Truist Financial (TFC) Stock Overview
A financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for TFC from our risk checks.
TFC Community Fair Values
Create NarrativeSee what 86 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Truist Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$50.93 |
| 52 Week High | US$56.20 |
| 52 Week Low | US$38.27 |
| Beta | 0.87 |
| 1 Month Change | 9.03% |
| 3 Month Change | -0.95% |
| 1 Year Change | 29.03% |
| 3 Year Change | 77.52% |
| 5 Year Change | -17.28% |
| Change since IPO | 965.98% |
Recent News & Updates
TFC: Excess Capital And Tech Initiatives Are Expected To Support Balanced Future Returns
The updated analyst price target for Truist Financial edges slightly lower to $54.82 from $54.86, as analysts balance higher modeled revenue growth and a modestly higher future P/E with slightly softer profit margin assumptions and a lower discount rate. Analyst Commentary Recent research on Truist Financial shows a mix of optimism and caution, with several firms adjusting price targets in both directions and a few making rating changes.Truist: Mixed Results But A Supportive Buyback
Apr 20TFC: Excess Capital And Buybacks Are Expected To Support Higher Future Returns
Analysts have trimmed the average price target for Truist Financial to around $55 from about $57, reflecting a slightly lower fair value estimate along with updated views on revenue growth, margins, and future P/E assumptions after a mix of recent upgrades and target cuts across the Street. Analyst Commentary Recent research on Truist Financial shows a split view, with several firms lifting ratings and price targets while others have trimmed targets or flagged guidance as cautious.Recent updates
TFC: Excess Capital And Tech Initiatives Are Expected To Support Balanced Future Returns
The updated analyst price target for Truist Financial edges slightly lower to $54.82 from $54.86, as analysts balance higher modeled revenue growth and a modestly higher future P/E with slightly softer profit margin assumptions and a lower discount rate. Analyst Commentary Recent research on Truist Financial shows a mix of optimism and caution, with several firms adjusting price targets in both directions and a few making rating changes.Truist: Mixed Results But A Supportive Buyback
Apr 20TFC: Excess Capital And Buybacks Are Expected To Support Higher Future Returns
Analysts have trimmed the average price target for Truist Financial to around $55 from about $57, reflecting a slightly lower fair value estimate along with updated views on revenue growth, margins, and future P/E assumptions after a mix of recent upgrades and target cuts across the Street. Analyst Commentary Recent research on Truist Financial shows a split view, with several firms lifting ratings and price targets while others have trimmed targets or flagged guidance as cautious.TFC: Excess Capital And Buybacks Are Expected To Lift Future Returns
The fair value estimate for Truist Financial has been adjusted slightly lower to $56.55 as analysts weigh higher discount rate assumptions against a series of recent upgrades and price target increases that highlight excess capital, buyback potential, and improving fundamentals. Analyst Commentary Recent Street research around Truist Financial centers on excess capital, buyback capacity, and potential for improving returns, with a growing cluster of upgrades and higher price targets.TFC: Excess Capital And Buybacks Are Expected To Drive Higher ROTCE
The analyst price target for Truist Financial edges slightly lower to $57.00 from $57.11, as analysts weigh higher capital costs against unchanged growth and margin assumptions, while pointing to excess capital, planned buybacks, and improving return targets in recent research updates. Analyst Commentary Recent Street research on Truist Financial shows a mix of optimism around capital deployment and earnings power, alongside some caution on guidance and execution timing.TFC: Excess Capital And Buybacks May Support ROTCE While Credit Risks Persist
Analysts have nudged their fair value estimate for Truist Financial higher to $57.11 from $56.13, citing sizable excess capital, rising loan growth expectations, and growing buyback potential as key supports for the higher price target backdrop. Analyst Commentary Recent Street research on Truist Financial has turned more constructive, with multiple firms lifting price targets and some shifting to more positive ratings.TFC: Cost Actions And Buybacks May Support ROTCE Despite Credit Uncertainty
Analysts have nudged their price targets for Truist Financial higher, reflected in our fair value estimate moving from US$55.31 to US$56.13. They highlight improving profitability assumptions, a slightly lower discount rate, modestly stronger revenue growth expectations, healthier profit margins, and a somewhat lower future P/E multiple in recent research updates.TFC: Cost Efficiency And Buybacks Will Support Higher Future ROTCE
Analysts have nudged their price targets for Truist Financial higher, reflected in a modest fair value move from about US$55.11 to US$55.31, as they point to cost structure improvements, capital build, buyback support, and expectations for improved returns in the coming years. Analyst Commentary Recent research points to a generally constructive tone on Truist Financial, with several bullish analysts raising price targets and upgrading ratings, while a smaller group strikes a more cautious note around guidance and execution risk.TFC: Cost Discipline And Capital Returns Will Support Improving ROTCE Outlook
