Truist Financial Corporation

NYSE:TFC Stock Report

Market Cap: US$49.1b

Truist Financial Valuation

Is TFC undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of TFC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: TFC ($35.71) is trading below our estimate of fair value ($58.99)

Significantly Below Fair Value: TFC is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for TFC?

Other financial metrics that can be useful for relative valuation.

TFC key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ration/a

Price to Book Ratio vs Peers

How does TFC's PB Ratio compare to its peers?

The above table shows the PB ratio for TFC vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PBEstimated GrowthMarket Cap
Peer Average1x
RF Regions Financial
1.1x5.6%US$17.5b
MTB M&T Bank
0.9x2.5%US$23.2b
HBAN Huntington Bancshares
1.1x13.4%US$19.1b
CFG Citizens Financial Group
0.7x18.7%US$15.1b
TFC Truist Financial
0.9x58.3%US$47.7b

Price-To-Book vs Peers: TFC is good value based on its Price-To-Book Ratio (0.9x) compared to the peer average (1x).


Price to Earnings Ratio vs Industry

How does TFC's PE Ratio compare vs other companies in the US Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a7.1%
n/an/an/a
No. of CompaniesPB048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a7.1%
n/an/an/a
No more companies

Price-To-Book vs Industry: TFC is expensive based on its Price-To-Book Ratio (0.9x) compared to the US Banks industry average (0.9x).


Price to Book Ratio vs Fair Ratio

What is TFC's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

TFC PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio0.9x
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate TFC's Price-To-Book Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst TFC forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$36.80
US$42.16
+14.6%
8.7%US$50.00US$34.00n/a21
Apr ’25US$38.37
US$41.25
+7.5%
9.8%US$50.00US$31.10n/a22
Mar ’25US$35.26
US$40.84
+15.8%
10.0%US$50.00US$31.10n/a22
Feb ’25US$36.50
US$40.90
+12.0%
9.5%US$50.00US$31.10n/a24
Jan ’25US$36.92
US$36.95
+0.08%
13.0%US$50.00US$28.00n/a25
Dec ’24US$33.27
US$35.11
+5.5%
14.9%US$50.00US$28.00n/a24
Nov ’24US$28.49
US$34.54
+21.2%
16.4%US$50.00US$24.00n/a24
Oct ’24US$28.61
US$36.30
+26.9%
13.3%US$50.00US$29.00n/a24
Sep ’24US$30.90
US$37.07
+20.0%
11.6%US$50.00US$29.50n/a24
Aug ’24US$32.80
US$37.44
+14.2%
12.3%US$54.00US$31.00n/a24
Jul ’24US$30.35
US$38.66
+27.4%
15.3%US$54.00US$29.00n/a22
Jun ’24US$30.96
US$41.20
+33.1%
15.5%US$54.00US$31.00n/a22
May ’24US$31.52
US$42.86
+36.0%
14.9%US$57.00US$31.00n/a22
Apr ’24US$34.10
US$50.77
+48.9%
12.3%US$57.00US$31.00US$38.3722
Mar ’24US$46.70
US$52.54
+12.5%
7.8%US$60.00US$42.00US$35.2622
Feb ’24US$49.63
US$52.18
+5.1%
8.7%US$60.00US$42.00US$36.5022
Jan ’24US$43.03
US$52.14
+21.2%
10.4%US$61.00US$42.00US$36.9222
Dec ’23US$46.22
US$52.41
+13.4%
10.7%US$61.00US$42.00US$33.2722
Nov ’23US$44.82
US$52.32
+16.7%
10.4%US$61.00US$42.00US$28.4922
Oct ’23US$43.54
US$55.83
+28.2%
9.8%US$70.00US$41.00US$28.6122
Sep ’23US$46.87
US$56.65
+20.9%
10.8%US$70.00US$41.00US$30.9022
Aug ’23US$50.30
US$56.64
+12.6%
11.0%US$70.00US$41.00US$32.8022
Jul ’23US$48.20
US$59.68
+23.8%
12.5%US$75.00US$41.00US$30.3522
Jun ’23US$48.92
US$61.61
+25.9%
13.7%US$75.00US$41.00US$30.9622
May ’23US$48.35
US$63.87
+32.1%
10.0%US$75.00US$53.90US$31.5222
Apr ’23US$55.33
US$69.65
+25.9%
7.5%US$77.00US$59.00US$34.1022

Analyst Forecast: Target price is less than 20% higher than the current share price.


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