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U.S. Insurance Industry Analysis
UpdatedMay 16, 2025
DataAggregated Company Financials
Companies125
- 7D0.5%
- 3M3.6%
- 1Y16.4%
- YTD7.2%
Over the last 7 days, the Insurance industry has dropped 1.5%, driven by a pullback from Progressive of 1.0%. In the past year, the industry has gained 15%. Earnings are forecast to grow by 13% annually.
Industry Valuation and Performance
Has the U.S. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 16 May 2025 | US$1.4t | US$902.8b | US$82.1b | 15.1x | 17.4x | 1.6x |
| Sun, 13 Apr 2025 | US$1.4t | US$897.3b | US$92.9b | 13x | 15.2x | 1.6x |
| Tue, 11 Mar 2025 | US$1.4t | US$897.4b | US$93.0b | 12.8x | 15.6x | 1.6x |
| Thu, 06 Feb 2025 | US$1.4t | US$895.8b | US$88.8b | 13.2x | 15.7x | 1.6x |
| Sat, 04 Jan 2025 | US$1.3t | US$892.9b | US$91.5b | 13x | 14.7x | 1.5x |
| Mon, 02 Dec 2024 | US$1.5t | US$893.2b | US$91.1b | 13.8x | 16.2x | 1.7x |
| Wed, 30 Oct 2024 | US$1.4t | US$865.5b | US$90.9b | 13.5x | 15.2x | 1.6x |
| Fri, 27 Sep 2024 | US$1.4t | US$855.0b | US$87.4b | 14.1x | 15.9x | 1.6x |
| Sun, 25 Aug 2024 | US$1.3t | US$855.4b | US$87.0b | 13.9x | 15.5x | 1.6x |
| Tue, 23 Jul 2024 | US$1.2t | US$825.2b | US$80.8b | 13x | 15x | 1.5x |
| Thu, 20 Jun 2024 | US$1.2t | US$823.4b | US$79.2b | 13.1x | 14.9x | 1.4x |
| Sat, 18 May 2024 | US$1.2t | US$781.0b | US$76.1b | 12.7x | 15.7x | 1.5x |
| Mon, 15 Apr 2024 | US$1.1t | US$795.6b | US$68.8b | 14.5x | 16.5x | 1.4x |
| Wed, 13 Mar 2024 | US$1.2t | US$792.4b | US$66.9b | 14.1x | 17.4x | 1.5x |
| Fri, 09 Feb 2024 | US$1.1t | US$785.9b | US$61.2b | 12.2x | 18.1x | 1.4x |
| Sun, 07 Jan 2024 | US$1.1t | US$790.2b | US$48.8b | 12.7x | 22.8x | 1.4x |
| Tue, 05 Dec 2023 | US$1.1t | US$792.8b | US$47.5b | 13x | 23.2x | 1.4x |
| Thu, 02 Nov 2023 | US$1.0t | US$809.9b | US$44.0b | 14.4x | 23.8x | 1.3x |
| Sat, 30 Sep 2023 | US$1.0t | US$799.4b | US$38.7b | 14.5x | 26.9x | 1.3x |
| Mon, 28 Aug 2023 | US$1.0t | US$799.2b | US$38.7b | 14.8x | 26.2x | 1.3x |
| Wed, 26 Jul 2023 | US$1.0t | US$783.9b | US$37.6b | 15.4x | 26.9x | 1.3x |
| Fri, 23 Jun 2023 | US$968.6b | US$774.5b | US$35.1b | 15.7x | 27.6x | 1.3x |
| Sun, 21 May 2023 | US$974.1b | US$774.5b | US$35.1b | 15.9x | 27.7x | 1.3x |
| Tue, 18 Apr 2023 | US$976.1b | US$759.0b | US$44.1b | 14.9x | 22.2x | 1.3x |
| Thu, 16 Mar 2023 | US$911.7b | US$759.7b | US$44.0b | 14.6x | 20.7x | 1.2x |
| Sat, 11 Feb 2023 | US$1.0t | US$767.1b | US$47.1b | 16.1x | 22.1x | 1.4x |
| Mon, 09 Jan 2023 | US$1.0t | US$777.9b | US$54.7b | 15.2x | 19.1x | 1.3x |
| Wed, 07 Dec 2022 | US$1.0t | US$774.4b | US$53.8b | 14.7x | 19.1x | 1.3x |
| Fri, 04 Nov 2022 | US$993.9b | US$769.0b | US$59.2b | 15.1x | 16.8x | 1.3x |
| Sun, 02 Oct 2022 | US$886.7b | US$767.1b | US$63.3b | 13.2x | 14x | 1.2x |
| Tue, 30 Aug 2022 | US$948.0b | US$767.2b | US$63.2b | 13.5x | 15x | 1.2x |
| Thu, 28 Jul 2022 | US$940.4b | US$783.7b | US$74.9b | 11.6x | 12.5x | 1.2x |
| Sat, 25 Jun 2022 | US$930.9b | US$787.8b | US$79.3b | 12x | 11.7x | 1.2x |
| Mon, 23 May 2022 | US$1.0t | US$787.9b | US$79.3b | 10.9x | 12.6x | 1.3x |
Price to Earnings Ratio
12.6x
Current Industry PE
- Investors are relatively neutral on the American Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 18.6x.
- The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 4.6% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | 4.47% | |
| Financials | 3.05% | |
| Insurance | 0.48% | |
| Life and Health Insurance | 1.71% | |
| General Insurance | 1.47% | |
| Property and Casualty Insurance | 0.40% | |
| Reinsurance | 0.22% | |
| Insurance Brokers | -0.094% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry, which is trading close to its 3-year average PE ratio of 36.3x.
- Analysts are expecting annual earnings growth of 22.9%, which is higher than its past year's earnings growth of 9.5% per year.
- Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 43.6x.
Forecasted Growth
- Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 23% over the next 5 years.
- This is better than its past earnings decline of 43% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 8.0% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| MET MetLife | US$80.46 | 3.7% +US$1.9b | 9.5% | PE12.5x | |
| CB Chubb | US$292.05 | 1.1% +US$1.2b | 10.3% | PE13.8x | |
| PRU Prudential Financial | US$107.00 | 3.3% +US$1.2b | -10.8% | PE16.7x | |
| AIG American International Group | US$83.23 | 1.7% +US$812.6m | 5.7% | PE19.1x | |
| ALL Allstate | US$205.27 | 1.3% +US$701.8m | 21.4% | PE13.8x |
