Blue Ridge Bankshares Balance Sheet Health
Financial Health criteria checks 5/6
Blue Ridge Bankshares has total assets of $2.9B and total equity of $336.3M. Total deposits are $2.3B, and total loans are $2.2B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are $284.9M.
Key information
8.8x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$2.35b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$284.89m |
Recent financial health updates
Recent updates
The Case For Blue Ridge Bankshares, Inc. (NYSEMKT:BRBS): Could It Be A Nice Addition To Your Dividend Portfolio?
Mar 08
What Percentage Of Blue Ridge Bankshares, Inc. (NYSEMKT:BRBS) Shares Do Insiders Own?
Feb 01Should You Buy Blue Ridge Bankshares, Inc. (NYSEMKT:BRBS) For Its Upcoming Dividend?
Jan 11Here's Why We Think Blue Ridge Bankshares (NYSEMKT:BRBS) Is Well Worth Watching
Dec 23
If You Had Bought Blue Ridge Bankshares (NYSEMKT:BRBS) Shares Five Years Ago You'd Have Earned 40% Returns
Dec 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BRBS's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: BRBS has a low allowance for bad loans (79%).
Low Risk Liabilities: 90% of BRBS's liabilities are made up of primarily low risk sources of funding.
Loan Level: BRBS has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: BRBS's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: BRBS has an appropriate level of bad loans (1.5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 07:04 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Blue Ridge Bankshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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