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Primerica NYSE:PRI Stock Report

Last Price

US$266.84

Market Cap

US$8.9b

7D

-6.2%

1Y

30.7%

Updated

19 Dec, 2024

Data

Company Financials +

PRI Stock Overview

Provides financial products and services to middle-income households in the United States and Canada. More details

PRI fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance4/6
Financial Health3/6
Dividends4/6

My Notes

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US$311.50
FV
14.3% undervalued intrinsic discount
2.82%
Revenue growth p.a.
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Primerica, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Primerica
Historical stock prices
Current Share PriceUS$266.84
52 Week HighUS$307.91
52 Week LowUS$184.76
Beta1.09
1 Month Change-10.41%
3 Month Change3.19%
1 Year Change30.66%
3 Year Change73.76%
5 Year Change102.04%
Change since IPO1,257.96%

Recent News & Updates

Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Dec 05
Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Primerica: Future Dividend Growth Potential, As Earnings Outlook Positive

Dec 02

Recent updates

Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Dec 05
Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Primerica: Future Dividend Growth Potential, As Earnings Outlook Positive

Dec 02

Investors Appear Satisfied With Primerica, Inc.'s (NYSE:PRI) Prospects

Nov 07
Investors Appear Satisfied With Primerica, Inc.'s (NYSE:PRI) Prospects

Primerica: Biting The Bear Back After Solid Earnings

Aug 08

Primerica, Inc.'s (NYSE:PRI) Subdued P/E Might Signal An Opportunity

Aug 02
Primerica, Inc.'s (NYSE:PRI) Subdued P/E Might Signal An Opportunity

Primerica: A Buying Opportunity On A Dividend Growth Play

May 21

Here's What Analysts Are Forecasting For Primerica, Inc. (NYSE:PRI) After Its First-Quarter Results

May 09
Here's What Analysts Are Forecasting For Primerica, Inc. (NYSE:PRI) After Its First-Quarter Results

Here's Why Primerica, Inc.'s (NYSE:PRI) CEO May Deserve A Raise

May 02
Here's Why Primerica, Inc.'s (NYSE:PRI) CEO May Deserve A Raise

Here's Why We Think Primerica (NYSE:PRI) Might Deserve Your Attention Today

Apr 15
Here's Why We Think Primerica (NYSE:PRI) Might Deserve Your Attention Today

Primerica, Inc. (NYSE:PRI) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Feb 16
Primerica, Inc. (NYSE:PRI) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Primerica (NYSE:PRI) Has Announced That It Will Be Increasing Its Dividend To $0.75

Feb 12
Primerica (NYSE:PRI) Has Announced That It Will Be Increasing Its Dividend To $0.75

Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Dec 28
Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Primerica Lacks In Dividend Yield But Crushes It In Revenue And Earnings Growth

Dec 26

Primerica's Rally Meets Its Current Potential, Although There Still May Be Room For Growth

Jul 12

Is Primerica A Buy Before Earnings?

Feb 21

Primerica raises quarterly dividend by 18.2% to $0.65/share

Feb 07

Primerica declares $0.55 dividend

Nov 08

Shareholder Returns

PRIUS InsuranceUS Market
7D-6.2%-3.4%-4.0%
1Y30.7%25.1%24.0%

Return vs Industry: PRI exceeded the US Insurance industry which returned 25.1% over the past year.

Return vs Market: PRI exceeded the US Market which returned 24% over the past year.

Price Volatility

Is PRI's price volatile compared to industry and market?
PRI volatility
PRI Average Weekly Movement3.0%
Insurance Industry Average Movement4.2%
Market Average Movement6.4%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.2%

Stable Share Price: PRI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PRI's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19272,860Glenn Williamswww.primerica.com

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products.

Primerica, Inc. Fundamentals Summary

How do Primerica's earnings and revenue compare to its market cap?
PRI fundamental statistics
Market capUS$8.91b
Earnings (TTM)US$689.82m
Revenue (TTM)US$3.14b

12.9x

P/E Ratio

2.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PRI income statement (TTM)
RevenueUS$3.14b
Cost of RevenueUS$1.00b
Gross ProfitUS$2.13b
Other ExpensesUS$1.45b
EarningsUS$689.82m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)20.67
Gross Margin68.04%
Net Profit Margin21.98%
Debt/Equity Ratio103.2%

How did PRI perform over the long term?

See historical performance and comparison

Dividends

1.3%

Current Dividend Yield

17%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 23:37
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Primerica, Inc. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel BergmanCitigroup Inc
Andrew KligermanCredit Suisse
Darin AritaDeutsche Bank