Simmons First National Past Earnings Performance
Past criteria checks 0/6
Simmons First National's earnings have been declining at an average annual rate of -44.2%, while the Banks industry saw earnings growing at 2.8% annually. Revenues have been declining at an average rate of 17.5% per year.
Key information
-44.24%
Earnings growth rate
-45.20%
EPS growth rate
| Banks Industry Growth | 11.18% |
| Revenue growth rate | -17.48% |
| Return on equity | -10.51% |
| Net Margin | -444.13% |
| Last Earnings Update | 31 Mar 2026 |
Recent past performance updates
Recent updates
SFNC: Future Earnings Power And Credit Costs Guide Balanced Outlook
Analysts have nudged their average price target on Simmons First National higher by $1, reflecting updated views on fair value, revenue growth, profit margin, and future P/E after reviewing the latest research from firms that recently raised and lowered their targets. Analyst Commentary Recent price target changes reflect a mix of optimism and caution around Simmons First National, with analysts weighing the balance between potential earnings power, valuation, and execution risk.SFNC: Profitability Shift And Credit Costs Shape Balanced Forward Outlook
Analysts have adjusted their price target on Simmons First National by about $0.49 to $23.29. This reflects updated views on fair value, discount rates, revenue growth, profitability and future P/E expectations following recent research actions from several firms.Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.2125
The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend on the 2nd of...Simmons First National Remains Underwhelming
Summary Simmons First National Corporation remains rated 'sell' due to ongoing weak fundamentals, despite some operational improvements and relative valuation appeal. SFNC continues to struggle with declining deposits, low asset quality, and significant net losses, outweighing positive trends in net interest margin and debt reduction. While SFNC is cheap on price-to-book and forward earnings metrics, its return on assets and equity remain below industry standards, signaling ongoing performance issues. Progress is noted, but not enough to warrant an upgrade; I maintain a bearish outlook and 'sell' rating on SFNC until fundamentals improve further. Read the full article on Seeking AlphaSimmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.2125
The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.2125...Simmons First National: Earnings Likely To Rebound, But Stock Seems Fairly Valued
Summary Simmons First National's loan pipelines are in an enviable position, so the near-term loan growth outlook is positive. Upcoming maturities of costly certificates of deposits will provide an opportunity to lower funding costs. More CDs than fixed-rate loans are scheduled to re-price this year. I’m now expecting a higher non-interest expense for this year. Therefore, I’ve reduced my EPS estimate to $1.55 from my previous estimate of $1.66. I’m maintaining a hold rating on SFNC stock because my year-end target price is close to the current market price and the dividend yield is moderate at 3.9%. Read the full article on Seeking AlphaSimmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's
The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that the dividend on 1st of April will be...Simmons First National: Downgraded To Hold, Loan Growth To Push Up Earnings Next Year
Summary Loan growth will likely continue at the current rate as the local economies of SFNC’s markets continue to be strong. Rate cuts will slightly increase the margin. I haven’t incorporated upcoming tariffs in my interest rate outlook. The December 2025 target price suggests a small price downside. SFNC is offering a moderate dividend yield of 3.5% at an implied payout ratio of 51%. Read the full article on Seeking AlphaSimmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21
The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per...
