NU Stock Overview
Provides digital banking platform in Brazil, Mexico, Colombia, Cayman Islands, Germany, Argentina, the United States, and Uruguay. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 6/6 |
| Past Performance | 6/6 |
| Financial Health | 1/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for NU from our risk checks.
Community Narratives
Create a narrativeNarratives bring a range of perspectives from our community.
Nu Holdings Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.32 |
| 52 Week High | US$16.15 |
| 52 Week Low | US$8.04 |
| Beta | 1.14 |
| 11 Month Change | -8.39% |
| 3 Month Change | -6.26% |
| 1 Year Change | 64.44% |
| 33 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 28.94% |
Recent News & Updates
Nu Holdings: A Formidable CEO Interview And New Risks
Oct 26Does Nu Holdings (NYSE:NU) Deserve A Spot On Your Watchlist?
Oct 07
Recent updates
Nu Holdings: A Formidable CEO Interview And New Risks
Oct 26Does Nu Holdings (NYSE:NU) Deserve A Spot On Your Watchlist?
Oct 07Nu Holdings Stock Still Growing, But Valuation Raises Red Flags (Rating Downgrade)
Sep 23Nu Holdings: Arguably The Best Unit Economics In Public Markets
Sep 15Nu Holdings Expands AI Capabilities To Revolutionize Banking Services
Aug 22Nu Holdings: Largest Non-Asian Digital Bank, Continues To Deliver
Aug 16Nu Holdings Should Report Well For Q2 - 'Buy' Reiterated
Jul 18Nu Holdings: The Opportunity In LATAM Is Huge And Valuation Seems Right
Jun 25Nu Holdings: Q1 2024, Promising New Growth Avenues, But Not Now
May 23NU: Q1 Earnings Reiterate The Growth Momentum
May 15Nu Holdings: High-Quality Undervalued Growth Stock To Buy Today
Apr 24Nu Holdings: All Digital, All Mobile Bank Developing A Franchise In Latin America
Mar 21Nu Holdings: Remains My Number One Pick
Mar 04Nubank: Bet Big On Latin America With This Fintech Monster
Feb 01Nu Holdings: My Top Pick For 2024
Dec 21Nu Holdings: Own It, Don't Trade It Post Q3
Dec 07Nu Holdings: Valuation Has Run Far Ahead Of Fundamentals
Nov 14Nu Holdings Q3 Preview: Premium Valuation At Risk With Upcoming Headwinds
Nov 06Nu Holdings Stock: Finally Following Warren Buffett's Lead
Oct 26Nu Holdings: A Promising Investment Opportunity For Aggressive Growth Investors
Oct 08Nu Holdings: A Long-Term Growth Story
Sep 21Nu Holdings: Great Business And Strong Tailwinds, But Overvalued
Aug 25Nu Holdings: Successful But Overvalued
Jul 26Nu Holdings: A Bright Future Ahead
Jul 03Nu Holdings Continues To Make Great Progress, Still A Buy
Jun 16Nu Holdings: An Opportunity To Buy Gold At The Price Of Silver
Jan 20Nu Holdings reports Q3 results
Nov 14Nu Holdings: Buffett-Backed Fintech Has Crypto Tailwinds
Oct 24Nu Holdings: Potential LatAm Compounder
Oct 07NU Holdings Might Be A Generational Opportunity
Sep 23Nu Holdings: Excelling In Extraordinary Times
Sep 12It's A Great Time To Buy Nu Holdings Stock
Aug 17Nu Holdings: Key Things To Look At Before It Takes Off
Aug 08Nu Holdings: The LATAM Fintech Giant
Jun 24Nu Holdings: Following Warren Buffett And Cathie Wood
May 24Shareholder Returns
| NU | US Banks | US Market | |
|---|---|---|---|
| 7D | -14.8% | -0.9% | -1.0% |
| 1Y | 64.4% | 53.3% | 30.3% |
Return vs Industry: NU exceeded the US Banks industry which returned 53.3% over the past year.
Return vs Market: NU exceeded the US Market which returned 30.3% over the past year.
Price Volatility
| NU volatility | |
|---|---|
| NU Average Weekly Movement | 5.7% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in US Market | 15.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: NU has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: NU's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2013 | n/a | David Velez-Osomo | www.nubank.com.br |
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, Cayman Islands, Germany, Argentina, the United States, and Uruguay. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Ultraviolet credit and prepaid card, a premium metal credit card for affluent customers; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated mall that enables customers to purchase goods and services from various ecommerce retailers. The company also provides savings solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business prepaid and credit card; and Nu business accounts for entrepreneur customers and their businesses.
Nu Holdings Ltd. Fundamentals Summary
| NU fundamental statistics | |
|---|---|
| Market cap | US$64.70b |
| Earnings (TTM) | US$1.78b |
| Revenue (TTM) | US$5.46b |
36.0x
P/E Ratio8.4x
P/B RatioIs NU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NU income statement (TTM) | |
|---|---|
| Revenue | US$5.46b |
| Cost of Revenue | US$0 |
| Gross Profit | US$5.46b |
| Other Expenses | US$3.68b |
| Earnings | US$1.78b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 20, 2025
| Earnings per share (EPS) | 0.37 |
| Gross Margin | 100.00% |
| Net Profit Margin | 32.60% |
| Debt/Equity Ratio | 27.8% |
How did NU perform over the long term?
See historical performance and comparison