Analysts have raised their blended price target for Truist Financial from US$50.88 to about US$55.11. They cite updated views on margin resilience, return on equity potential, and valuation, supported by a series of recent target hikes and upgrades that highlight improving fundamentals and capital return plans.TFC: Higher ROTCE And Cost Discipline Will Guide Balanced Outlook
Analysts have nudged their price target on Truist Financial slightly higher, citing an improved return on tangible common equity outlook that supports a modest fair value increase to about $50.88 per share from roughly $50.55 previously. Analyst Commentary Bullish analysts highlight that the incremental price target increase, even if modest, reflects growing conviction that Truist can deliver better returns on tangible common equity over the next few quarters.TFC: Higher ROTCE And Stable Performance Will Shape Outlook Amid Industry Headwinds
Analysts have raised their price target for Truist Financial by $1 to $49, citing improved return on tangible common equity in their latest estimates. Analyst Commentary Bullish analysts have highlighted several positive developments for Truist Financial following the updated price target.TFC: Returns On Tangible Common Equity Will Drive Upside Momentum
Truist Financial's analyst price target has seen a modest increase to $49, up $1 from prior estimates. Analysts point to improved returns on tangible common equity and incremental progress in key financial metrics.TFC: Operational Changes And Discipline In Profitability Will Drive Future Shareholder Returns
The analyst consensus price target for Truist Financial has been revised upward by nearly $1 to $50.50. Analysts cite improved return on tangible common equity estimates and moderately higher revenue growth expectations, which are offset by a slight dip in profit margin.Digital Adoption And Sunbelt Expansion Will Advance Market Position
Truist Financial's analyst price target has been modestly raised from $49.25 to $49.53. Analysts cite improved revenue growth estimates but note ongoing challenges with profitability and competitive positioning.Digital Adoption And Sunbelt Expansion Will Advance Market Position
The average analyst price target for Truist Financial has been modestly raised from $48.69 to $49.25. Analysts cite ongoing adjustments to growth expectations and mixed performance metrics as key factors supporting a slightly higher valuation.Digital Adoption And Sunbelt Expansion Will Advance Market Position
Digital adoption and technology investments are reducing operational costs, improving efficiency, and positioning Truist for ongoing revenue and margin expansion.Truist Financial: Q1 Earnings And Valuation Prompt A Rating Upgrade
Apr 17Truist: True Rewards Come With Risks
Mar 11Truist: Strong Net Interest Margins Coupled With High Loan Quality
Jan 14Truist: After A Sector-Wide Rerating, The Hard Work Is Still To Come
Dec 31Why Truist Financial Stock Is Not A Buy Ahead Of Q2 Earnings
Oct 20Truist Financial Q3 Preview: Core Banking Trends Become Even More Important
Oct 08Truist Financial: Making Solid Progress
Sep 01Shareholder Returns
| TFC | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.4% | 1.2% | 0.8% |
| 1Y | 29.0% | 26.9% | 27.7% |
Return vs Industry: TFC underperformed the US Banks industry which returned 30.7% over the past year.
Return vs Market: TFC matched the US Market which returned 28.7% over the past year.
Price Volatility
| TFC volatility | |
|---|---|
| TFC Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: TFC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: TFC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1872 | 37,877 | Bill Rogers | www.truist.com |
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts.
Truist Financial Corporation Fundamentals Summary
| TFC fundamental statistics | |
|---|---|
| Market cap | US$64.16b |
| Earnings (TTM) | US$5.19b |
| Revenue (TTM) | US$18.66b |
12.2x
P/E Ratio1.1x
P/B RatioIs TFC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TFC income statement (TTM) | |
|---|---|
| Revenue | US$18.66b |
| Cost of Revenue | US$0 |
| Gross Profit | US$18.66b |
| Other Expenses | US$13.46b |
| Earnings | US$5.19b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 17, 2026
| Earnings per share (EPS) | 4.17 |
| Gross Margin | 100.00% |
| Net Profit Margin | 27.84% |
| Debt/Equity Ratio | 107.6% |
How did TFC perform over the long term?
See historical performance and comparisonDividends
4.1%
Current Dividend Yield51%
Payout RatioDoes TFC pay a reliable dividends?
See TFC dividend history and benchmarks| Truist Financial dividend dates | |
|---|---|
| Ex Dividend Date | May 08 2026 |
| Dividend Pay Date | Jun 01 2026 |
| Days until Ex dividend | 6 days |
| Days until Dividend pay date | 30 days |
Does TFC pay a reliable dividends?
See TFC dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/01 05:59 |
| End of Day Share Price | 2026/05/01 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Truist Financial Corporation is covered by 46 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |