Primerica Balance Sheet Health
Financial Health criteria checks 4/6
Primerica has a total shareholder equity of $2.3B and total debt of $1.9B, which brings its debt-to-equity ratio to 84.5%. Its total assets and total liabilities are $14.8B and $12.6B respectively. Primerica's EBIT is $1.1B making its interest coverage ratio 13. It has cash and short-term investments of $657.7M.
Key information
84.54%
Debt to equity ratio
US$1.94b
Debt
| Interest coverage ratio | 13x |
| Cash | US$657.66m |
| Equity | US$2.30b |
| Total liabilities | US$12.55b |
| Total assets | US$14.85b |
Recent financial health updates
No updates
Recent updates
Primerica: Solid Performance, Fairly Valued - Hold
Oct 10Shareholders Would Not Be Objecting To Primerica, Inc.'s (NYSE:PRI) CEO Compensation And Here's Why
May 08
Primerica: More Than A Life Insurance Company
Mar 16Here's Why We Think Primerica (NYSE:PRI) Might Deserve Your Attention Today
Mar 09Primerica (NYSE:PRI) Is Increasing Its Dividend To $1.04
Feb 15Earnings Working Against Primerica, Inc.'s (NYSE:PRI) Share Price
Feb 07Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?
Dec 05Primerica: Future Dividend Growth Potential, As Earnings Outlook Positive
Dec 02
Expanding Reach And Decisive Focus Poise Company For Robust Growth Despite Challenges
Primerica's expansion and focus on middle-income families in the U.S. and Canada through an enlarging sales force and product demand hint at strong future earnings.Primerica: Biting The Bear Back After Solid Earnings
Aug 08Primerica: A Buying Opportunity On A Dividend Growth Play
May 21Primerica Lacks In Dividend Yield But Crushes It In Revenue And Earnings Growth
Dec 26Financial Position Analysis
Short Term Liabilities: PRI's short term assets ($3.7B) exceed its short term liabilities ($1.0B).
Long Term Liabilities: PRI's short term assets ($3.7B) do not cover its long term liabilities ($11.5B).
Debt to Equity History and Analysis
Debt Level: PRI's net debt to equity ratio (55.9%) is considered high.
Reducing Debt: PRI's debt to equity ratio has reduced from 101.5% to 84.5% over the past 5 years.
Debt Coverage: PRI's debt is well covered by operating cash flow (42.9%).
Interest Coverage: PRI's interest payments on its debt are well covered by EBIT (13x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/18 12:14 |
| End of Day Share Price | 2025/11/18 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Primerica, Inc. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jack Matten | BMO Capital Markets Equity Research |
| Daniel Bergman | Citigroup Inc |
| Darin Arita | Deutsche Bank |