Cincinnati Financial (CINF) Stock Overview
Provides property casualty insurance products in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
CINF Community Fair Values
Create NarrativeSee what 16 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Cincinnati Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$162.05 |
| 52 Week High | US$174.27 |
| 52 Week Low | US$141.78 |
| Beta | 0.64 |
| 1 Month Change | 2.30% |
| 3 Month Change | -0.26% |
| 1 Year Change | 12.86% |
| 3 Year Change | 53.98% |
| 5 Year Change | 34.65% |
| Change since IPO | 4,568.07% |
Recent News & Updates
Cincinnati Financial: Not Much Bullish Following Q1 2026 Earnings
Apr 28
CINF: Steady Buybacks And Higher Dividend Will Support Future P/E Assumptions
Analysts have lowered their price targets on Cincinnati Financial by $1, reflecting slightly adjusted assumptions around fair value, revenue growth, profit margin, and future P/E, while keeping the broader investment thesis intact. Analyst Commentary Recent Street research on Cincinnati Financial points to only a modest $1 trim in price targets, which suggests analysts are fine-tuning their models rather than rethinking the core story.CINF: Dividend Policy, Buybacks And P/E Expectations Will Shape Future Returns
Analysts have trimmed their price target on Cincinnati Financial by $1 to $173.50, citing updated assumptions around revenue growth, profit margins, and future P/E expectations. Analyst Commentary Analysts trimming the price target to $173.50 reflects a more measured view on how Cincinnati Financial might balance growth, profitability, and valuation from here.CINF: Pricing Pressures, Loss Costs And Dividend Increases Will Shape Returns
Analysts' price targets for Cincinnati Financial have shifted within a relatively tight range, with one firm raising its view to $191 from $180 while another trimmed its target to $180 from $186. This reflects differing read‑throughs on P&C pricing trends and loss cost pressures, even as valuation commentary remains measured.Recent updates
Cincinnati Financial: Not Much Bullish Following Q1 2026 Earnings
Apr 28CINF: Steady Buybacks And Higher Dividend Will Support Future P/E Assumptions
Analysts have lowered their price targets on Cincinnati Financial by $1, reflecting slightly adjusted assumptions around fair value, revenue growth, profit margin, and future P/E, while keeping the broader investment thesis intact. Analyst Commentary Recent Street research on Cincinnati Financial points to only a modest $1 trim in price targets, which suggests analysts are fine-tuning their models rather than rethinking the core story.CINF: Dividend Policy, Buybacks And P/E Expectations Will Shape Future Returns
Analysts have trimmed their price target on Cincinnati Financial by $1 to $173.50, citing updated assumptions around revenue growth, profit margins, and future P/E expectations. Analyst Commentary Analysts trimming the price target to $173.50 reflects a more measured view on how Cincinnati Financial might balance growth, profitability, and valuation from here.CINF: Pricing Pressures, Loss Costs And Dividend Increases Will Shape Returns
Analysts' price targets for Cincinnati Financial have shifted within a relatively tight range, with one firm raising its view to $191 from $180 while another trimmed its target to $180 from $186. This reflects differing read‑throughs on P&C pricing trends and loss cost pressures, even as valuation commentary remains measured.CINF: Pricing Pressures And Dividend Increases Will Shape Future Earnings Resilience
Analysts have nudged Cincinnati Financial's average price target higher to reflect a range of recent revisions, including a move to $191 from $180 and another to $180 from $186, citing mixed but still constructive views on P&C pricing trends and underwriter valuations. Analyst Commentary Recent research shows a split view on Cincinnati Financial, with some bullish analysts lifting their fair value estimates and others trimming them while still maintaining positive ratings.CINF: Pricing Pressures And Dividend Growth Will Shape Future Earnings Quality
Analysts have nudged their average price target on Cincinnati Financial slightly higher to $191 from $186. The small fair value adjustment reflects mixed views on P&C pricing trends, rising loss costs, and continuing supportive opinions on underwriter valuations.CINF: Pricing Headwinds And Dividend Progress Will Shape Earnings Quality
Analysts have nudged our fair value estimate for Cincinnati Financial up from $173.67 to $174.80. This reflects updated views on pricing trends in key P&C lines and current valuation assessments behind the recent Street price target revisions between $180 and $191.CINF: Q3 Execution And Buybacks Will Counter Sector Pricing Pressures In 2025
Narrative update The analyst price target for Cincinnati Financial has been adjusted slightly lower to align with a fair value estimate of about $173.67, as analysts weigh mixed recent Street targets and modest tweaks to assumptions around revenue growth, profit margins, and the future P/E multiple. Analyst Commentary Recent Street research around Cincinnati Financial reflects a mix of optimism on earnings power and valuation, alongside caution around sector level pricing and loss cost trends in property and casualty insurance.CINF: Calm Q3 And Share Buybacks Will Shape Balanced 2025 Outlook
