First Commonwealth Financial Balance Sheet Health
Financial Health criteria checks 6/6
First Commonwealth Financial has total assets of $11.5B and total equity of $1.3B. Total deposits are $9.2B, and total loans are $8.9B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $179.7M.
Key information
8.7x
Asset to equity ratio
3.8%
Net interest margin
Total deposits | US$9.19b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$179.66m |
Recent financial health updates
No updates
Recent updates
First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125
Feb 03First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation
Feb 01If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity
Feb 01First Commonwealth Financial: Q3 2023 Shows Positive Signs
Nov 03First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.125
Apr 28First Commonwealth Financial (NYSE:FCF) Is Paying Out A Dividend Of $0.12
Jan 28First Commonwealth Financial Non-GAAP EPS of $0.39 misses by $0.04, revenue of $112.34M misses by $1.03M
Jan 24First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.12
Nov 01First Commonwealth Financial declares $0.12 dividend
Oct 25First Commonwealth Financial: M&A Strategy Continues With Centric Acquisition
Sep 15First Commonwealth to acquire Centric Financial in $144M all-stock deal
Aug 30First Commonwealth Financial Non-GAAP EPS of $0.33 in-line, revenue of $98.17M beats by $0.76M
Jul 26Here's Why First Commonwealth Financial (NYSE:FCF) Has Caught The Eye Of Investors
Jul 21First Commonwealth Financial: Earnings To Dip On Provisioning Normalization
Jul 03First Commonwealth Financial (NYSE:FCF) Is Increasing Its Dividend To US$0.12
Apr 29First Commonwealth: Strong Top-Line Growth Views Unlikely To Compensate For Provision Normalization
Apr 08Does First Commonwealth Financial (NYSE:FCF) Deserve A Spot On Your Watchlist?
Apr 06First Commonwealth Financial: Not Too Excited
Jan 22Here's Why I Think First Commonwealth Financial (NYSE:FCF) Might Deserve Your Attention Today
Dec 26First Commonwealth Financial: Outlook Of Strong Balance Sheet Growth, Decent Price Upside
Dec 19First Commonwealth Financial's (NYSE:FCF) Upcoming Dividend Will Be Larger Than Last Year's
Oct 30First Commonwealth Financial: Management's Efforts Likely To Support Revenues
Oct 04First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To US$0.12
Aug 03First Commonwealth Is Unremarkable, With A Recent Large Insider Sale
Jul 09If You Like EPS Growth Then Check Out First Commonwealth Financial (NYSE:FCF) Before It's Too Late
Jun 23First Commonwealth Financial Corporation 2021 Q1 - Results - Earnings Call Presentation
May 01First Commonwealth Financial declares $0.115 dividend
Apr 27This Is Why We Think First Commonwealth Financial Corporation's (NYSE:FCF) CEO Might Get A Pay Rise Approved By Shareholders
Apr 21Is First Commonwealth Financial Corporation's (NYSE:FCF) 3.0% Dividend Worth Your Time?
Mar 08Have Insiders Sold First Commonwealth Financial Corporation (NYSE:FCF) Shares Recently?
Feb 10First Commonwealth Financial Corporation 2020 Q4 - Results - Earnings Call Presentation
Feb 01Only Four Days Left To Cash In On First Commonwealth Financial's (NYSE:FCF) Dividend
Jan 30What Type Of Shareholders Own The Most Number of First Commonwealth Financial Corporation (NYSE:FCF) Shares?
Jan 08Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCF's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: FCF has a sufficient allowance for bad loans (298%).
Low Risk Liabilities: 91% of FCF's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCF has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: FCF's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: FCF has an appropriate level of bad loans (0.4%).