Simmons First National Balance Sheet Health
Financial Health criteria checks 6/6
Simmons First National has total assets of $27.3B and total equity of $3.5B. Total deposits are $21.9B, and total loans are $17.1B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $683.2M.
Key information
7.7x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$21.94b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$683.25m |
Recent financial health updates
No updates
Recent updates
Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's
Feb 04
Simmons First National: Downgraded To Hold, Loan Growth To Push Up Earnings Next Year
Nov 22Simmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21
Nov 17Simmons First National: A Big Step Back After A Solid Run (Rating Downgrade)
Sep 04Simmons First National's (NASDAQ:SFNC) Dividend Will Be $0.21
Jul 27Simmons First National: Attractively Valued But Earnings Are Likely To Decline
May 29Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.21
May 11Simmons First National (NASDAQ:SFNC) Is Due To Pay A Dividend Of $0.21
Apr 27Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's
Jun 01Simmons First National's (NASDAQ:SFNC) Shareholders Will Receive A Bigger Dividend Than Last Year
Jan 27Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SFNC's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: SFNC has a sufficient allowance for bad loans (229%).
Low Risk Liabilities: 92% of SFNC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SFNC has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: SFNC's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: SFNC has an appropriate level of bad loans (0.6%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/06 12:58 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Simmons First National Corporation is covered by 11 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David George | Baird |
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |