Nu Holdings Past Earnings Performance
Past criteria checks 3/6
Nu Holdings has been growing earnings at an average annual rate of 79%, while the Banks industry saw earnings growing at 9.3% annually. Revenues have been growing at an average rate of 67.7% per year. Nu Holdings's return on equity is 18.6%, and it has net margins of 29.7%.
Key information
79.0%
Earnings growth rate
77.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 67.7% |
| Return on equity | 18.6% |
| Net Margin | 29.7% |
| Next Earnings Update | 13 Aug 2024 |
Recent past performance updates
Recent updates
Nu Holdings: The Opportunity In LATAM Is Huge And Valuation Seems Right
Jun 25Nu Holdings: Q1 2024, Promising New Growth Avenues, But Not Now
May 23NU: Q1 Earnings Reiterate The Growth Momentum
May 15Nu Holdings: High-Quality Undervalued Growth Stock To Buy Today
Apr 24Nu Holdings: All Digital, All Mobile Bank Developing A Franchise In Latin America
Mar 21Nu Holdings: Remains My Number One Pick
Mar 04Nubank: Bet Big On Latin America With This Fintech Monster
Feb 01Nu Holdings: My Top Pick For 2024
Dec 21Nu Holdings: Own It, Don't Trade It Post Q3
Dec 07Nu Holdings: Valuation Has Run Far Ahead Of Fundamentals
Nov 14Nu Holdings Q3 Preview: Premium Valuation At Risk With Upcoming Headwinds
Nov 06Nu Holdings Stock: Finally Following Warren Buffett's Lead
Oct 26Nu Holdings: A Promising Investment Opportunity For Aggressive Growth Investors
Oct 08Nu Holdings: A Long-Term Growth Story
Sep 21Nu Holdings: Great Business And Strong Tailwinds, But Overvalued
Aug 25Nu Holdings: Successful But Overvalued
Jul 26Nu Holdings: A Bright Future Ahead
Jul 03Nu Holdings Continues To Make Great Progress, Still A Buy
Jun 16Nu Holdings: An Opportunity To Buy Gold At The Price Of Silver
Jan 20Nu Holdings reports Q3 results
Nov 14Nu Holdings: Buffett-Backed Fintech Has Crypto Tailwinds
Oct 24Nu Holdings: Potential LatAm Compounder
Oct 07NU Holdings Might Be A Generational Opportunity
Sep 23Nu Holdings: Excelling In Extraordinary Times
Sep 12It's A Great Time To Buy Nu Holdings Stock
Aug 17Nu Holdings: Key Things To Look At Before It Takes Off
Aug 08Nu Holdings: The LATAM Fintech Giant
Jun 24Nu Holdings: Following Warren Buffett And Cathie Wood
May 24Nu Holdings: Digital Bank On Its Way To Disrupt LATAM Banking Sector
May 04Nu Holdings: Strong Buy For Long-Term Compounder With 70% Upside
Apr 18Nu Holdings (NYSE:NU) is Disrupting Banking in Latin America, but the Valuation may be Concerning
Apr 01
Nu Holdings Is A Reflexivity Play
Feb 23Nu Holdings: Buy This Buffett-Backed Disruptive Fintech
Dec 20Nu Holdings: A Chance To Invest In A Generational Disruptor
Dec 11Revenue & Expenses Breakdown
How Nu Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 4,272 | 1,268 | 1,861 | 0 |
| 31 Dec 23 | 3,707 | 1,031 | 1,701 | 0 |
| 30 Sep 23 | 3,134 | 372 | 1,604 | 0 |
| 30 Jun 23 | 2,633 | 77 | 1,556 | 0 |
| 31 Mar 23 | 2,220 | -178 | 1,496 | 0 |
| 31 Dec 22 | 1,839 | -365 | 1,466 | 0 |
| 30 Sep 22 | 1,471 | -133 | 1,392 | 0 |
| 30 Jun 22 | 1,252 | -175 | 1,246 | 0 |
| 31 Mar 22 | 1,037 | -161 | 1,080 | 0 |
| 31 Dec 21 | 850 | -165 | 899 | 0 |
| 30 Sep 21 | 678 | -206 | 693 | 0 |
| 30 Jun 21 | 524 | -204 | 539 | 0 |
| 31 Mar 21 | 446 | -188 | 445 | 0 |
| 31 Dec 20 | 425 | -171 | 409 | 0 |
| 31 Dec 19 | 327 | -93 | 357 | 0 |
| 31 Dec 18 | 155 | -29 | 138 | 0 |
Quality Earnings: NU has high quality earnings.
Growing Profit Margin: NU became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NU has become profitable over the past 5 years, growing earnings by 79% per year.
Accelerating Growth: NU has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: NU has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (-14.3%).
Return on Equity
High ROE: NU's Return on Equity (18.6%) is considered low.