Navigating Rising Rates And Deposit Dynamics To Fuel Growth And Margin Expansion
Anticipation of improved net interest margin and earnings due to favorable asset repricing and competitive macro backdrop suggests potential revenue growth.Simmons First National: A Big Step Back After A Solid Run (Rating Downgrade)
Summary After a 29.1% stock rise, I am downgrading Simmons First National stock from a 'buy' to a 'sell' due to deteriorating financials. Declining deposits, rising debt, and reduced net interest income signal financial weakness. The bank's high price-to-earnings multiple and poor asset quality make it less attractive compared to peers. Given these factors, I expect Simmons First National to underperform the broader market moving forward. Read the full article on Seeking AlphaSimmons First National's (NASDAQ:SFNC) Dividend Will Be $0.21
The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per...Simmons First National: Attractively Valued But Earnings Are Likely To Decline
Summary Margin recovery will likely be slow this year; therefore, the average margin for 2024 will be lower than the average for 2023. The recent network expansion will support loan growth. I’ve reduced my earnings estimate because I’ve decreased my margin estimate. The December 2024 target price suggests a moderate upside from the current market price. Further, Simmons First National is offering a high dividend yield. Read the full article on Seeking AlphaSimmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.21
Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per share on the...Simmons First National (NASDAQ:SFNC) Is Due To Pay A Dividend Of $0.21
Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per share on the...Revenue & Expenses Breakdown
How Simmons First National makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 26 | 81 | -361 | 396 | 0 |
| 31 Dec 25 | 37 | -398 | 396 | 0 |
| 30 Sep 25 | -1 | -427 | 394 | 0 |
| 30 Jun 25 | 743 | 160 | 386 | 0 |
| 31 Mar 25 | 727 | 146 | 385 | 0 |
| 31 Dec 24 | 729 | 153 | 382 | 0 |
| 30 Sep 24 | 701 | 128 | 374 | 0 |
| 30 Jun 24 | 727 | 151 | 369 | 0 |
| 31 Mar 24 | 749 | 168 | 368 | 0 |
| 31 Dec 23 | 760 | 175 | 378 | 0 |
| 30 Sep 23 | 826 | 234 | 380 | 0 |
| 30 Jun 23 | 874 | 268 | 387 | 0 |
| 31 Mar 23 | 857 | 237 | 392 | 0 |
| 31 Dec 22 | 869 | 256 | 375 | 0 |
| 30 Sep 22 | 837 | 221 | 372 | 0 |
| 30 Jun 22 | 814 | 221 | 358 | 0 |
| 31 Mar 22 | 829 | 269 | 338 | 0 |
| 31 Dec 21 | 816 | 271 | 327 | 0 |
| 30 Sep 21 | 804 | 276 | 317 | 0 |
| 30 Jun 21 | 790 | 261 | 314 | 0 |
| 31 Mar 21 | 773 | 245 | 311 | 0 |
| 31 Dec 20 | 804 | 255 | 321 | 0 |
| 30 Sep 20 | 822 | 255 | 324 | 0 |
| 30 Jun 20 | 834 | 271 | 318 | 0 |
| 31 Mar 20 | 827 | 267 | 309 | 0 |
| 31 Dec 19 | 756 | 238 | 291 | 0 |
| 30 Sep 19 | 719 | 241 | 271 | 0 |
| 30 Jun 19 | 673 | 214 | 269 | 0 |
| 31 Mar 19 | 656 | 212 | 272 | 0 |
| 31 Dec 18 | 658 | 216 | 271 | 0 |
| 30 Sep 18 | 649 | 179 | 285 | 0 |
| 30 Jun 18 | 593 | 153 | 261 | 0 |
| 31 Mar 18 | 533 | 122 | 237 | 0 |
| 31 Dec 17 | 467 | 93 | 206 | 0 |
| 30 Sep 17 | 419 | 101 | 189 | 0 |
| 30 Jun 17 | 406 | 96 | 185 | 0 |
| 31 Mar 17 | 400 | 95 | 185 | 0 |
| 31 Dec 16 | 399 | 97 | 183 | 0 |
| 30 Sep 16 | 399 | 94 | 184 | 0 |
| 30 Jun 16 | 402 | 92 | 188 | 0 |
| 31 Mar 16 | 398 | 89 | 187 | 0 |
| 31 Dec 15 | 372 | 74 | 183 | 0 |
| 30 Sep 15 | 330 | 63 | 158 | 0 |
| 30 Jun 15 | 287 | 50 | 139 | 0 |
Quality Earnings: SFNC is currently unprofitable.
Growing Profit Margin: SFNC is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SFNC is unprofitable, and losses have increased over the past 5 years at a rate of 44.2% per year.
Accelerating Growth: Unable to compare SFNC's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: SFNC is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (22.8%).
Return on Equity
High ROE: SFNC has a negative Return on Equity (-10.51%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/30 09:51 |
| End of Day Share Price | 2026/05/29 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Simmons First National Corporation is covered by 11 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David George | Baird |
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |