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PRI

Primerica NYSE:PRI Stock Report

Last Price

US$158.11

Market Cap

US$5.8b

7D

-2.6%

1Y

18.9%

Updated

20 Mar, 2023

Data

Company Financials +

PRI Stock Overview

About the company

Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement products. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental health and accidental death. It distributes and sells its products through licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.

Snowflake Analysis

PRI fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance2/6
Financial Health3/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

Primerica, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Primerica
Historical stock prices
Current Share PriceUS$158.11
52 Week HighUS$195.69
52 Week LowUS$110.22
Beta1.2
1 Month Change-7.35%
3 Month Change13.24%
1 Year Change18.85%
3 Year Change134.31%
5 Year Change57.48%
Change since IPO704.63%

Recent News & Updates

Is Primerica A Buy Before Earnings?

Feb 21

Primerica (NYSE:PRI) Has Announced That It Will Be Increasing Its Dividend To $0.65

Feb 11
Primerica (NYSE:PRI) Has Announced That It Will Be Increasing Its Dividend To $0.65

Recent updates

Is Primerica A Buy Before Earnings?

Feb 21

Primerica (NYSE:PRI) Has Announced That It Will Be Increasing Its Dividend To $0.65

Feb 11
Primerica (NYSE:PRI) Has Announced That It Will Be Increasing Its Dividend To $0.65

Primerica raises quarterly dividend by 18.2% to $0.65/share

Feb 07

Primerica declares $0.55 dividend

Nov 08

Primerica Q2 2022 Earnings Preview

Aug 07

2 Ugly Ducklings To Consider For Your Dividend Growth Portfolio

Apr 29

Primerica (NYSE:PRI) Will Pay A Larger Dividend Than Last Year At US$0.55

Feb 12
Primerica (NYSE:PRI) Will Pay A Larger Dividend Than Last Year At US$0.55

Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Feb 04
Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Is Now The Time To Put Primerica (NYSE:PRI) On Your Watchlist?

Oct 18
Is Now The Time To Put Primerica (NYSE:PRI) On Your Watchlist?

Do Primerica's (NYSE:PRI) Earnings Warrant Your Attention?

Jul 19
Do Primerica's (NYSE:PRI) Earnings Warrant Your Attention?

Primerica Q1 2021 Earnings Preview

May 04

Why Primerica, Inc. (NYSE:PRI) Is A Dividend Rockstar

Apr 06
Why Primerica, Inc. (NYSE:PRI) Is A Dividend Rockstar

With EPS Growth And More, Primerica (NYSE:PRI) Is Interesting

Mar 19
With EPS Growth And More, Primerica (NYSE:PRI) Is Interesting

Primerica, Inc. (NYSE:PRI) Insiders Have Been Selling

Mar 01
Primerica, Inc. (NYSE:PRI) Insiders Have Been Selling

A Closer Look At Primerica, Inc.'s (NYSE:PRI) Impressive ROE

Feb 09
A Closer Look At Primerica, Inc.'s (NYSE:PRI) Impressive ROE

The Primerica (NYSE:PRI) Share Price Has Gained 229%, So Why Not Pay It Some Attention?

Jan 22
The Primerica (NYSE:PRI) Share Price Has Gained 229%, So Why Not Pay It Some Attention?

Is Primerica, Inc. (NYSE:PRI) A Smart Pick For Income Investors?

Jan 05
Is Primerica, Inc. (NYSE:PRI) A Smart Pick For Income Investors?

With EPS Growth And More, Primerica (NYSE:PRI) Is Interesting

Dec 18
With EPS Growth And More, Primerica (NYSE:PRI) Is Interesting

Primerica goes ex-dividend tomorrow

Nov 18

Primerica, Inc. 2020 Q3 - Results - Earnings Call Presentation

Nov 05

Shareholder Returns

PRIUS InsuranceUS Market
7D-2.6%-0.1%2.1%
1Y18.9%-6.5%-12.8%

Return vs Industry: PRI exceeded the US Insurance industry which returned -8.3% over the past year.

Return vs Market: PRI exceeded the US Market which returned -13.7% over the past year.

Price Volatility

Is PRI's price volatile compared to industry and market?
PRI volatility
PRI Average Weekly Movement4.7%
Insurance Industry Average Movement4.9%
Market Average Movement6.4%
10% most volatile stocks in US Market16.5%
10% least volatile stocks in US Market2.9%

Stable Share Price: PRI is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: PRI's weekly volatility (5%) has been stable over the past year.

Primerica, Inc. Fundamentals Summary

How do Primerica's earnings and revenue compare to its market cap?
PRI fundamental statistics
Market CapUS$5.79b
Earnings (TTM)US$371.33m
Revenue (TTM)US$2.78b

15.6x

P/E Ratio

2.1x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
PRI income statement (TTM)
RevenueUS$2.78b
Cost of RevenueUS$1.12b
Gross ProfitUS$1.66b
Other ExpensesUS$1.29b
EarningsUS$371.33m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)10.13
Gross Margin59.75%
Net Profit Margin13.34%
Debt/Equity Ratio124.2%

How did PRI perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

24%

Payout Ratio