex dividend	22 days
Days until Dividend pay date	42 days

Does SFNC pay a reliable dividends?

See SFNC dividend history and benchmarks

SFNC Stock Overview

Rewards

Risk Analysis

Simmons First National Corporation Competitors

NYSE:BOH

US$3.1b

NYSE:BKU

US$3.1b

NYSEAM:PRK

US$3.1b

NYSE:FBP

US$3.3b

Price History & Performance

Recent News & Updates

Simmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21

Third quarter dividend of US$0.21 announced

Simmons First National Corporation Declares Quarterly Cash Dividend on its Class A Common Stock, Payable on January 2, 2025

Consensus EPS estimates fall by 10%

Now 21% overvalued after recent price rise

Third quarter 2024 earnings: EPS misses analyst expectations

Recent updates

Simmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21

Third quarter dividend of US$0.21 announced

Simmons First National Corporation Declares Quarterly Cash Dividend on its Class A Common Stock, Payable on January 2, 2025

Consensus EPS estimates fall by 10%

Now 21% overvalued after recent price rise

Third quarter 2024 earnings: EPS misses analyst expectations

Simmons First National Corporation Reports Net Loan Charged Off for the Third Quarter Ended September 30, 2024

Now 21% overvalued after recent price rise

Simmons First National Corporation to Report Q3, 2024 Results on Oct 18, 2024

Upcoming dividend of US$0.21 per share

Simmons First National: A Big Step Back After A Solid Run (Rating Downgrade)

Now 21% overvalued after recent price rise

Executive Chairman notifies of intention to sell stock

Simmons First National's (NASDAQ:SFNC) Dividend Will Be $0.21

Price target increased by 8.4% to US$21.90

Second quarter dividend of US$0.21 announced

Simmons First National Corporation Announces Net Loan Charged Off for the Second Quarter Ended June 30, 2024

Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Simmons First National Corporation Declares A Quarterly Cash Dividend on Class A Common Stock, Payable on October 1, 2024

Investor sentiment improves as stock rises 17%

Now 20% overvalued

Now 21% overvalued

Simmons First National Corporation to Report Q2, 2024 Results on Jul 24, 2024

Upcoming dividend of US$0.21 per share

Simmons First National: Attractively Valued But Earnings Are Likely To Decline

Now 20% overvalued

Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.21

Executive VP recently sold US$269k worth of stock

Now 21% overvalued

Simmons First National (NASDAQ:SFNC) Is Due To Pay A Dividend Of $0.21

First quarter dividend of US$0.21 announced

Simmons First National Corporation Reports Consolidated Net Charge Off Results for the First Quarter Ended March 31, 2024

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Simmons First National Corporation to Report Q1, 2024 Results on Apr 24, 2024

Simmons First National Corporation, Annual General Meeting, Apr 23, 2024

Upcoming dividend of US$0.42 per share

Simmons First National Corporation Announces Jay D. Burchfield Not to Stand for Re-Election to the Board

Full year 2023 earnings: EPS and revenues miss analyst expectations

Third quarter dividend of US$0.42 announced

Simmons First National Corporation (NasdaqGS:SFNC) announces an Equity Buyback for $175 million worth of its shares.

Simmons First National Corporation Announces Retirement of Stephen C. Massanelli as Senior Executive Vice President and Chief Administrative Officer

Simmons First National Corporation to Report Q4, 2023 Results on Jan 24, 2024

Upcoming dividend of US$0.20 per share at 4.7% yield

Simmons First National Corporation Names Daniel Hobbs as Executive Vice President, Effective December 4, 2023

Price target decreased by 7.6% to US$17.10

Simmons First National Corporation Declares Quarterly Cash Dividend, Payable on January 2, 2024

Simmons First National Corporation to Report Q3, 2023 Results on Oct 24, 2023

Upcoming dividend of US$0.20 per share at 4.7% yield

New minor risk - Insider selling

Insider recently sold US$593k worth of stock

Simmons First National Corporation Declares Quarterly Cash Dividend, Payable on October 2, 2023

Second quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Now 21% undervalued

Simmons First National Corporation and Simmons Bank Announces Departure of Matthew Reddin as Executive Vice President and Chief Banking Officer

Simmons First National Corporation to Report Q2, 2023 Results on Jul 25, 2023

New major risk - Revenue and earnings growth

Investor sentiment improves as stock rises 16%

Upcoming dividend of US$0.20 per share at 4.4% yield

Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's