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MidWestOne Financial Group, Inc.NasdaqGS:MOFG Stock Report

Market Cap US$785.5m
Share Price
US$38.07
n/a
1Y33.8%
7D-2.3%
Portfolio Value
View

MidWestOne Financial Group, Inc.

NasdaqGS:MOFG Stock Report

Market Cap: US$785.5m

MidWestOne Financial Group (MOFG) Stock Overview

Operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. More details

MOFG fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance2/6
Financial Health6/6
Dividends5/6

MOFG Community Fair Values

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MidWestOne Financial Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for MidWestOne Financial Group
Historical stock prices
Current Share PriceUS$38.07
52 Week HighUS$42.38
52 Week LowUS$24.62
Beta1.07
1 Month Change-6.55%
3 Month Change30.73%
1 Year Change33.81%
3 Year Change20.47%
5 Year Change45.97%
Change since IPO801.66%

Recent News & Updates

Recent updates

MidWestOne Financial Group's (NASDAQ:MOFG) Dividend Will Be $0.2425

Aug 11
MidWestOne Financial Group's (NASDAQ:MOFG) Dividend Will Be $0.2425

MidWestOne Financial Group (NASDAQ:MOFG) Has Affirmed Its Dividend Of $0.2425

Jul 28
MidWestOne Financial Group (NASDAQ:MOFG) Has Affirmed Its Dividend Of $0.2425

MidWestOne Financial Group's (NASDAQ:MOFG) Dividend Will Be $0.2425

Oct 29
MidWestOne Financial Group's (NASDAQ:MOFG) Dividend Will Be $0.2425
User avatar

Decisive Shifts And Diversified Growth Avenues Poised To Elevate Bank's Profitability And Margins

Strategic divestitures and focus on high-growth areas aim to boost efficiency, net margins, and revenue through improved customer and employee engagement.

MidWestOne Financial Group (NASDAQ:MOFG) Has Announced A Dividend Of $0.2425

Apr 30
MidWestOne Financial Group (NASDAQ:MOFG) Has Announced A Dividend Of $0.2425

MidWestOne Financial Group (NASDAQ:MOFG) Will Pay A Dividend Of $0.2425

Jan 30
MidWestOne Financial Group (NASDAQ:MOFG) Will Pay A Dividend Of $0.2425

MidWestOne Financial Group (NASDAQ:MOFG) Will Pay A Dividend Of $0.2425

Nov 21
MidWestOne Financial Group (NASDAQ:MOFG) Will Pay A Dividend Of $0.2425

MidWestOne Financial Group (NASDAQ:MOFG) Will Pay A Dividend Of $0.2425

Oct 31
MidWestOne Financial Group (NASDAQ:MOFG) Will Pay A Dividend Of $0.2425

MidWestOne Financial Group's (NASDAQ:MOFG) Dividend Will Be $0.2425

Aug 28
MidWestOne Financial Group's (NASDAQ:MOFG) Dividend Will Be $0.2425

MidWestOne Financial Group (NASDAQ:MOFG) Is Increasing Its Dividend To $0.2425

Aug 04
MidWestOne Financial Group (NASDAQ:MOFG) Is Increasing Its Dividend To $0.2425

Shareholder Returns

MOFGUS BanksUS Market
7D-2.3%0.1%-0.6%
1Y33.8%25.5%14.5%

Return vs Industry: MOFG exceeded the US Banks industry which returned 25.5% over the past year.

Return vs Market: MOFG exceeded the US Market which returned 14.5% over the past year.

Price Volatility

Is MOFG's price volatile compared to industry and market?
MOFG volatility
MOFG Average Weekly Movement11.9%
Banks Industry Average Movement3.8%
Market Average Movement6.5%
10% most volatile stocks in US Market16.7%
10% least volatile stocks in US Market3.0%

Stable Share Price: MOFG's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: MOFG's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
1934757Chip Reeveswww.midwestonefinancial.com

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. The company offers various deposit products, including noninterest bearing and interest bearing demand deposits, demand and interest checking, savings, money market, and time deposits accounts. It also provides commercial, real estate, agricultural, credit card, and consumer loans; and financing arrangements, such as brokered deposits, term debt, subordinated debt, and equity.

MidWestOne Financial Group, Inc. Fundamentals Summary

How do MidWestOne Financial Group's earnings and revenue compare to its market cap?
MOFG fundamental statistics
Market capUS$785.49m
Earnings (TTM)US$58.46m
Revenue (TTM)US$221.84m
13.4x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MOFG income statement (TTM)
RevenueUS$221.84m
Cost of RevenueUS$0
Gross ProfitUS$221.84m
Other ExpensesUS$163.38m
EarningsUS$58.46m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.83
Gross Margin100.00%
Net Profit Margin26.35%
Debt/Equity Ratio19.5%

How did MOFG perform over the long term?

See historical performance and comparison

Dividends

2.5%
Current Dividend Yield
34%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/05 16:23
End of Day Share Price 2026/01/02 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

MidWestOne Financial Group, Inc. is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullD.A. Davidson & Co.
Brendan NosalHovde Group, LLC
Brian MartinJanney Montgomery Scott LLC