BAP Stock Overview
Provides various financial, insurance, and health services and products primarily in Peru and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
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Credicorp Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$182.14 |
| 52 Week High | US$200.00 |
| 52 Week Low | US$147.00 |
| Beta | 1.08 |
| 1 Month Change | 0.0055% |
| 3 Month Change | -3.44% |
| 1 Year Change | 21.17% |
| 3 Year Change | 31.89% |
| 5 Year Change | -14.64% |
| Change since IPO | 1,469.44% |
Recent News & Updates
Recent updates
Credicorp: New Growth Engines Emerge
Nov 27Credicorp: Yape Growth Is A Tailwind
Aug 22Credicorp: Stay Upbeat On Peru's Premier Financial Group
Jun 24Credicorp: No Stopping Peru's Financial Champion Into 2024
Mar 13Here's Why Credicorp (NYSE:BAP) Has Caught The Eye Of Investors
Feb 04
Credicorp: Looking Through The Near-Term Headwinds
Nov 30Credicorp: Still Cheaply Priced Relative To Its Fundamentals
Aug 02Credicorp Executing Well, But Macro Risk Remains High
Feb 13Credicorp GAAP EPS of S/16.33, Net interest income of S/3B
Dec 16Credicorp Remains A Well-Run House In A Tricky Neighborhood
Aug 23Credicorp stock gains after Credit Suisse upgrades on Peru's economic outlook
Jul 19Credicorp Shaking Off The Pandemic And Getting Back To Business As Usual
Mar 12Good Execution At Credicorp Canceled Out By Political Risk
Sep 02Credicorp Ltd. 2020 Q3 - Results - Earnings Call Presentation
Nov 09Shareholder Returns
| BAP | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.0% | 5.8% | 3.1% |
| 1Y | 21.2% | 38.0% | 23.7% |
Return vs Industry: BAP underperformed the US Banks industry which returned 38% over the past year.
Return vs Market: BAP underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| BAP volatility | |
|---|---|
| BAP Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 18.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: BAP has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: BAP's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1889 | 38,758 | Gianfranco Piero Ferrari de Las Casas | www.grupocredicorp.com |
Credicorp Ltd. provides various financial, insurance, and health services and products primarily in Peru and internationally. It operates through Universal Banking, Insurance and Pensions, Microfinance, and Investment Banking and Equity Management segments. The Universal Banking segment grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts.
Credicorp Ltd. Fundamentals Summary
| BAP fundamental statistics | |
|---|---|
| Market cap | US$14.47b |
| Earnings (TTM) | US$1.39b |
| Revenue (TTM) | US$4.63b |
10.4x
P/E Ratio1.6x
P/B RatioIs BAP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BAP income statement (TTM) | |
|---|---|
| Revenue | S/17.36b |
| Cost of Revenue | S/153.25m |
| Gross Profit | S/17.20b |
| Other Expenses | S/11.99b |
| Earnings | S/5.22b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 10, 2025
| Earnings per share (EPS) | 65.67 |
| Gross Margin | 99.12% |
| Net Profit Margin | 30.05% |
| Debt/Equity Ratio | 86.3% |
How did BAP perform over the long term?
See historical performance and comparisonDividends
5.1%
Current Dividend Yield53%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/21 07:39 |
| End of Day Share Price | 2025/01/17 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Credicorp Ltd. is covered by 22 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Roberto de Aguiar Attuch | Barclays |
| Ernesto Gabilondo Márquez | BofA Global Research |
| Otavio Tanganelli | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |