Simmons First National Balance Sheet Health
Financial Health criteria checks 6/6
Simmons First National has total assets of $27.4B and total equity of $3.5B. Total deposits are $21.8B, and total loans are $17.0B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $574.4M.
Key information
7.9x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | US$21.84b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$574.43m |
Recent financial health updates
No updates
Recent updates
Simmons First National: Attractively Valued But Earnings Are Likely To Decline
May 29Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.21
May 11Simmons First National (NASDAQ:SFNC) Is Due To Pay A Dividend Of $0.21
Apr 27Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's
Jun 01Simmons First National's (NASDAQ:SFNC) Shareholders Will Receive A Bigger Dividend Than Last Year
Jan 27Simmons First National declares $0.19 dividend
Oct 20Simmons First National: Outlook On Net Interest Income Growth Remains Bright
Oct 01Simmons First National: Acquisition, Margin Expansion To Support Earnings This Year
Jul 17Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SFNC's Assets to Equity ratio (7.9x) is low.
Allowance for Bad Loans: SFNC has a sufficient allowance for bad loans (223%).
Low Risk Liabilities: 91% of SFNC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SFNC has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: SFNC's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: SFNC has an appropriate level of bad loans (0.6%).