FBP Stock Overview
Operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
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First BanCorp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$18.01 |
| 52 Week High | US$22.40 |
| 52 Week Low | US$16.25 |
| Beta | 0.89 |
| 1 Month Change | -1.37% |
| 3 Month Change | -7.36% |
| 1 Year Change | 10.56% |
| 3 Year Change | 33.11% |
| 5 Year Change | 252.45% |
| Change since IPO | 140.42% |
Recent News & Updates
Recent updates
First BanCorp.: Strong Margin Power And A Growing Dividend
Jan 23Here's Why First BanCorp (NYSE:FBP) Has Caught The Eye Of Investors
Oct 23
Tactical Growth And Efficiency Measures Promise Bright Future Despite Analysts' Cautions
Sep 24 Enhanced operational efficiency and revenue growth potential driven by investments in IT infrastructure and a focus on commercial construction loans.First BanCorp.: Raising The Earnings Estimate And Upgrading To Buy
Sep 13Should You Be Adding First BanCorp (NYSE:FBP) To Your Watchlist Today?
Jul 24First BanCorp: A Call Option On Puerto Rico
Jun 19First BanCorp's (NYSE:FBP) Upcoming Dividend Will Be Larger Than Last Year's
Feb 12First BanCorp: Fairly Priced With A Flattish Earnings Outlook
Dec 09First BanCorp: Worthy Of Consideration
Sep 24First BanCorp Leveraged To Sustained Improvement In Puerto Rico's Economy
Feb 10Analyst Estimates: Here's What Brokers Think Of First BanCorp. (NYSE:FBP) After Its Annual Report
Jan 31First BanCorp. Q4 2022 Earnings Preview
Jan 26Do First BanCorp's (NYSE:FBP) Earnings Warrant Your Attention?
Jan 07First BanCorp. Q3 2022 Earnings Preview
Oct 24If EPS Growth Is Important To You, First BanCorp (NYSE:FBP) Presents An Opportunity
Sep 03First BanCorp. goes ex dividend tomorrow
Aug 23Shareholder Returns
| FBP | US Banks | US Market | |
|---|---|---|---|
| 7D | 5.9% | 6.2% | 8.4% |
| 1Y | 10.6% | 14.9% | 5.9% |
Return vs Industry: FBP underperformed the US Banks industry which returned 11.7% over the past year.
Return vs Market: FBP exceeded the US Market which returned 5.9% over the past year.
Price Volatility
| FBP volatility | |
|---|---|
| FBP Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 4.6% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 4.0% |
Stable Share Price: FBP has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FBP's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1948 | 3,113 | Aurelio Aleman-Bermudez | www.1firstbank.com |
First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations.
First BanCorp. Fundamentals Summary
| FBP fundamental statistics | |
|---|---|
| Market cap | US$2.91b |
| Earnings (TTM) | US$298.72m |
| Revenue (TTM) | US$879.85m |
9.8x
P/E Ratio1.8x
P/B RatioIs FBP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FBP income statement (TTM) | |
|---|---|
| Revenue | US$879.85m |
| Cost of Revenue | US$0 |
| Gross Profit | US$879.85m |
| Other Expenses | US$581.12m |
| Earnings | US$298.72m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
Apr 24, 2025
| Earnings per share (EPS) | 1.83 |
| Gross Margin | 100.00% |
| Net Profit Margin | 33.95% |
| Debt/Equity Ratio | 33.7% |
How did FBP perform over the long term?
See historical performance and comparisonDividends
3.6%
Current Dividend Yield35%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/15 10:01 |
| End of Day Share Price | 2025/04/15 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First BanCorp. is covered by 15 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brandon Berman | BofA Global Research |
| Joseph Gladue | B. Riley Securities, Inc. |
| Michael Diana | Cantor Fitzgerald & Co. |