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1ST SUMMIT BANCORP of Johnstown, Inc.OTCPK:FSMK Stock Report

Market Cap US$57.9m
Share Price
US$27.31
My Fair Value
US$63.04
56.7% undervalued intrinsic discount
1Y1.1%
7D0.04%
Portfolio Value
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1ST SUMMIT BANCORP of Johnstown, Inc.

OTCPK:FSMK Stock Report

Market Cap: US$57.9m

1ST SUMMIT BANCORP of Johnstown (FSMK) Stock Overview

Operates as the bank holding company for 1ST SUMMIT BANK that provides various banking products and services. More details

FSMK fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends4/6

FSMK Community Fair Values

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1ST SUMMIT BANCORP of Johnstown, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for 1ST SUMMIT BANCORP of Johnstown
Historical stock prices
Current Share PriceUS$27.31
52 Week HighUS$29.00
52 Week LowUS$20.35
Beta-0.019
1 Month Change4.04%
3 Month Change9.68%
1 Year Change1.15%
3 Year Changen/a
5 Year Changen/a
Change since IPO1.15%

Recent News & Updates

Recent updates

Shareholder Returns

FSMKUS BanksUS Market
7D0.04%-2.5%1.2%
1Y1.1%28.9%17.9%

Return vs Industry: FSMK underperformed the US Banks industry which returned 28.9% over the past year.

Return vs Market: FSMK underperformed the US Market which returned 17.9% over the past year.

Price Volatility

Is FSMK's price volatile compared to industry and market?
FSMK volatility
FSMK Average Weekly Movement4.6%
Banks Industry Average Movement3.5%
Market Average Movement6.4%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: FSMK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine FSMK's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1924211Allison Johnsonwww.1stsummit.bank

1ST SUMMIT BANCORP of Johnstown, Inc. operates as the bank holding company for 1ST SUMMIT BANK that provides various banking products and services. It offers Commercial construction and industrial loans; commercial and residential real estate loans; wealth management; debit and credit cards; safe deposit box; and life insurance products. The company was formerly known as SUMMIT Bancorp, Inc. and changed its name to 1ST SUMMIT BANCORP of Johnstown, Inc. in 1996.1ST SUMMIT BANCORP of Johnstown, Inc. was founded in 1924 and is based in Johnstown, Pennsylvania.

1ST SUMMIT BANCORP of Johnstown, Inc. Fundamentals Summary

How do 1ST SUMMIT BANCORP of Johnstown's earnings and revenue compare to its market cap?
FSMK fundamental statistics
Market capUS$57.85m
Earnings (TTM)US$3.19m
Revenue (TTM)US$34.23m
18.1x
P/E Ratio
0.6x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FSMK income statement (TTM)
RevenueUS$34.23m
Cost of RevenueUS$0
Gross ProfitUS$34.23m
Other ExpensesUS$31.04m
EarningsUS$3.19m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.51
Gross Margin100.00%
Net Profit Margin9.33%
Debt/Equity Ratio103.5%

How did FSMK perform over the long term?

See historical performance and comparison

Dividends

6.3%
Current Dividend Yield
117%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/05 03:00
End of Day Share Price 2025/10/02 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

1ST SUMMIT BANCORP of Johnstown, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.