First Commonwealth Financial Corporation

NYSE:FCF Stock Report

Market Cap: US$1.7b

First Commonwealth Financial Past Earnings Performance

Past criteria checks 4/6

First Commonwealth Financial has been growing earnings at an average annual rate of 12.7%, while the Banks industry saw earnings growing at 6.9% annually. Revenues have been growing at an average rate of 8.8% per year. First Commonwealth Financial's return on equity is 10.8%, and it has net margins of 33.2%.

Key information

12.7%

Earnings growth rate

11.9%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate8.8%
Return on equity10.8%
Net Margin33.2%
Next Earnings Update28 Jan 2025

Recent past performance updates

Recent updates

First Commonwealth Financial Corporation: An Interesting Financial Firm To Keep An Eye On

Dec 12

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.13

Nov 02
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.13

First Commonwealth Financial Corporation Just Missed Earnings - But Analysts Have Updated Their Models

Nov 01
First Commonwealth Financial Corporation Just Missed Earnings - But Analysts Have Updated Their Models

First Commonwealth Financial: Downgrading To Hold And Reducing The Earnings Estimate

Sep 20

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.13

Jul 30
First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.13

First Commonwealth Financial Corporation (NYSE:FCF) Released Earnings Last Week And Analysts Lifted Their Price Target To US$17.75

Jul 26
First Commonwealth Financial Corporation (NYSE:FCF) Released Earnings Last Week And Analysts Lifted Their Price Target To US$17.75

First Commonwealth Financial: Attractively Valued But With A Lackluster Earnings Outlook

Apr 22

First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125

Feb 03
First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125

First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation

Feb 01

If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity

Feb 01
If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity

First Commonwealth Financial: Q3 2023 Shows Positive Signs

Nov 03

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.125

Apr 28
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.125

First Commonwealth Financial (NYSE:FCF) Is Paying Out A Dividend Of $0.12

Jan 28
First Commonwealth Financial (NYSE:FCF) Is Paying Out A Dividend Of $0.12

First Commonwealth Financial Non-GAAP EPS of $0.39 misses by $0.04, revenue of $112.34M misses by $1.03M

Jan 24

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.12

Nov 01
First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.12

First Commonwealth Financial declares $0.12 dividend

Oct 25

First Commonwealth Financial: M&A Strategy Continues With Centric Acquisition

Sep 15

First Commonwealth to acquire Centric Financial in $144M all-stock deal

Aug 30

First Commonwealth Financial Non-GAAP EPS of $0.33 in-line, revenue of $98.17M beats by $0.76M

Jul 26

Here's Why First Commonwealth Financial (NYSE:FCF) Has Caught The Eye Of Investors

Jul 21
Here's Why First Commonwealth Financial (NYSE:FCF) Has Caught The Eye Of Investors

First Commonwealth Financial: Earnings To Dip On Provisioning Normalization

Jul 03

First Commonwealth Financial (NYSE:FCF) Is Increasing Its Dividend To US$0.12

Apr 29
First Commonwealth Financial (NYSE:FCF) Is Increasing Its Dividend To US$0.12

First Commonwealth: Strong Top-Line Growth Views Unlikely To Compensate For Provision Normalization

Apr 08

Does First Commonwealth Financial (NYSE:FCF) Deserve A Spot On Your Watchlist?

Apr 06
Does First Commonwealth Financial (NYSE:FCF) Deserve A Spot On Your Watchlist?

First Commonwealth Financial: Not Too Excited

Jan 22

Here's Why I Think First Commonwealth Financial (NYSE:FCF) Might Deserve Your Attention Today

Dec 26
Here's Why I Think First Commonwealth Financial (NYSE:FCF) Might Deserve Your Attention Today

First Commonwealth Financial: Outlook Of Strong Balance Sheet Growth, Decent Price Upside

Dec 19

First Commonwealth Financial's (NYSE:FCF) Upcoming Dividend Will Be Larger Than Last Year's

Oct 30
First Commonwealth Financial's (NYSE:FCF) Upcoming Dividend Will Be Larger Than Last Year's

First Commonwealth Financial: Management's Efforts Likely To Support Revenues

Oct 04

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To US$0.12

Aug 03
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To US$0.12

First Commonwealth Is Unremarkable, With A Recent Large Insider Sale

Jul 09

If You Like EPS Growth Then Check Out First Commonwealth Financial (NYSE:FCF) Before It's Too Late

Jun 23
If You Like EPS Growth Then Check Out First Commonwealth Financial (NYSE:FCF) Before It's Too Late

Revenue & Expenses Breakdown

How First Commonwealth Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:FCF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 244561522110
30 Jun 244631592080
31 Mar 244701642070
31 Dec 234671572060
30 Sep 234491482000
30 Jun 234341431960
31 Mar 234091311890
31 Dec 223891281830
30 Sep 223851271820
30 Jun 223801271800
31 Mar 223751261760
31 Dec 213861381740
30 Sep 213741291730
30 Jun 213581141700
31 Mar 213511081700
31 Dec 20305731710
30 Sep 20305751700
30 Jun 20311821700
31 Mar 20315851690
31 Dec 193391051660
30 Sep 193371061630
30 Jun 193291041610
31 Mar 193321091590
31 Dec 183271071550
30 Sep 18324841570
30 Jun 18322811550
31 Mar 18311631530
31 Dec 17302551510
30 Sep 17291691440
30 Jun 17277651370
31 Mar 17254631290
31 Dec 16244601260
30 Sep 16229521210
30 Jun 16223471220
31 Mar 16229481250
31 Dec 15233501240
30 Sep 15233481250
30 Jun 15235481270
31 Mar 15235461260
31 Dec 14232441260
30 Sep 14233461260
30 Jun 14236491230
31 Mar 14226431240

Quality Earnings: FCF has high quality earnings.

Growing Profit Margin: FCF's current net profit margins (33.2%) are higher than last year (33%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FCF's earnings have grown by 12.7% per year over the past 5 years.

Accelerating Growth: FCF's earnings growth over the past year (2.4%) is below its 5-year average (12.7% per year).

Earnings vs Industry: FCF earnings growth over the past year (2.4%) exceeded the Banks industry -10.6%.

Return on Equity

High ROE: FCF's Return on Equity (10.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/21 09:25
End of Day Share Price 2025/01/17 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Commonwealth Financial Corporation is covered by 19 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew SchultheisBoenning & Scattergood, Inc.
Stephen MossB. Riley Securities, Inc.
Russell Elliott GuntherD.A. Davidson & Co.