First Citizens BancShares Balance Sheet Health
Financial Health criteria checks 6/6
First Citizens BancShares has total assets of $213.8B and total equity of $21.3B. Total deposits are $145.9B, and total loans are $131.6B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $35.6B.
Key information
10.1x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | US$145.85b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$35.63b |
Recent financial health updates
No updates
Recent updates
Should You Be Adding First Citizens BancShares (NASDAQ:FCNC.A) To Your Watchlist Today?
Apr 17
With EPS Growth And More, First Citizens BancShares (NASDAQ:FCNC.A) Makes An Interesting Case
Dec 07Need To Know: Analysts Are Much More Bullish On First Citizens BancShares, Inc. (NASDAQ:FCNC.A) Revenues
Feb 09With EPS Growth And More, First Citizens BancShares (NASDAQ:FCNC.A) Is Interesting
Oct 20These Analysts Think First Citizens BancShares, Inc.'s (NASDAQ:FCNC.A) Sales Are Under Threat
Aug 10First Citizens BancShares, Inc.'s (NASDAQ:FCNC.A) CEO Will Probably Have Their Compensation Approved By Shareholders
Apr 21Is Now The Time To Put First Citizens BancShares (NASDAQ:FCNC.A) On Your Watchlist?
Mar 23Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCNC.A's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: FCNC.A has a sufficient allowance for bad loans (180%).
Low Risk Liabilities: 76% of FCNC.A's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCNC.A has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: FCNC.A's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: FCNC.A has an appropriate level of bad loans (0.7%).