First Commonwealth Financial Past Earnings Performance

Past criteria checks 5/6

First Commonwealth Financial has been growing earnings at an average annual rate of 11.3%, while the Banks industry saw earnings growing at 9.3% annually. Revenues have been growing at an average rate of 8.1% per year. First Commonwealth Financial's return on equity is 12.3%, and it has net margins of 35%.

Key information

11.3%

Earnings growth rate

11.2%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	8.1%
Return on equity	12.3%
Net Margin	35.0%
Last Earnings Update	31 Mar 2024

Recent past performance updates

Recent updates

First Commonwealth Financial: Attractively Valued But With A Lackluster Earnings Outlook

Apr 22

First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125

Feb 03

First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation

Feb 01

If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity

Feb 01

First Commonwealth Financial Non-GAAP EPS of $0.39 misses by $0.04, revenue of $112.34M misses by $1.03M

Jan 24

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.12

Nov 01

First Commonwealth Financial declares $0.12 dividend

Oct 25

First Commonwealth Financial: M&A Strategy Continues With Centric Acquisition

Sep 15

First Commonwealth to acquire Centric Financial in $144M all-stock deal

Aug 30

First Commonwealth Financial Non-GAAP EPS of $0.33 in-line, revenue of $98.17M beats by $0.76M

Jul 26

Here's Why First Commonwealth Financial (NYSE:FCF) Has Caught The Eye Of Investors

Jul 21

First Commonwealth Financial: Earnings To Dip On Provisioning Normalization

Jul 03

First Commonwealth Financial (NYSE:FCF) Is Increasing Its Dividend To US$0.12

Apr 29

First Commonwealth: Strong Top-Line Growth Views Unlikely To Compensate For Provision Normalization

Apr 08

Does First Commonwealth Financial (NYSE:FCF) Deserve A Spot On Your Watchlist?

Apr 06

First Commonwealth Financial: Not Too Excited

Jan 22

Here's Why I Think First Commonwealth Financial (NYSE:FCF) Might Deserve Your Attention Today

Dec 26

First Commonwealth Financial: Outlook Of Strong Balance Sheet Growth, Decent Price Upside

Dec 19

First Commonwealth Financial's (NYSE:FCF) Upcoming Dividend Will Be Larger Than Last Year's

Oct 30

First Commonwealth Financial: Management's Efforts Likely To Support Revenues

Oct 04

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To US$0.12

Aug 03

First Commonwealth Is Unremarkable, With A Recent Large Insider Sale

Jul 09

If You Like EPS Growth Then Check Out First Commonwealth Financial (NYSE:FCF) Before It's Too Late

Jun 23

First Commonwealth Financial Corporation 2021 Q1 - Results - Earnings Call Presentation

May 01

First Commonwealth Financial declares $0.115 dividend

Apr 27

This Is Why We Think First Commonwealth Financial Corporation's (NYSE:FCF) CEO Might Get A Pay Rise Approved By Shareholders

Apr 21

Is First Commonwealth Financial Corporation's (NYSE:FCF) 3.0% Dividend Worth Your Time?

Mar 08

Have Insiders Sold First Commonwealth Financial Corporation (NYSE:FCF) Shares Recently?

Feb 10

First Commonwealth Financial Corporation 2020 Q4 - Results - Earnings Call Presentation

Feb 01

Only Four Days Left To Cash In On First Commonwealth Financial's (NYSE:FCF) Dividend

Jan 30

Revenue & Expenses Breakdown

How First Commonwealth Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:FCF Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Mar 24	470	164	207
31 Dec 23	467	157	206
30 Sep 23	449	148	200
30 Jun 23	434	143	196
31 Mar 23	409	131	189
31 Dec 22	389	128	183
30 Sep 22	385	127	182
30 Jun 22	380	127	180
31 Mar 22	375	126	176
31 Dec 21	386	138	174
30 Sep 21	374	129	173
30 Jun 21	358	114	170
31 Mar 21	351	108	170
31 Dec 20	305	73	171
30 Sep 20	305	75	170
30 Jun 20	311	82	170
31 Mar 20	315	85	169
31 Dec 19	339	105	166
30 Sep 19	337	106	163
30 Jun 19	329	104	161
31 Mar 19	332	109	159
31 Dec 18	327	107	155
30 Sep 18	324	84	157
30 Jun 18	322	81	155
31 Mar 18	311	63	153
31 Dec 17	302	55	151
30 Sep 17	291	69	144
30 Jun 17	277	65	137
31 Mar 17	254	63	129
31 Dec 16	244	60	126
30 Sep 16	229	52	121
30 Jun 16	223	47	122
31 Mar 16	229	48	125
31 Dec 15	233	50	124
30 Sep 15	233	48	125
30 Jun 15	235	48	127
31 Mar 15	235	46	126
31 Dec 14	232	44	126
30 Sep 14	233	46	126
30 Jun 14	236	49	123
31 Mar 14	226	43	124
31 Dec 13	225	41	128
30 Sep 13	220	41	124
30 Jun 13	213	35	124

Quality Earnings: FCF has high quality earnings.

Growing Profit Margin: FCF's current net profit margins (35%) are higher than last year (32%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FCF's earnings have grown by 11.3% per year over the past 5 years.

Accelerating Growth: FCF's earnings growth over the past year (25.8%) exceeds its 5-year average (11.3% per year).

Earnings vs Industry: FCF earnings growth over the past year (25.8%) exceeded the Banks industry -14%.

