Bank of America (NYSE:BAC) Is Increasing Its Dividend To $0.28
Aug 20
Have your own idea? Try our Stock Screener
U.S. Banks Industry Analysis
UpdatedAug 22, 2025
DataAggregated Company Financials
Companies655
- 7D-0.6%
- 3M11.4%
- 1Y23.2%
- YTD11.8%
The Banks is pretty flat in the last 7 days, but Nu Holdings has stood out, gaining 14%. As for the the longer term, the industry is up 23% over the past 12 months. As for the next few years, earnings are expected to grow by 8.5% per annum.
Industry Valuation and Performance
Has the U.S. Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 22 Aug 2025 | US$2.6t | US$678.6b | US$184.0b | 11.5x | 14.1x | 3.8x |
| Sun, 20 Jul 2025 | US$2.6t | US$674.8b | US$181.9b | 11.9x | 14.1x | 3.8x |
| Tue, 17 Jun 2025 | US$2.3t | US$668.8b | US$177.1b | 11x | 13.1x | 3.5x |
| Thu, 15 May 2025 | US$2.4t | US$668.1b | US$176.9b | 11.4x | 13.4x | 3.6x |
| Sat, 12 Apr 2025 | US$2.0t | US$662.3b | US$171.9b | 10.4x | 11.7x | 3x |
| Mon, 10 Mar 2025 | US$2.3t | US$662.7b | US$171.9b | 11.3x | 13.1x | 3.4x |
| Wed, 05 Feb 2025 | US$2.5t | US$661.8b | US$171.4b | 12.1x | 14.4x | 3.7x |
| Fri, 03 Jan 2025 | US$2.3t | US$655.1b | US$143.0b | 12.3x | 16.2x | 3.5x |
| Sun, 01 Dec 2024 | US$2.5t | US$655.0b | US$143.0b | 13.3x | 17.5x | 3.8x |
| Tue, 29 Oct 2024 | US$2.2t | US$651.3b | US$142.7b | 11.8x | 15.5x | 3.4x |
| Thu, 26 Sep 2024 | US$2.1t | US$653.7b | US$145.5b | 11.5x | 14.5x | 3.2x |
| Sat, 24 Aug 2024 | US$2.1t | US$653.0b | US$145.7b | 11.7x | 14.5x | 3.2x |
| Mon, 22 Jul 2024 | US$2.1t | US$660.1b | US$152.1b | 11.1x | 14.1x | 3.2x |
| Wed, 19 Jun 2024 | US$1.9t | US$655.4b | US$151.1b | 9.5x | 12.9x | 3x |
| Fri, 17 May 2024 | US$2.0t | US$655.8b | US$151.3b | 9.8x | 13.5x | 3.1x |
| Sun, 14 Apr 2024 | US$1.9t | US$658.2b | US$166.6b | 9.2x | 11.6x | 2.9x |
| Tue, 12 Mar 2024 | US$1.9t | US$654.2b | US$166.3b | 9.6x | 11.6x | 2.9x |
| Thu, 08 Feb 2024 | US$1.8t | US$652.7b | US$168.4b | 9.4x | 10.6x | 2.7x |
| Sat, 06 Jan 2024 | US$1.8t | US$668.2b | US$195.6b | 9.2x | 9.4x | 2.7x |
| Mon, 04 Dec 2023 | US$1.7t | US$667.6b | US$195.4b | 8.7x | 8.6x | 2.5x |
| Wed, 01 Nov 2023 | US$1.5t | US$665.7b | US$195.2b | 8x | 7.5x | 2.2x |
| Fri, 29 Sep 2023 | US$1.5t | US$656.7b | US$191.6b | 7.8x | 7.9x | 2.3x |
| Sun, 27 Aug 2023 | US$1.6t | US$656.9b | US$191.7b | 8.1x | 8.1x | 2.4x |
| Tue, 25 Jul 2023 | US$1.7t | US$654.4b | US$191.5b | 8.4x | 9x | 2.6x |
| Thu, 22 Jun 2023 | US$1.6t | US$642.3b | US$184.2b | 7.8x | 8.4x | 2.4x |
| Sat, 20 May 2023 | US$1.5t | US$642.3b | US$184.2b | 7.6x | 8.1x | 2.3x |
| Mon, 17 Apr 2023 | US$1.5t | US$633.1b | US$171.6b | 8.2x | 9x | 2.4x |
| Wed, 15 Mar 2023 | US$1.5t | US$617.8b | US$163.5b | 8.5x | 9.4x | 2.5x |
| Fri, 10 Feb 2023 | US$1.9t | US$616.7b | US$163.3b | 9.7x | 11.4x | 3x |
| Sun, 08 Jan 2023 | US$1.8t | US$611.7b | US$164.2b | 9.8x | 10.8x | 2.9x |
| Tue, 06 Dec 2022 | US$1.8t | US$611.6b | US$164.1b | 9.8x | 10.7x | 2.9x |
| Thu, 03 Nov 2022 | US$1.8t | US$611.6b | US$163.9b | 9.8x | 10.8x | 2.9x |
| Sat, 01 Oct 2022 | US$1.6t | US$608.6b | US$167.7b | 9.4x | 9.5x | 2.6x |
| Mon, 29 Aug 2022 | US$1.8t | US$608.5b | US$167.7b | 9.9x | 10.5x | 2.9x |
Price to Earnings Ratio
10.5x
Current Industry PE
- Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 14.1x which is higher than its 3-year average PE of 11.7x.
- The 3-year average PS ratio of 3.0x is lower than the industry's current PS ratio of 3.8x.
Past Earnings Growth
- The earnings for companies in the Banks industry have grown 3.2% per year over the last three years.
- Revenues for these companies have grown 3.7% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | -1.60% | |
| Financials | -0.85% | |
| Banks | -0.59% | |
| Diversified Banks | -0.40% | |
| Regional Banks | -1.10% | |
Industry PE
- Investors are most optimistic about the Regional Banks industry, which is trading close to its 3-year average PE ratio of 13.5x.
- Analysts are expecting annual earnings growth of 18.5%, which is higher than its past year's earnings growth of 12.4% per year.
- Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 11.2x.
Forecasted Growth
- Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 18% over the next 5 years.
- This is better than its past earnings growth rate of 12% per year.
- In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.4% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| NU Nu Holdings | US$13.67 | 13.8% +US$8.0b | -3.8% | PB6.9x | |
| BAC Bank of America | US$48.26 | 1.2% +US$4.1b | 23.0% | PB1.3x | |
| FCNC.A First Citizens BancShares | US$1.94k | 0.6% +US$160.1m | -2.8% | PB1.2x | |
| BAP Credicorp | US$251.11 | 0.3% +US$59.5m | 51.1% | PB2x | |
| WTFC Wintrust Financial | US$128.71 | 0.6% +US$55.6m | 25.1% | PB1.3x |
