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U.S. Banks Industry Analysis

UpdatedOct 31, 2025
DataAggregated Company Financials
Companies654
  • 7D2.3%
  • 3M7.6%
  • 1Y21.6%
  • YTD17.2%

The Banks industry is up 2.3% in the last week, with JPMorgan Chase up 5.1%. This means that the industry has gained 22% over the past year. Earnings are forecast to grow by 8.9% annually.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 31 Oct 2025US$2.6tUS$695.0bUS$192.1b11.2x13.6x3.8x
Sun, 28 Sep 2025US$2.7tUS$677.7bUS$183.9b11.9x14.9x4x
Tue, 26 Aug 2025US$2.6tUS$678.7bUS$184.0b11.7x14.2x3.9x
Thu, 24 Jul 2025US$2.6tUS$676.0bUS$182.4b11.9x14.1x3.8x
Sat, 21 Jun 2025US$2.4tUS$668.9bUS$177.1b11x13.4x3.6x
Mon, 19 May 2025US$2.4tUS$668.4bUS$177.0b11.3x13.5x3.6x
Wed, 16 Apr 2025US$2.0tUS$665.8bUS$168.2b10.6x12.2x3.1x
Fri, 14 Mar 2025US$2.2tUS$662.7bUS$171.9b11.1x12.6x3.3x
Sun, 09 Feb 2025US$2.5tUS$662.0bUS$171.5b12.1x14.9x3.8x
Tue, 07 Jan 2025US$2.3tUS$654.6bUS$143.4b12.3x16.3x3.6x
Thu, 05 Dec 2024US$2.5tUS$655.1bUS$143.0b13.1x17.1x3.7x
Sat, 02 Nov 2024US$2.2tUS$654.2bUS$142.7b11.8x15.6x3.4x
Mon, 30 Sep 2024US$2.1tUS$653.8bUS$145.5b11.5x14.5x3.2x
Wed, 28 Aug 2024US$2.2tUS$653.0bUS$145.7b11.6x14.8x3.3x
Fri, 26 Jul 2024US$2.1tUS$653.5bUS$146.4b11.5x14.6x3.3x
Sun, 23 Jun 2024US$2.0tUS$655.4bUS$151.1b9.6x12.9x3x
Tue, 21 May 2024US$2.0tUS$654.7bUS$151.2b9.8x13.5x3.1x
Thu, 18 Apr 2024US$1.8tUS$655.1bUS$162.8b9.1x11.4x2.8x
Sat, 16 Mar 2024US$1.9tUS$654.2bUS$166.3b9.4x11.4x2.9x
Mon, 12 Feb 2024US$1.8tUS$652.8bUS$168.4b9.5x10.7x2.8x
Wed, 10 Jan 2024US$1.8tUS$668.2bUS$195.6b9.1x9.4x2.7x
Fri, 08 Dec 2023US$1.7tUS$667.7bUS$195.4b8.9x8.6x2.5x
Sun, 05 Nov 2023US$1.5tUS$666.2bUS$195.2b8.3x7.9x2.3x
Tue, 03 Oct 2023US$1.5tUS$656.7bUS$191.6b7.8x7.9x2.3x
Thu, 31 Aug 2023US$1.6tUS$656.9bUS$191.7b8.2x8.2x2.4x
Sat, 29 Jul 2023US$1.7tUS$655.0bUS$189.2b8.6x9x2.6x
Mon, 26 Jun 2023US$1.5tUS$642.3bUS$184.2b7.7x8.2x2.3x
Wed, 24 May 2023US$1.5tUS$642.2bUS$184.2b7.7x8.2x2.4x
Fri, 21 Apr 2023US$1.6tUS$639.8bUS$174.1b8.2x9x2.5x
Sun, 19 Mar 2023US$1.5tUS$620.7bUS$164.4b8.4x9x2.4x
Tue, 14 Feb 2023US$1.9tUS$616.9bUS$163.3b9.7x11.5x3x
Thu, 12 Jan 2023US$1.8tUS$611.7bUS$164.2b9.8x10.9x2.9x
Sat, 10 Dec 2022US$1.7tUS$611.6bUS$164.1b9.8x10.5x2.8x
Mon, 07 Nov 2022US$1.8tUS$612.0bUS$164.0b9.8x11x2.9x
Price to Earnings Ratio

