FCNC.A Stock Overview
Operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
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Declining Interest Margins Will Suppress Future Earnings
First Citizens BancShares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$2,130.51 |
| 52 Week High | US$2,388.78 |
| 52 Week Low | US$1,363.97 |
| Beta | 0.84 |
| 1 Month Change | -5.67% |
| 3 Month Change | 8.41% |
| 1 Year Change | 48.86% |
| 3 Year Change | 146.49% |
| 5 Year Change | 301.57% |
| Change since IPO | 6,772.61% |
Recent News & Updates
Recent updates
Shareholder Returns
| FCNC.A | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.1% | -5.5% | -3.5% |
| 1Y | 48.9% | 27.2% | 22.1% |
Return vs Industry: FCNC.A exceeded the US Banks industry which returned 27.2% over the past year.
Return vs Market: FCNC.A exceeded the US Market which returned 22.1% over the past year.
Price Volatility
| FCNC.A volatility | |
|---|---|
| FCNC.A Average Weekly Movement | 7.0% |
| Banks Industry Average Movement | 5.3% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: FCNC.A has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FCNC.A's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1898 | 15,868 | Frank Holding | www.firstcitizens.com |
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company’s deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and mortgage; and commercial and industrial leases, as well as small business administration loans.
First Citizens BancShares, Inc. Fundamentals Summary
| FCNC.A fundamental statistics | |
|---|---|
| Market cap | US$28.64b |
| Earnings (TTM) | US$2.53b |
| Revenue (TTM) | US$9.36b |
11.8x
P/E Ratio1.4x
P/B RatioIs FCNC.A overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FCNC.A income statement (TTM) | |
|---|---|
| Revenue | US$9.36b |
| Cost of Revenue | US$0 |
| Gross Profit | US$9.36b |
| Other Expenses | US$6.83b |
| Earnings | US$2.53b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 180.85 |
| Gross Margin | 100.00% |
| Net Profit Margin | 27.02% |
| Debt/Equity Ratio | 170.4% |
How did FCNC.A perform over the long term?
See historical performance and comparisonDividends
0.4%
Current Dividend Yield4%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 22:58 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
First Citizens BancShares, Inc. is covered by 20 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| John Heagerty | Atlantic Equities LLP |
| Jason Goldberg | Barclays |
| Jason Goldberg | Barclays |