Narrative Update The analyst price target for Cincinnati Financial has shifted modestly higher to US$174.67 from US$172.67 as analysts factor in updated Street research that includes a mix of target increases and trims, along with revised views on pricing conditions and earnings forecasts. Analyst Commentary Recent research around Cincinnati Financial shows a mix of optimism on execution and earnings power, paired with caution on pricing trends across property and casualty insurance lines.CINF: Calm Catastrophe Season And Q3 Beat Will Support Future Stability
Analysts modestly raised their price target on Cincinnati Financial to $186 from $184, citing stronger earnings flowing through updated models and a more favorable near term insurance backdrop following a relatively calm catastrophe season. Analyst Commentary Bullish analysts highlight that the recent Q3 earnings beat supports a higher valuation framework, with rising EPS forecasts giving greater confidence in the durability of Cincinnati Financial's profit trajectory.CINF: Calm Catastrophe Season And Q3 Beat Will Sustain Fair Value
Analysts have nudged their price target for Cincinnati Financial slightly higher to $186 from $184, reflecting improved earnings forecasts as stronger than expected Q3 results flow through models. A relatively calm catastrophe season supports more confident revenue growth assumptions, despite modestly lower profit margin expectations.CINF: Q3 Performance And Calm Weather Are Expected To Sustain Current Fair Value
Analysts have increased their price target for Cincinnati Financial, raising it from $171 to approximately $173 per share. They cite stronger-than-expected Q3 earnings and a stable macro environment as key drivers for the upward revision.CINF: Fair Value Supported By Q3 Results Despite Weather And Macro Risks Ahead
Cincinnati Financial's fair value price target has increased by $3.17 to $171.00. Analysts cite stronger-than-expected Q3 results and a stable macro environment in their updated projections.Analysts Lift Cincinnati Financial Price Target on Resilient Earnings and Lower Catastrophe Risks
Analysts have raised their price target for Cincinnati Financial by $3 to $167.83, supported by improved revenue growth forecasts and expectations for lower catastrophe losses. Analyst Commentary Recent adjustments to Cincinnati Financial's price targets reflect a generally optimistic outlook from equity analysts, bolstered by both favorable recent business developments and updated industry assumptions.Overvaluation Will Exacerbate Catastrophe Risks And Insurtech Pressures
Analysts have modestly raised their price target for Cincinnati Financial to $178 from $167, citing updated forecasts that factor in lower catastrophe loss ratios and greater reserve releases, even though premium growth has slowed. Analyst Commentary Recent updates from Street research highlight varying analyst perspectives on Cincinnati Financial's outlook, with both bullish and cautious views informing the revised price target.Cincinnati Financial Corporation's (NASDAQ:CINF) Share Price Is Matching Sentiment Around Its Earnings
Sep 16
Cincinnati Financial: This Dividend King Is Still Buyable Now
Jan 23Revisiting Cincinnati Financial: A Unique Investment Strategy For A Fairly-Valued Steady Dividend Aristocrat
Dec 26Cincinnati Financial: Improved Results Are Reflected In Valuation (Rating Downgrade)
Nov 02Cincinnati Financial: Don't Miss Out On This Dividend Aristocrat Now
Oct 08
Calculated Moves In Insurance Market Forge Path For Growth And Stability
Emphasis on agent relationships and responsive strategies in tough markets aims to boost customer loyalty, retention, and revenue growth.Cincinnati Financial: This Quality Dividend Grower Remains On Sale
Jun 14Unveiling Cincinnati Financial: A Spotlight On Strong Q1 Results And Unique Investment Strategy
Apr 29Shareholder Returns
| CINF | US Insurance | US Market | |
|---|---|---|---|
| 7D | -1.5% | -1.0% | 0.8% |
| 1Y | 12.9% | -8.2% | 27.8% |
Return vs Industry: CINF exceeded the US Insurance industry which returned -8.3% over the past year.
Return vs Market: CINF underperformed the US Market which returned 27.7% over the past year.
Price Volatility
| CINF volatility | |
|---|---|
| CINF Average Weekly Movement | 3.2% |
| Insurance Industry Average Movement | 4.4% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: CINF has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CINF's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1950 | 5,705 | Steve Spray | www.cinfin.com |
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation.
Cincinnati Financial Corporation Fundamentals Summary
| CINF fundamental statistics | |
|---|---|
| Market cap | US$25.07b |
| Earnings (TTM) | US$2.76b |
| Revenue (TTM) | US$12.93b |
9.1x
P/E Ratio1.9x
P/S RatioIs CINF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CINF income statement (TTM) | |
|---|---|
| Revenue | US$12.93b |
| Cost of Revenue | US$9.32b |
| Gross Profit | US$3.61b |
| Other Expenses | US$855.00m |
| Earnings | US$2.76b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 17.82 |
| Gross Margin | 27.94% |
| Net Profit Margin | 21.33% |
| Debt/Equity Ratio | 5.2% |
How did CINF perform over the long term?
See historical performance and comparisonDividends
2.3%
Current Dividend Yield20%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/03 08:40 |
| End of Day Share Price | 2026/05/01 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Cincinnati Financial Corporation is covered by 17 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| Joshua Shanker | BofA Global Research |
| Robert Farnam | Brean Capital Historical (Janney Montgomery) |