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PRI logo

PrimericaNYSE:PRI Stock Report

Market Cap US$9.4b
Share Price
n/a
1Y13.6%
7D0.5%
Portfolio Value
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PRI Stock Overview

Provides financial products and services to middle-income households in the United States and Canada. More details

PRI fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance5/6
Financial Health4/6
Dividends5/6

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US$315.00
FV
11.0% undervalued intrinsic discount
3.29%
Revenue growth p.a.
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Primerica, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Primerica
Historical stock prices
Current Share PriceUS$280.40
52 Week HighUS$307.91
52 Week LowUS$184.76
Beta1.11
1 Month Change-4.02%
3 Month Change-5.55%
1 Year Change13.57%
3 Year Change115.20%
5 Year Change133.39%
Change since IPO1,326.97%

Recent News & Updates

Primerica (NYSE:PRI) Is Increasing Its Dividend To $1.04

Feb 15
Primerica (NYSE:PRI) Is Increasing Its Dividend To $1.04

Earnings Working Against Primerica, Inc.'s (NYSE:PRI) Share Price

Feb 07
Earnings Working Against Primerica, Inc.'s (NYSE:PRI) Share Price

Recent updates

Primerica (NYSE:PRI) Is Increasing Its Dividend To $1.04

Feb 15
Primerica (NYSE:PRI) Is Increasing Its Dividend To $1.04

Earnings Working Against Primerica, Inc.'s (NYSE:PRI) Share Price

Feb 07
Earnings Working Against Primerica, Inc.'s (NYSE:PRI) Share Price

Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Dec 05
Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Primerica: Future Dividend Growth Potential, As Earnings Outlook Positive

Dec 02

Investors Appear Satisfied With Primerica, Inc.'s (NYSE:PRI) Prospects

Nov 07
Investors Appear Satisfied With Primerica, Inc.'s (NYSE:PRI) Prospects

Primerica: Biting The Bear Back After Solid Earnings

Aug 08

Primerica, Inc.'s (NYSE:PRI) Subdued P/E Might Signal An Opportunity

Aug 02
Primerica, Inc.'s (NYSE:PRI) Subdued P/E Might Signal An Opportunity

Primerica: A Buying Opportunity On A Dividend Growth Play

May 21

Here's What Analysts Are Forecasting For Primerica, Inc. (NYSE:PRI) After Its First-Quarter Results

May 09
Here's What Analysts Are Forecasting For Primerica, Inc. (NYSE:PRI) After Its First-Quarter Results

Here's Why Primerica, Inc.'s (NYSE:PRI) CEO May Deserve A Raise

May 02
Here's Why Primerica, Inc.'s (NYSE:PRI) CEO May Deserve A Raise

Here's Why We Think Primerica (NYSE:PRI) Might Deserve Your Attention Today

Apr 15
Here's Why We Think Primerica (NYSE:PRI) Might Deserve Your Attention Today

Primerica Lacks In Dividend Yield But Crushes It In Revenue And Earnings Growth

Dec 26

Primerica's Rally Meets Its Current Potential, Although There Still May Be Room For Growth

Jul 12

Is Primerica A Buy Before Earnings?

Feb 21

Primerica raises quarterly dividend by 18.2% to $0.65/share

Feb 07

Shareholder Returns

PRIUS InsuranceUS Market
7D0.5%0.5%1.2%
1Y13.6%19.0%23.7%

Return vs Industry: PRI underperformed the US Insurance industry which returned 19% over the past year.

Return vs Market: PRI underperformed the US Market which returned 23.7% over the past year.

Price Volatility

Is PRI's price volatile compared to industry and market?
PRI volatility
PRI Average Weekly Movement2.8%
Insurance Industry Average Movement3.7%
Market Average Movement5.9%
10% most volatile stocks in US Market18.0%
10% least volatile stocks in US Market3.0%

Stable Share Price: PRI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PRI's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19272,860Glenn Williamswww.primerica.com

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products.

Primerica, Inc. Fundamentals Summary

How do Primerica's earnings and revenue compare to its market cap?
PRI fundamental statistics
Market capUS$9.42b
Earnings (TTM)US$717.69m
Revenue (TTM)US$3.09b

13.0x

P/E Ratio

3.0x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PRI income statement (TTM)
RevenueUS$3.09b
Cost of RevenueUS$952.39m
Gross ProfitUS$2.14b
Other ExpensesUS$1.42b
EarningsUS$717.69m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)21.51
Gross Margin69.17%
Net Profit Margin23.23%
Debt/Equity Ratio87.8%

How did PRI perform over the long term?

See historical performance and comparison

Dividends

1.5%

Current Dividend Yield

17%

Payout Ratio

Does PRI pay a reliable dividends?

See PRI dividend history and benchmarks
When do you need to buy PRI by to receive an upcoming dividend?
Primerica dividend dates
Ex Dividend DateFeb 21 2025
Dividend Pay DateMar 14 2025
Days until Ex dividend1 day
Days until Dividend pay date22 days

Does PRI pay a reliable dividends?

See PRI dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/19 23:28
End of Day Share Price 2025/02/19 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Primerica, Inc. is covered by 19 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jack MattenBMO Capital Markets Equity Research
Daniel BergmanCitigroup Inc
Andrew KligermanCredit Suisse