Norwood Financial Past Earnings Performance
Past criteria checks 2/6
Norwood Financial has been growing earnings at an average annual rate of 13%, while the Banks industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 12.3% per year. Norwood Financial's return on equity is 8.5%, and it has net margins of 24%.
Key information
13.0%
Earnings growth rate
7.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 12.3% |
| Return on equity | 8.5% |
| Net Margin | 24.0% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Norwood Financial (NASDAQ:NWFL) Will Pay A Dividend Of $0.29
Sep 22
Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29
Jul 04Norwood Financial (NASDAQ:NWFL) Is Due To Pay A Dividend Of $0.29
Jun 20Do Norwood Financial's (NASDAQ:NWFL) Earnings Warrant Your Attention?
Jun 07Norwood Financial's (NASDAQ:NWFL) Upcoming Dividend Will Be Larger Than Last Year's
Apr 05Norwood Financial declares $0.28 dividend
Sep 16Norwood Financial GAAP EPS of $0.84, revenue of $19.38M
Jul 22Norwood Financial: The Book Value Gets Hit Despite Good Results
Jul 10Norwood Financial: A 4% Yield With A Sub-40% Payout Ratio
Apr 06Norwood Financial (NASDAQ:NWFL) Has Announced That It Will Be Increasing Its Dividend To US$0.28
Mar 17Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To US$0.28
Dec 21Norwood Financial Corp.: There Is No Reason To Dislike This One
Nov 05Norwood Financial Is A Compelling Buy
Sep 01Shareholders Will Probably Hold Off On Increasing Norwood Financial Corp.'s (NASDAQ:NWFL) CEO Compensation For The Time Being
Apr 21Norwood Financial (NASDAQ:NWFL) Has Compensated Shareholders With A Respectable 76% Return On Their Investment
Mar 03Norwood Financial: A Strong Focus On Real Estate Loans And A 4% Dividend Yield
Jan 13Should Income Investors Look At Norwood Financial Corp. (NASDAQ:NWFL) Before Its Ex-Dividend?
Jan 09
Could Norwood Financial Corp. (NASDAQ:NWFL) Have The Makings Of Another Dividend Aristocrat?
Dec 18Revenue & Expenses BreakdownBeta
How Norwood Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 64 | 15 | 36 | 0 |
| 31 Dec 23 | 65 | 17 | 35 | 0 |
| 30 Sep 23 | 72 | 24 | 35 | 0 |
| 30 Jun 23 | 76 | 28 | 34 | 0 |
| 31 Mar 23 | 76 | 28 | 34 | 0 |
| 31 Dec 22 | 77 | 29 | 33 | 0 |
| 30 Sep 22 | 77 | 29 | 33 | 0 |
| 30 Jun 22 | 75 | 28 | 32 | 0 |
| 31 Mar 22 | 72 | 27 | 32 | 0 |
| 31 Dec 21 | 69 | 25 | 31 | 0 |
| 30 Sep 21 | 68 | 24 | 31 | 0 |
| 30 Jun 21 | 65 | 22 | 30 | 0 |
| 31 Mar 21 | 58 | 18 | 28 | 0 |
| 31 Dec 20 | 53 | 15 | 26 | 0 |
| 30 Sep 20 | 47 | 13 | 24 | 0 |
| 30 Jun 20 | 43 | 12 | 22 | 0 |
| 31 Mar 20 | 44 | 14 | 23 | 0 |
| 31 Dec 19 | 44 | 14 | 22 | 0 |
| 30 Sep 19 | 43 | 14 | 22 | 0 |
| 30 Jun 19 | 43 | 14 | 22 | 0 |
| 31 Mar 19 | 43 | 14 | 21 | 0 |
| 31 Dec 18 | 42 | 14 | 21 | 0 |
| 30 Sep 18 | 42 | 11 | 20 | 0 |
| 30 Jun 18 | 41 | 10 | 20 | 0 |
| 31 Mar 18 | 40 | 9 | 20 | 0 |
| 31 Dec 17 | 40 | 8 | 19 | 0 |
| 30 Sep 17 | 39 | 10 | 20 | 0 |
| 30 Jun 17 | 37 | 8 | 19 | 0 |
| 31 Mar 17 | 34 | 7 | 18 | 0 |
| 31 Dec 16 | 32 | 7 | 17 | 0 |
| 30 Sep 16 | 27 | 4 | 15 | 0 |
| 30 Jun 16 | 25 | 6 | 13 | 0 |
| 31 Mar 16 | 24 | 6 | 13 | 0 |
| 31 Dec 15 | 25 | 6 | 13 | 0 |
| 30 Sep 15 | 27 | 7 | 13 | 0 |
| 30 Jun 15 | 28 | 8 | 13 | 0 |
| 31 Mar 15 | 28 | 8 | 13 | 0 |
| 31 Dec 14 | 28 | 8 | 13 | 0 |
| 30 Sep 14 | 28 | 8 | 13 | 0 |
| 30 Jun 14 | 28 | 8 | 13 | 0 |
| 31 Mar 14 | 27 | 8 | 13 | 0 |
| 31 Dec 13 | 27 | 8 | 13 | 0 |
| 30 Sep 13 | 26 | 8 | 13 | 0 |
| 30 Jun 13 | 26 | 8 | 13 | 0 |
Quality Earnings: NWFL has high quality earnings.
Growing Profit Margin: NWFL's current net profit margins (24%) are lower than last year (36.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NWFL's earnings have grown by 13% per year over the past 5 years.
Accelerating Growth: NWFL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: NWFL had negative earnings growth (-44.7%) over the past year, making it difficult to compare to the Banks industry average (-10.2%).
Return on Equity
High ROE: NWFL's Return on Equity (8.5%) is considered low.