TCBS Stock Overview
Operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Texas Community Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.25 |
| 52 Week High | US$15.63 |
| 52 Week Low | US$13.11 |
| Beta | -0.0013 |
| 1 Month Change | 1.67% |
| 3 Month Change | 2.47% |
| 1 Year Change | 7.02% |
| 3 Year Change | -2.24% |
| 5 Year Change | n/a |
| Change since IPO | 1.13% |
Recent News & Updates
Shareholder Returns
| TCBS | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.0% | 0.6% | -0.2% |
| 1Y | 7.0% | 29.1% | 25.8% |
Return vs Industry: TCBS underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: TCBS underperformed the US Market which returned 25.8% over the past year.
Price Volatility
| TCBS volatility | |
|---|---|
| TCBS Average Weekly Movement | 1.5% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 18.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: TCBS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: TCBS's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1934 | 65 | Jason Sobel | www.broadstreet.bank |
Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. The company offers deposit accounts, including savings accounts, checking accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also originates one- to four-family residential mortgage, commercial real estate, multi-family, construction and land, automobiles, recreational and all-terrain vehicles, boats, agricultural, commercial, consumer, and other loans.
Texas Community Bancshares, Inc. Fundamentals Summary
| TCBS fundamental statistics | |
|---|---|
| Market cap | US$44.31m |
| Earnings (TTM) | -US$2.15m |
| Revenue (TTM) | US$9.86m |
0.8x
P/B Ratio4.5x
P/S RatioIs TCBS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TCBS income statement (TTM) | |
|---|---|
| Revenue | US$9.86m |
| Cost of Revenue | US$0 |
| Gross Profit | US$9.86m |
| Other Expenses | US$12.01m |
| Earnings | -US$2.15m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.74 |
| Gross Margin | 100.00% |
| Net Profit Margin | -21.85% |
| Debt/Equity Ratio | 120.2% |
How did TCBS perform over the long term?
See historical performance and comparisonDividends
1.0%
Current Dividend Yield-21%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/05 20:31 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Texas Community Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|