Simmons First National Future Growth

Future criteria checks 5/6

Simmons First National is forecast to grow earnings and revenue by 103.5% and 46.1% per annum respectively. EPS is expected to grow by 103.7% per annum. Return on equity is forecast to be 8.1% in 3 years.

Key information

103.5%

Earnings growth rate

103.72%

EPS growth rate

Banks earnings growth	8.8%
Revenue growth rate	46.1%
Future return on equity	8.09%
Analyst coverage	Good
Last updated	17 Dec 2025

Recent future growth updates

Recent updates

Simmons First National: Earnings Likely To Rebound, But Stock Seems Fairly Valued

Feb 25

Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's

Feb 04

Simmons First National: Downgraded To Hold, Loan Growth To Push Up Earnings Next Year

Nov 22

Simmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21

Nov 17

Navigating Rising Rates And Deposit Dynamics To Fuel Growth And Margin Expansion

Sep 24 Anticipation of improved net interest margin and earnings due to favorable asset repricing and competitive macro backdrop suggests potential revenue growth.

Simmons First National: A Big Step Back After A Solid Run (Rating Downgrade)

Sep 04

Simmons First National's (NASDAQ:SFNC) Dividend Will Be $0.21

Jul 27

Simmons First National: Attractively Valued But Earnings Are Likely To Decline

May 29

Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.21

May 11

Simmons First National (NASDAQ:SFNC) Is Due To Pay A Dividend Of $0.21

Apr 27

Earnings and Revenue Growth Forecasts

NasdaqGS:SFNC - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2027	1,020	300	N/A	N/A	7
12/31/2026	973	282	N/A	N/A	7
12/31/2025	909	-405	N/A	N/A	6
9/30/2025	-1	-427	378	417	N/A
6/30/2025	743	160	349	393	N/A
3/31/2025	727	146	355	401	N/A
12/31/2024	729	153	380	426	N/A
9/30/2024	701	128	722	764	N/A
6/30/2024	727	151	488	526	N/A
3/31/2024	749	168	467	500	N/A
12/31/2023	760	175	508	541	N/A
9/30/2023	826	234	180	216	N/A
6/30/2023	874	268	266	303	N/A
3/31/2023	857	237	322	360	N/A
12/31/2022	869	256	287	322	N/A
9/30/2022	837	221	247	284	N/A
6/30/2022	814	221	220	279	N/A
3/31/2022	829	269	210	263	N/A
12/31/2021	816	271	96	278	N/A
9/30/2021	804	276	184	346	N/A
6/30/2021	790	261	158	292	N/A
3/31/2021	773	245	35	175	N/A
12/31/2020	804	255	189	203	N/A
9/30/2020	822	255	82	135	N/A
6/30/2020	834	271	155	221	N/A
3/31/2020	827	267	198	264	N/A
12/31/2019	756	238	188	256	N/A
9/30/2019	719	241	259	306	N/A
6/30/2019	673	214	N/A	273	N/A
3/31/2019	656	212	N/A	276	N/A
12/31/2018	658	216	N/A	227	N/A
9/30/2018	649	179	N/A	158	N/A
6/30/2018	593	153	N/A	149	N/A
3/31/2018	533	122	N/A	153	N/A
12/31/2017	467	93	N/A	115	N/A
9/30/2017	419	101	N/A	123	N/A
6/30/2017	406	96	N/A	121	N/A
3/31/2017	400	95	N/A	138	N/A
12/31/2016	399	97	N/A	91	N/A
9/30/2016	399	94	N/A	89	N/A
6/30/2016	402	92	N/A	113	N/A
3/31/2016	398	89	N/A	62	N/A
12/31/2015	372	74	N/A	84	N/A
9/30/2015	330	63	N/A	72	N/A
6/30/2015	287	50	N/A	29	N/A
3/31/2015	246	40	N/A	27	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: SFNC is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (3.3%).

Earnings vs Market: SFNC is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: SFNC is expected to become profitable in the next 3 years.

Revenue vs Market: SFNC's revenue (46.1% per year) is forecast to grow faster than the US market (10.4% per year).

High Growth Revenue: SFNC's revenue (46.1% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: SFNC's Return on Equity is forecast to be low in 3 years time (8.1%).

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/01/05 10:56
End of Day Share Price	2026/01/02 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Simmons First National Corporation is covered by 11 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
David George	Baird
Gary Tenner	D.A. Davidson & Co.
null null	D.A. Davidson & Co.

