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MidWestOne Financial Group Future Growth
Future criteria checks 3/6
MidWestOne Financial Group is forecast to grow earnings and revenue by 16.4% and 15.3% per annum respectively. EPS is expected to grow by 16.5% per annum. Return on equity is forecast to be 11.8% in 3 years.
Key information
16.4%
Earnings growth rate
16.48%
EPS growth rate
| Banks earnings growth | 7.1% |
| Revenue growth rate | 15.3% |
| Future return on equity | 11.76% |
| Analyst coverage | Low |
| Last updated | 30 Jan 2026 |
Recent future growth updates
Recent updates
Narrative Update • Feb 10
MOFG: Proposed Merger Will Likely Keep Shares Trading Above Implied Value
Narrative Update Analysts have nudged their fair value estimate for MidWestOne Financial Group higher, lifting the price target from $36.75 to about $37.33. This reflects updated assumptions around revenue growth, profit margins, the discount rate and future P/E levels.Narrative Update • Jan 26
MOFG: Proposed Merger Will Likely Leave Shares Trading Above Implied Value
Analysts have kept their price target for MidWestOne Financial Group steady at an implied fair value of $36.75, pointing to largely unchanged assumptions on discount rate, revenue growth, profit margins, and future P/E to support their view. What's in the News A special shareholders meeting is scheduled for January 26, 2026, at 102 South Clinton Street, Iowa City, Iowa.Narrative Update • Jan 10
MOFG: Planned Merger And Higher Charge Offs Will Shape Future Outcomes
Analysts have maintained their fair value estimate for MidWestOne Financial Group at $36.75, making only minor adjustments to inputs such as the discount rate, revenue growth, profit margin and future P/E. These changes are intended to fine tune their price target rationale rather than alter it in a meaningful way.Narrative Update • Dec 23
MOFG: Merger With Nicolet And Rising Charge Offs Will Shape Outlook
Analysts have reiterated their price target for MidWestOne Financial Group at $36.75, reflecting unchanged assumptions around the discount rate, revenue growth, profit margin, and future valuation multiples that continue to support the prior assessment. What's in the News Nicolet Bankshares has agreed to acquire MidWestOne Financial Group in an all stock merger valued at approximately $870 million, with MidWestOne shareholders expected to own about 30% of the combined company upon closing in the first half of 2026 (Key Developments).Narrative Update • Dec 09
MOFG: Elevated Charge Offs Will Drive A Cautious Outlook Ahead
Analysts have modestly reiterated their view on MidWestOne Financial Group, keeping the price target effectively unchanged at about $36.75 per share. Stable assumptions around discount rate, revenue growth, profit margins, and future valuation multiples continue to support a steady fair value outlook.Narrative Update • Nov 25
MOFG: Acquisition Approval And Rising Charge Offs Will Guide Outlook Into 2025
Analysts have reiterated their price target for MidWestOne Financial Group at $36.75. This reflects stable outlooks and minimal changes in key financial estimates.Narrative Update • Nov 11
MOFG: Pending Acquisition And Charge Offs Will Shape Outlook Into 2025
Analysts have reaffirmed the price target for MidWestOne Financial Group at $36.75 per share, citing steady forecasts and updated assumptions. These reflect a modest adjustment in the discount rate, while core growth expectations remain unchanged.Narrative Update • Oct 27
Acquisition Deal And Share Repurchase Will Drive Profits Amid Margin Shifts
Analysts have raised their price target for MidWestOne Financial Group from $33.20 to $36.75, citing updated expectations for revenue growth and trends in profit margins. What's in the News Nicolet Bankshares agreed to acquire MidWestOne Financial Group for $870 million, with unanimous board approval.Narrative Update • Aug 18
Decisive Shifts And Diversified Growth Avenues Poised To Elevate Bank's Profitability And Margins
The analyst price target for MidWestOne Financial Group has been raised, primarily reflecting sharply improved revenue growth forecasts and a substantial decline in the future P/E ratio, resulting in an upward revision of fair value from $31.30 to $33.20. What's in the News Completed repurchase of 126,712 shares (0.61% of shares) for $3.61 million under existing buyback program.Analysis Article • Aug 11
MidWestOne Financial Group's (NASDAQ:MOFG) Dividend Will Be $0.2425
The board of MidWestOne Financial Group, Inc. ( NASDAQ:MOFG ) has announced that it will pay a dividend of $0.2425 per...Analysis Article • Jul 28
MidWestOne Financial Group (NASDAQ:MOFG) Has Affirmed Its Dividend Of $0.2425
MidWestOne Financial Group, Inc. ( NASDAQ:MOFG ) will pay a dividend of $0.2425 on the 16th of September. Based on this...Analysis Article • Oct 29
MidWestOne Financial Group's (NASDAQ:MOFG) Dividend Will Be $0.2425
The board of MidWestOne Financial Group, Inc. ( NASDAQ:MOFG ) has announced that it will pay a dividend of $0.2425 per...
