NWFL Stock Overview
Operates as the bank holding company for Wayne Bank that provides various banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Norwood Financial Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$28.02 |
| 52 Week High | US$34.50 |
| 52 Week Low | US$23.50 |
| Beta | 0.59 |
| 1 Month Change | -8.16% |
| 3 Month Change | -0.11% |
| 1 Year Change | -17.59% |
| 3 Year Change | 7.77% |
| 5 Year Change | -28.61% |
| Change since IPO | 547.26% |
Recent News & Updates
Recent updates
Norwood Financial: Still On The Sidelines Despite A Solid Loan Book
Aug 27Norwood Financial (NASDAQ:NWFL) Will Pay A Dividend Of $0.29
Sep 22
Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29
Jul 04Norwood Financial (NASDAQ:NWFL) Is Due To Pay A Dividend Of $0.29
Jun 20Do Norwood Financial's (NASDAQ:NWFL) Earnings Warrant Your Attention?
Jun 07Norwood Financial's (NASDAQ:NWFL) Upcoming Dividend Will Be Larger Than Last Year's
Apr 05Norwood Financial declares $0.28 dividend
Sep 16Norwood Financial GAAP EPS of $0.84, revenue of $19.38M
Jul 22Norwood Financial: The Book Value Gets Hit Despite Good Results
Jul 10Norwood Financial: A 4% Yield With A Sub-40% Payout Ratio
Apr 06Norwood Financial (NASDAQ:NWFL) Has Announced That It Will Be Increasing Its Dividend To US$0.28
Mar 17Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To US$0.28
Dec 21Norwood Financial Corp.: There Is No Reason To Dislike This One
Nov 05Norwood Financial Is A Compelling Buy
Sep 01Shareholders Will Probably Hold Off On Increasing Norwood Financial Corp.'s (NASDAQ:NWFL) CEO Compensation For The Time Being
Apr 21Shareholder Returns
| NWFL | US Banks | US Market | |
|---|---|---|---|
| 7D | -8.0% | -3.4% | -2.4% |
| 1Y | -17.6% | 29.1% | 23.4% |
Return vs Industry: NWFL underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: NWFL underperformed the US Market which returned 23.4% over the past year.
Price Volatility
| NWFL volatility | |
|---|---|
| NWFL Average Weekly Movement | 7.0% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: NWFL has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: NWFL's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1870 | 263 | Jim Donnelly | wayne.bank |
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest-bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; construction financing; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles.
Norwood Financial Corp. Fundamentals Summary
| NWFL fundamental statistics | |
|---|---|
| Market cap | US$225.57m |
| Earnings (TTM) | US$12.85m |
| Revenue (TTM) | US$62.31m |
17.6x
P/E Ratio1.2x
P/B RatioIs NWFL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NWFL income statement (TTM) | |
|---|---|
| Revenue | US$62.31m |
| Cost of Revenue | US$0 |
| Gross Profit | US$62.31m |
| Other Expenses | US$49.46m |
| Earnings | US$12.85m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.60 |
| Gross Margin | 100.00% |
| Net Profit Margin | 20.62% |
| Debt/Equity Ratio | 101.4% |
How did NWFL perform over the long term?
See historical performance and comparisonDividends
4.3%
Current Dividend Yield75%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 12:07 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Norwood Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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