Blue Ridge Bankshares Balance Sheet Health
Financial Health criteria checks 4/6
Blue Ridge Bankshares has total assets of $3.1B and total equity of $180.9M. Total deposits are $2.5B, and total loans are $2.4B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 2.6% of total loans. Cash and short-term investments are $124.3M.
Key information
17x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$2.47b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$124.31m |
Recent financial health updates
Recent updates
The Case For Blue Ridge Bankshares, Inc. (NYSEMKT:BRBS): Could It Be A Nice Addition To Your Dividend Portfolio?
Mar 08
What Percentage Of Blue Ridge Bankshares, Inc. (NYSEMKT:BRBS) Shares Do Insiders Own?
Feb 01Should You Buy Blue Ridge Bankshares, Inc. (NYSEMKT:BRBS) For Its Upcoming Dividend?
Jan 11Here's Why We Think Blue Ridge Bankshares (NYSEMKT:BRBS) Is Well Worth Watching
Dec 23
If You Had Bought Blue Ridge Bankshares (NYSEMKT:BRBS) Shares Five Years Ago You'd Have Earned 40% Returns
Dec 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BRBS's Assets to Equity ratio (17x) is moderate.
Allowance for Bad Loans: BRBS has a low allowance for bad loans (57%).
Low Risk Liabilities: 85% of BRBS's liabilities are made up of primarily low risk sources of funding.
Loan Level: BRBS has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: BRBS's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: BRBS has a high level of bad loans (2.6%).