First BanCorp (FBP) Stock Overview
Operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
FBP Community Fair Values
Create NarrativeSee what 11 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
First BanCorp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$24.28 |
| 52 Week High | US$24.51 |
| 52 Week Low | US$19.16 |
| Beta | 0.83 |
| 1 Month Change | 13.67% |
| 3 Month Change | 9.76% |
| 1 Year Change | 22.50% |
| 3 Year Change | 125.65% |
| 5 Year Change | 84.78% |
| Change since IPO | 224.11% |
Recent News & Updates
Recent updates
First BanCorp's (NYSE:FBP) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 10
FBP: Future Share Repurchases And Neutral Rating Will Support Upside Potential
Analysts have adjusted their price target on First BanCorp slightly, trimming fair value from about US$24.17 to US$24.00 as they factor in updated views on revenue growth, profit margins, a modestly lower future P/E multiple and recent neutral-rated coverage. Analyst Commentary Bullish Takeaways Bullish analysts view the neutral rating as consistent with a stock that is roughly aligned with their assessment of fair value around US$24.00, rather than signaling a clear mispricing.FBP: Future Share Repurchases Will Underpin Returns Despite Margin Constraints
Analysts have nudged their price target on First BanCorp down by $1 to $24, reflecting slightly softer assumptions for net interest margin expansion and earnings power over the next few years. Analyst Commentary Recent Street research on First BanCorp reflects a mixed but fairly balanced view, with both optimistic and cautious perspectives now coalescing around a US$24 price target.Improvements Justify An Upgrade For First BanCorp
Jan 01FBP: Future Share Repurchases Will Support Returns Despite Margin Headwinds
Analysts have trimmed their average price target on First BanCorp by about $1 to $24, reflecting more cautious expectations for net interest margin expansion and limited upside, with the bank already operating at a high level. Analyst Commentary Recent research updates present a more balanced view on First BanCorp, with adjustments to price targets and earnings forecasts reflecting both confidence in execution and recognition of a moderating growth outlook.FBP: Share Repurchases Will Support Future Returns Despite Margin Constraints
Analysts have trimmed their price target on First BanCorp to $24.00 from a prior range of $25.00 to $26.00, citing a more constrained outlook for net interest margin expansion and limited upside given the bank's already strong operating performance. Analyst Commentary Recent Street research reflects a more balanced stance on First BanCorp, with revised price targets converging around $24.00 and modest adjustments to forward earnings expectations.FBP: Share Buybacks Will Support Profitability Amid Limited Upside Ahead
Analysts have lowered their price target for First BanCorp to $24 from a previous range of $25 to $26, citing reduced expectations for net interest margin expansion and limited upside given the company's already strong performance. Analyst Commentary Recent analyst updates for First BanCorp reveal a mix of optimism about the company's ongoing execution and caution regarding its future growth prospects.FBP: Share Buybacks And Profitability Will Drive Potential Upside Ahead
Analysts have slightly lowered their price target for First BanCorp, moving it from $24.33 to $24.17 per share. They cite a more constrained net interest margin outlook and limited upside, given the bank's already strong performance.Operational Excellence And Repurchases Will Support Resilience Amid Narrowing Margins
First BanCorp’s analyst price target has been reduced slightly from $25 to $24, as analysts now anticipate more constrained net interest margin growth and limited earnings upside. This reflects updated management guidance.First BanCorp: Bond Market Turbulence, Expected Tourism Slowdown Seems Priced-In
Apr 20First BanCorp.: Strong Margin Power And A Growing Dividend
Jan 23Here's Why First BanCorp (NYSE:FBP) Has Caught The Eye Of Investors
Oct 23
Tactical Growth And Efficiency Measures Promise Bright Future Despite Analysts' Cautions
Enhanced operational efficiency and revenue growth potential driven by investments in IT infrastructure and a focus on commercial construction loans.First BanCorp.: Raising The Earnings Estimate And Upgrading To Buy
Sep 13Should You Be Adding First BanCorp (NYSE:FBP) To Your Watchlist Today?
Jul 24First BanCorp: A Call Option On Puerto Rico
Jun 19Shareholder Returns
| FBP | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.2% | 0.5% | 0.6% |
| 1Y | 22.5% | 30.7% | 28.7% |
Return vs Industry: FBP underperformed the US Banks industry which returned 29.9% over the past year.
Return vs Market: FBP underperformed the US Market which returned 27.6% over the past year.
Price Volatility
| FBP volatility | |
|---|---|
| FBP Average Weekly Movement | 3.7% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: FBP has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FBP's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1948 | 3,218 | Aurelio Aleman-Bermudez | www.1firstbank.com |
First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations.
First BanCorp. Fundamentals Summary
| FBP fundamental statistics | |
|---|---|
| Market cap | US$3.66b |
| Earnings (TTM) | US$356.59m |
| Revenue (TTM) | US$932.90m |
Is FBP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FBP income statement (TTM) | |
|---|---|
| Revenue | US$932.90m |
| Cost of Revenue | US$0 |
| Gross Profit | US$932.90m |
| Other Expenses | US$576.32m |
| Earnings | US$356.59m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.32 |
| Gross Margin | 100.00% |
| Net Profit Margin | 38.22% |
| Debt/Equity Ratio | 14.7% |
How did FBP perform over the long term?
See historical performance and comparisonDividends
Does FBP pay a reliable dividends?
See FBP dividend history and benchmarks| First BanCorp dividend dates | |
|---|---|
| Ex Dividend Date | May 28 2026 |
| Dividend Pay Date | Jun 12 2026 |
| Days until Ex dividend | 26 days |
| Days until Dividend pay date | 41 days |
Does FBP pay a reliable dividends?
See FBP dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/30 13:11 |
| End of Day Share Price | 2026/04/30 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First BanCorp. is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brandon Berman | BofA Global Research |
| Joseph Gladue | B. Riley Securities, Inc. |
| Michael Diana | Cantor Fitzgerald & Co. |