Credicorp Past Earnings Performance

Past criteria checks 3/6

Credicorp has been growing earnings at an average annual rate of 10.1%, while the Banks industry saw earnings growing at 10.4% annually. Revenues have been growing at an average rate of 9.4% per year. Credicorp's return on equity is 15%, and it has net margins of 30.1%.

Key information

10.1%

Earnings growth rate

10.1%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate9.4%
Return on equity15.0%
Net Margin30.1%
Next Earnings Update09 May 2024

Recent past performance updates

Recent updates

Credicorp: No Stopping Peru's Financial Champion Into 2024

Mar 13

Here's Why Credicorp (NYSE:BAP) Has Caught The Eye Of Investors

Feb 04
Here's Why Credicorp (NYSE:BAP) Has Caught The Eye Of Investors

Credicorp: Looking Through The Near-Term Headwinds

Nov 30

Is Now The Time To Put Credicorp (NYSE:BAP) On Your Watchlist?

Aug 21
Is Now The Time To Put Credicorp (NYSE:BAP) On Your Watchlist?

Credicorp: Still Cheaply Priced Relative To Its Fundamentals

Aug 02

With EPS Growth And More, Credicorp (NYSE:BAP) Makes An Interesting Case

May 07
With EPS Growth And More, Credicorp (NYSE:BAP) Makes An Interesting Case

Credicorp Executing Well, But Macro Risk Remains High

Feb 13

Credicorp GAAP EPS of S/16.33, Net interest income of S/3B

Dec 16

We Ran A Stock Scan For Earnings Growth And Credicorp (NYSE:BAP) Passed With Ease

Nov 10
We Ran A Stock Scan For Earnings Growth And Credicorp (NYSE:BAP) Passed With Ease

Credicorp Remains A Well-Run House In A Tricky Neighborhood

Aug 23

Credicorp stock gains after Credit Suisse upgrades on Peru's economic outlook

Jul 19

Credicorp Shaking Off The Pandemic And Getting Back To Business As Usual

Mar 12

Good Execution At Credicorp Canceled Out By Political Risk

Sep 02

What Is The Ownership Structure Like For Credicorp Ltd. (NYSE:BAP)?

Mar 17
What Is The Ownership Structure Like For Credicorp Ltd. (NYSE:BAP)?

Credicorp Ltd. Just Missed Revenue By 42%: Here's What Analysts Think Will Happen Next

Feb 10
Credicorp Ltd. Just Missed Revenue By 42%: Here's What Analysts Think Will Happen Next

Tread With Caution Around Credicorp Ltd.'s (NYSE:BAP) 5.4% Dividend Yield

Jan 29
Tread With Caution Around Credicorp Ltd.'s (NYSE:BAP) 5.4% Dividend Yield

Shareholders Of Credicorp (NYSE:BAP) Must Be Happy With Their 104% Total Return

Dec 25
Shareholders Of Credicorp (NYSE:BAP) Must Be Happy With Their 104% Total Return

What Kind Of Shareholders Own Credicorp Ltd. (NYSE:BAP)?

Nov 20
What Kind Of Shareholders Own Credicorp Ltd. (NYSE:BAP)?

Credicorp Ltd. 2020 Q3 - Results - Earnings Call Presentation

Nov 09

Revenue & Expenses Breakdown
Beta

How Credicorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:BAP Revenue, expenses and earnings (PEN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2316,1834,8668,3060
30 Sep 2316,3975,0198,4250
30 Jun 2316,3555,1048,2120
31 Mar 2315,8914,8458,0400
31 Dec 2215,1884,6487,5360
30 Sep 2215,2854,6987,1170
30 Jun 2214,8014,5397,2050
31 Mar 2214,0734,0967,0730
31 Dec 2113,0733,5856,8930
30 Sep 2111,8503,1776,9910
30 Jun 2110,4142,1186,3640
31 Mar 218,0147986,1180
31 Dec 207,4443475,9820
30 Sep 208,1986665,5640
30 Jun 209,1561,6555,7940
31 Mar 2011,5623,3745,8710
31 Dec 1912,6414,2656,0180
30 Sep 1912,4524,2495,9900
30 Jun 1912,2404,1685,7920
31 Mar 1912,1274,0475,6080
31 Dec 1811,8373,9845,4210
30 Sep 1812,1074,0914,7700
30 Jun 1812,2744,2984,7250
31 Mar 1812,0964,2404,7350
31 Dec 1711,4634,0925,1190
30 Sep 1711,5523,9234,7060
30 Jun 1711,2223,6554,8450
31 Mar 1711,1513,6094,8680
31 Dec 1611,0063,5154,7500
30 Sep 1610,7033,3514,8100
30 Jun 1610,4413,2084,6820
31 Mar 1610,1953,0834,5680
31 Dec 1510,2483,0924,6340
30 Sep 1510,1432,8574,7370
30 Jun 159,9692,6954,6900
31 Mar 159,7102,5304,6640
31 Dec 149,2812,3884,5060
30 Sep 148,8902,3144,5150
30 Jun 148,4552,1704,3860
31 Mar 148,0201,7314,1900
31 Dec 137,7321,5383,8650
30 Sep 137,5881,6744,4000
30 Jun 137,5321,8054,3230
31 Mar 137,0582,0233,9270

Quality Earnings: BAP has high quality earnings.

Growing Profit Margin: BAP's current net profit margins (30.1%) are lower than last year (30.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: BAP's earnings have grown by 10.1% per year over the past 5 years.

Accelerating Growth: BAP's earnings growth over the past year (4.7%) is below its 5-year average (10.1% per year).

Earnings vs Industry: BAP earnings growth over the past year (4.7%) exceeded the Banks industry -9%.


Return on Equity

High ROE: BAP's Return on Equity (15%) is considered low.


Return on Assets


Return on Capital Employed


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