New Narrative • Sep 24
Decisive Shifts And Diversified Growth Avenues Poised To Elevate Bank's Profitability And Margins
Strategic divestitures and focus on high-growth areas aim to boost efficiency, net margins, and revenue through improved customer and employee engagement.Analysis Article • Apr 30
MidWestOne Financial Group (NASDAQ:MOFG) Has Announced A Dividend Of $0.2425
The board of MidWestOne Financial Group, Inc. ( NASDAQ:MOFG ) has announced that it will pay a dividend of $0.2425 per...Analysis Article • Jan 30
MidWestOne Financial Group (NASDAQ:MOFG) Will Pay A Dividend Of $0.2425
MidWestOne Financial Group, Inc.'s ( NASDAQ:MOFG ) investors are due to receive a payment of $0.2425 per share on 15th...Analysis Article • Nov 21
MidWestOne Financial Group (NASDAQ:MOFG) Will Pay A Dividend Of $0.2425
The board of MidWestOne Financial Group, Inc. ( NASDAQ:MOFG ) has announced that it will pay a dividend on the 15th of...Analysis Article • Oct 31
MidWestOne Financial Group (NASDAQ:MOFG) Will Pay A Dividend Of $0.2425
The board of MidWestOne Financial Group, Inc. ( NASDAQ:MOFG ) has announced that it will pay a dividend of $0.2425 per...Analysis Article • Aug 28
MidWestOne Financial Group's (NASDAQ:MOFG) Dividend Will Be $0.2425
MidWestOne Financial Group, Inc. ( NASDAQ:MOFG ) will pay a dividend of $0.2425 on the 15th of September. This makes...Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 275 | 79 | N/A | N/A | 1 |
| 12/31/2025 | 248 | 60 | N/A | N/A | 1 |
| 9/30/2025 | 222 | 58 | 79 | 82 | N/A |
| 6/30/2025 | 68 | -54 | 59 | 62 | N/A |
| 3/31/2025 | 77 | -48 | 60 | 62 | N/A |
| 12/31/2024 | 61 | -60 | 61 | 63 | N/A |
| 9/30/2024 | 37 | -74 | 36 | 39 | N/A |
| 6/30/2024 | 174 | 31 | 53 | 57 | N/A |
| 3/31/2024 | 161 | 23 | 50 | 55 | N/A |
| 12/31/2023 | 157 | 21 | 59 | 63 | N/A |
| 9/30/2023 | 175 | 34 | 71 | 74 | N/A |
| 6/30/2023 | 190 | 43 | 84 | 87 | N/A |
| 3/31/2023 | 196 | 48 | 80 | 82 | N/A |
| 12/31/2022 | 209 | 61 | 88 | 90 | N/A |
| 9/30/2022 | 206 | 59 | 134 | 137 | N/A |
| 6/30/2022 | 199 | 57 | 74 | 76 | N/A |
| 3/31/2022 | 200 | 62 | 120 | 123 | N/A |
| 12/31/2021 | 206 | 69 | 110 | 112 | N/A |
| 9/30/2021 | 209 | 72 | 12 | 14 | N/A |
| 6/30/2021 | 201 | 36 | 58 | 60 | N/A |
| 3/31/2021 | 193 | 30 | 1 | 3 | N/A |
| 12/31/2020 | 163 | 7 | 7 | 9 | N/A |
| 9/30/2020 | 159 | 3 | 47 | 50 | N/A |
| 6/30/2020 | 163 | 35 | 56 | 58 | N/A |
| 3/31/2020 | 164 | 34 | 55 | 57 | N/A |
| 12/31/2019 | 168 | 44 | 45 | 47 | N/A |
| 9/30/2019 | 149 | 38 | 50 | 51 | N/A |
| 6/30/2019 | 133 | 32 | N/A | 40 | N/A |
| 3/31/2019 | 121 | 30 | N/A | 43 | N/A |
| 12/31/2018 | 121 | 30 | N/A | 43 | N/A |
| 9/30/2018 | 113 | 21 | N/A | 38 | N/A |
| 6/30/2018 | 110 | 21 | N/A | 39 | N/A |
| 3/31/2018 | 110 | 20 | N/A | 34 | N/A |
| 12/31/2017 | 109 | 19 | N/A | 41 | N/A |
| 9/30/2017 | 113 | 24 | N/A | 40 | N/A |
| 6/30/2017 | 115 | 24 | N/A | 41 | N/A |
| 3/31/2017 | 114 | 22 | N/A | 44 | N/A |
| 12/31/2016 | 115 | 20 | N/A | 38 | N/A |
| 9/30/2016 | 121 | 25 | N/A | 43 | N/A |
| 6/30/2016 | 122 | 26 | N/A | 50 | N/A |
| 3/31/2016 | 119 | 26 | N/A | 36 | N/A |
| 12/31/2015 | 106 | 25 | N/A | 33 | N/A |
| 9/30/2015 | 92 | 21 | N/A | 28 | N/A |
| 6/30/2015 | 79 | 18 | N/A | 11 | N/A |
| 3/31/2015 | 69 | 18 | N/A | 26 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: MOFG's forecast earnings growth (16.4% per year) is above the savings rate (3.4%).
Earnings vs Market: MOFG's earnings (16.4% per year) are forecast to grow faster than the US market (15.6% per year).
High Growth Earnings: MOFG's earnings are forecast to grow, but not significantly.
Revenue vs Market: MOFG's revenue (15.3% per year) is forecast to grow faster than the US market (10.3% per year).
High Growth Revenue: MOFG's revenue (15.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: MOFG's Return on Equity is forecast to be low in 3 years time (11.8%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/02/17 23:02 |
| End of Day Share Price | 2026/02/13 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
MidWestOne Financial Group, Inc. is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brian Martin | Brean Capital Historical (Janney Montgomery) |
| null null | D.A. Davidson & Co. |
| Damon DelMonte | Keefe, Bruyette, & Woods |