First Commonwealth Financial Past Earnings Performance

Past criteria checks 5/6

Key information

Recent past performance updates

First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

First Commonwealth Financial Corporation to Report Q1, 2024 Results on Apr 23, 2024

Full year 2023 earnings: EPS exceeds analyst expectations

Full year 2023 earnings: EPS exceeds analyst expectations

First Commonwealth Financial Corporation Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023

First Commonwealth Financial Corporation to Report Q4, 2023 Results on Jan 30, 2024

Recent updates

First quarter dividend of US$0.13 announced

First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

First Commonwealth Financial: Attractively Valued But With A Lackluster Earnings Outlook

First Commonwealth Financial Corporation to Report Q1, 2024 Results on Apr 23, 2024

First Commonwealth Financial Corporation, Annual General Meeting, Apr 23, 2024

Full year 2023 earnings: EPS exceeds analyst expectations

First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125

Fourth quarter dividend of US$0.13 announced

First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation

If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity

New major risk - Revenue and earnings growth

Full year 2023 earnings: EPS exceeds analyst expectations

First Commonwealth Financial Corporation Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023

First Commonwealth Financial Corporation to Report Q4, 2023 Results on Jan 30, 2024

Price target increased by 7.7% to US$16.42

First Commonwealth Financial: Q3 2023 Shows Positive Signs

Third quarter 2023 earnings: EPS and revenues miss analyst expectations

First Commonwealth Financial Corporation Declares Quarterly Dividend, Payable on November 17, 2023

First Commonwealth Financial Corporation to Report Q3, 2023 Results on Oct 24, 2023

Price target increased by 7.9% to US$16.00

Second quarter 2023 earnings: EPS exceeds analyst expectations

First Commonwealth Financial Corporation Declares Quarterly Dividend, Payable on August 18, 2023

First Commonwealth Financial Corporation to Report Q2, 2023 Results on Jul 25, 2023

First Commonwealth Appoints Eric Wissinger as Senior VP

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.125

First quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Price target decreased by 8.4% to US$15.50

Independent Director recently bought US$104k worth of stock

Investor sentiment deteriorates as stock falls 15%

Full year 2022 earnings: Revenues in line with analyst expectations

First Commonwealth Financial Corporation (NYSE:FCF) completed the acquisition of Centric Financial Corporation (OTCPK:CFCX) from a group of shareholders.

President recently bought US$183k worth of stock

First Commonwealth Financial (NYSE:FCF) Is Paying Out A Dividend Of $0.12

First Commonwealth Financial Corporation Announces Net Charge-Offs for the Fourth Quarter of 2022

First Commonwealth Financial Non-GAAP EPS of $0.39 misses by $0.04, revenue of $112.34M misses by $1.03M

First Commonwealth Financial Corporation to Report Q4, 2022 Results on Jan 24, 2023

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.12

First Commonwealth Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2022

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

First Commonwealth Financial Corporation Declares Quarterly Dividend, Payable on November 18, 2022

First Commonwealth Financial declares $0.12 dividend

First Commonwealth Financial Corporation to Report Q3, 2022 Results on Oct 25, 2022

First Commonwealth Financial: M&A Strategy Continues With Centric Acquisition

First Commonwealth Financial Corporation (NYSE:FCF) entered into a definitive agreement to acquire Centric Financial Corporation (OTCPK:CFCX) for approximately $130 million.

First Commonwealth to acquire Centric Financial in $144M all-stock deal

First Commonwealth Financial Corporation Announces Net Charge-Offs for the Second Quarter ended June 30, 2022

First Commonwealth Financial Corporation Declares Quarterly Dividend,Payable on August 19, 2022

Second quarter 2022 earnings: Revenues and EPS in line with analyst expectations

First Commonwealth Financial Non-GAAP EPS of $0.33 in-line, revenue of $98.17M beats by $0.76M

Here's Why First Commonwealth Financial (NYSE:FCF) Has Caught The Eye Of Investors

First Commonwealth Financial Corporation to Report Q2, 2022 Results on Jul 26, 2022

First Commonwealth Financial: Earnings To Dip On Provisioning Normalization

First Commonwealth Financial (NYSE:FCF) Is Increasing Its Dividend To US$0.12

First quarter 2022 earnings: EPS and revenues miss analyst expectations

First Commonwealth Financial Corporation Announces Net Charge-Offs for the First Quarter of 2022

First Commonwealth Financial Corporation to Report Q1, 2022 Results on Apr 26, 2022

First Commonwealth: Strong Top-Line Growth Views Unlikely To Compensate For Provision Normalization

Does First Commonwealth Financial (NYSE:FCF) Deserve A Spot On Your Watchlist?

Price target increased to US$18.50

Full year 2021 earnings: EPS exceeds analyst expectations

First Commonwealth Financial: Not Too Excited

Here's Why I Think First Commonwealth Financial (NYSE:FCF) Might Deserve Your Attention Today

First Commonwealth Financial: Outlook Of Strong Balance Sheet Growth, Decent Price Upside

First Commonwealth Financial's (NYSE:FCF) Upcoming Dividend Will Be Larger Than Last Year's

Third quarter 2021 earnings released: EPS US$0.36 (vs US$0.20 in 3Q 2020)

First Commonwealth Financial: Management's Efforts Likely To Support Revenues

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To US$0.12

Second quarter 2021 earnings released: EPS US$0.31 (vs US$0.24 in 2Q 2020)

First Commonwealth Is Unremarkable, With A Recent Large Insider Sale