11x


Total Market Cap: US$1.8tTotal Earnings: US$164.0bTotal Revenue: US$612.0bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 11.9x202320242025
Current Industry PE
  • Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.6x which is higher than its 3-year average PE of 11.9x.
  • The 3-year average PS ratio of 3.1x is lower than the industry's current PS ratio of 3.8x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 5.4% per year over the last three years.
  • Revenues for these companies have grown 4.3% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market0.51%
Financials-0.90%
Banks2.27%
Diversified Banks3.11%
Regional Banks-0.31%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 11.5x.
    • Analysts are expecting annual earnings growth of 6.6%, which is lower than the prior year's growth of 28.9% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading close to its 3-year average of 13.7x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 17% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 6.6% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
JPM JPMorgan ChaseUS$309.445.1%
+US$40.6b		39.4%PB2.5x
BAC Bank of AmericaUS$53.032.5%
+US$9.3b		26.8%PB1.4x
C CitigroupUS$100.223.7%
+US$6.3b		56.2%PB0.9x
WFC Wells FargoUS$85.991.8%
+US$4.8b		32.5%PB1.6x
TFC Truist FinancialUS$44.341.7%
+US$933.8m		3.0%PB0.9x

Latest News

WFC
US$87.12
Wells Fargo
7D
0.8%
1Y
34.7%
TFC
US$44.64
Truist Financial
7D
1.0%
1Y
4.2%
C
US$101.23
Citigroup
7D
2.5%
1Y
58.9%
TBBK
US$65.62
Bancorp
7D
-16.7%
1Y
32.2%
JPM
US$311.12
JPMorgan Chase
7D
3.6%
1Y
39.6%
FCNC.A
US$1,825.30
First Citizens BancShares
7D
2.8%
1Y
-5.3%
USB
US$46.68
U.S. Bancorp
7D
-3.3%
1Y
-2.4%
HBAN
US$15.46
Huntington Bancshares
7D
-3.8%
1Y
-0.2%

Huntington Bancshares (NASDAQ:HBAN) Is Paying Out A Dividend Of $0.155

Oct 28
Huntington Bancshares (NASDAQ:HBAN) Is Paying Out A Dividend Of $0.155
BAC
US$53.45
Bank of America
7D
1.7%
1Y
28.0%
FITB
US$41.62
Fifth Third Bancorp
7D
-2.4%
1Y
-3.5%

Analyst Commentary Highlights Optimism and Caution on Fifth Third Bancorp Amid Merger and Valuation Shifts

Fifth Third Bancorp's analyst price target has been revised upward by $0.60 to $50.45. This reflects analyst expectations for stronger revenue growth following recent fee momentum, expanded market presence, and merger synergies.
NU
US$16.11
Nu Holdings
7D
1.7%
1Y
12.3%

Latin America's Digital Shift Will Drive Financial Service Expansion

Analysts have raised their price target on Nu Holdings from $16.99 to $17.29 per share. They cited modest improvements in profit margin and a slight reduction in the discount rate as key drivers for the upward revision.
RF
US$24.20
Regions Financial
7D
-1.5%
1Y
2.7%
MTB
US$183.87
M&T Bank
7D
-0.7%
1Y
-4.4%
GBCI
US$40.85
Glacier Bancorp
7D
-6.8%
1Y
-21.0%
PNC
US$182.55
PNC Financial Services Group
7D
-2.1%
1Y
-2.5%

Customer Acquisition And Expense Discipline Will Build A Secure Future

The analyst price target for PNC Financial Services Group has increased modestly from $220 to approximately $221.74, as analysts cite continued strong loan growth, supportive capital market dynamics, and improved capital flexibility as key drivers of positive sentiment toward the company. Analyst Commentary Analysts have weighed in on PNC Financial Services Group following a series of updates to company guidance, recent transactions, and broader industry trends.
CFG
US$50.87
Citizens Financial Group
7D
-2.5%
1Y
21.6%

AI And Digital Banking Will Improve Operational Efficiency

The analyst price target for Citizens Financial Group has been raised from $58.60 to $61.48. Analysts cite robust earnings, improving profitability, and constructive industry trends as key drivers of the upward revision.