Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. More Details
Flawless balance sheet with proven track record and pays a dividend.
Share Price & News
How has Blue Ridge Bankshares's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BRBS is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: BRBS's weekly volatility (4%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: BRBS exceeded the US Banks industry which returned 59.1% over the past year.
Return vs Market: BRBS exceeded the US Market which returned 35.9% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Blue Ridge Bankshares's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 months ago | Simply Wall StWhy You Might Be Interested In Blue Ridge Bankshares, Inc. (NYSEMKT:BRBS) For Its Upcoming Dividend
3 months ago | Simply Wall StDid You Participate In Any Of Blue Ridge Bankshares' (NYSEMKT:BRBS) Fantastic 114% Return ?
4 months ago | Simply Wall StThe Case For Blue Ridge Bankshares, Inc. (NYSEMKT:BRBS): Could It Be A Nice Addition To Your Dividend Portfolio?
Is Blue Ridge Bankshares undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BRBS ($17.13) is trading above our estimate of fair value ($8.53)
Significantly Below Fair Value: BRBS is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BRBS is good value based on its PE Ratio (8.3x) compared to the US Banks industry average (10.8x).
PE vs Market: BRBS is good value based on its PE Ratio (8.3x) compared to the US market (18x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BRBS's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BRBS is overvalued based on its PB Ratio (1.3x) compared to the US Banks industry average (1.1x).
How is Blue Ridge Bankshares forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Blue Ridge Bankshares has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Blue Ridge Bankshares performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BRBS has a large one-off loss of $8.8M impacting its March 31 2021 financial results.
Growing Profit Margin: BRBS's current net profit margins (18.4%) are higher than last year (9.8%).
Past Earnings Growth Analysis
Earnings Trend: BRBS's earnings have grown significantly by 49.4% per year over the past 5 years.
Accelerating Growth: BRBS's earnings growth over the past year (409.1%) exceeds its 5-year average (49.4% per year).
Earnings vs Industry: BRBS earnings growth over the past year (409.1%) exceeded the Banks industry 34.3%.
Return on Equity
High ROE: BRBS's Return on Equity (8.8%) is considered low.
How is Blue Ridge Bankshares's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BRBS's Assets to Equity ratio (13.2x) is moderate.
Allowance for Bad Loans: BRBS has a sufficient allowance for bad loans (250%).
Low Risk Liabilities: 73% of BRBS's liabilities are made up of primarily low risk sources of funding.
Loan Level: BRBS has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: BRBS's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: BRBS has an appropriate level of bad loans (0.2%).
What is Blue Ridge Bankshares's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BRBS's dividend (2.8%) is higher than the bottom 25% of dividend payers in the US market (1.31%).
High Dividend: BRBS's dividend (2.8%) is low compared to the top 25% of dividend payers in the US market (3.54%).
Stability and Growth of Payments
Stable Dividend: BRBS's dividends per share have been stable in the past 10 years.
Growing Dividend: BRBS's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (18.6%), BRBS's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Brian Plum (42 yo)
Mr. Brian K. Plum, C.P.A, serves as the President and Chief Executive Officer of Blue Ridge Bank, National Association since March 12, 2021 and serves as its Director. He has been Chief Executive Officer o...
CEO Compensation Analysis
Compensation vs Market: Brian's total compensation ($USD753.66K) is below average for companies of similar size in the US market ($USD1.72M).
Compensation vs Earnings: Brian's compensation has increased by more than 20% in the past year.
Experienced Management: BRBS's management team is not considered experienced ( 1.1 years average tenure), which suggests a new team.
Experienced Board: BRBS's board of directors are considered experienced (3.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 121.4%.
Blue Ridge Bankshares, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Blue Ridge Bankshares, Inc.
- Ticker: BRBS
- Exchange: NYSEAM
- Founded: 1893
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$321.604m
- Shares outstanding: 18.77m
- Website: https://www.mybrb.com
Number of Employees
- Blue Ridge Bankshares, Inc.
- 1807 Seminole Trail
- United States
Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. Its deposit products incl...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/07/31 05:55|
|End of Day Share Price||2021/07/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.