Simmons First National Future Growth

Future criteria checks 5/6

Key information

Recent future growth updates

Consensus revenue estimates increase by 17%

Consensus EPS estimates fall by 65%

Consensus EPS estimates fall from profit to US$0.60 loss, revenue upgraded

Price target decreased by 7.7% to US$21.60

Price target increased by 7.4% to US$24.60

Consensus EPS estimates fall by 10%

Recent updates

Simmons First National Corporation to Report Fiscal Year 2025 Results on Jan 20, 2026

Upcoming dividend of US$0.21 per share

Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.2125

Third quarter dividend of US$0.21 announced

Simmons First National Remains Underwhelming

Simmons First National Corporation Declares Quarterly Cash Dividend, Payable on January 2, 2026

Simmons First National Corporation Reports Net Loans Charged-Off for the Third Quarter Ended September 30, 2025

Consensus revenue estimates increase by 17%

Simmons First National Corporation to Report Q3, 2025 Results on Oct 16, 2025

Second quarter dividend of US$0.21 announced

Simmons First National Corporation Declares Quarterly Cash Dividend on Class A Common Stock, Payable on October 1, 2025

Consensus EPS estimates fall by 65%

Simmons First National Corporation and Simmons Bank Announce CEO Changes

New minor risk - Shareholder dilution

Consensus EPS estimates fall from profit to US$0.60 loss, revenue upgraded

Simmons First National Corporation has completed a Follow-on Equity Offering in the amount of $300.07 million.

Second quarter 2025 earnings: EPS exceeds analyst expectations while revenues lag behind

Simmons First National Corporation Reports Net Charge Off Results for the First Quarter Ended June 30, 2025

Simmons First National Corporation to Report Q2, 2025 Results on Jul 17, 2025

Now 22% undervalued after recent price drop

Upcoming dividend of US$0.21 per share

Now 20% undervalued after recent price drop

Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.2125

First quarter dividend of US$0.21 announced

Simmons First National Corporation Declares Quarterly Cash Dividend on Class A Common Stock, Payable on July 1, 2025

Price target decreased by 7.7% to US$21.60

First quarter 2025 earnings: EPS misses analyst expectations

Simmons First National Corporation Reports Net Charge Off Results for the First Quarter Ended March 31, 2025

Simmons First National Corporation, Annual General Meeting, May 07, 2025

Now 21% undervalued after recent price drop

Simmons First National Corporation to Report Q1, 2025 Results on Apr 16, 2025

Upcoming dividend of US$0.21 per share

Now 20% undervalued after recent price drop

Full year 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Simmons First National: Earnings Likely To Rebound, But Stock Seems Fairly Valued

Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's

Third quarter dividend increased to US$0.21

Simmons First National Corporation Declares Quarterly Dividend, Payable on April 1, 2025

Simmons First National Corporation Reports Net Loan Charged Off for the Fourth Quarter Ended December 31, 2024

Simmons First National Corporation to Report Q4, 2024 Results on Jan 21, 2025

Upcoming dividend of US$0.21 per share

Price target increased by 7.4% to US$24.60

Simmons First National: Downgraded To Hold, Loan Growth To Push Up Earnings Next Year

Simmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21

Third quarter dividend of US$0.21 announced

Simmons First National Corporation Declares Quarterly Cash Dividend on its Class A Common Stock, Payable on January 2, 2025

Consensus EPS estimates fall by 10%

Now 21% overvalued after recent price rise

Third quarter 2024 earnings: EPS misses analyst expectations

Simmons First National Corporation Reports Net Loan Charged Off for the Third Quarter Ended September 30, 2024

Now 21% overvalued after recent price rise

Simmons First National Corporation to Report Q3, 2024 Results on Oct 18, 2024

Navigating Rising Rates And Deposit Dynamics To Fuel Growth And Margin Expansion

Upcoming dividend of US$0.21 per share

Simmons First National: A Big Step Back After A Solid Run (Rating Downgrade)

Now 21% overvalued after recent price rise

Executive Chairman notifies of intention to sell stock

Simmons First National's (NASDAQ:SFNC) Dividend Will Be $0.21

Price target increased by 8.4% to US$21.90

Second quarter dividend of US$0.21 announced

Simmons First National Corporation Announces Net Loan Charged Off for the Second Quarter Ended June 30, 2024

Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Simmons First National Corporation Declares A Quarterly Cash Dividend on Class A Common Stock, Payable on October 1, 2024

Investor sentiment improves as stock rises 17%

Now 20% overvalued

Now 21% overvalued

Simmons First National Corporation to Report Q2, 2024 Results on Jul 24, 2024

Upcoming dividend of US$0.21 per share

Simmons First National: Attractively Valued But Earnings Are Likely To Decline