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First BanCorp.NYSE:FBP Stock Report

Market Cap US$3.3b
Share Price
US$21.44
n/a
1Y9.6%
7D-1.7%
Portfolio Value
View

First BanCorp.

NYSE:FBP Stock Report

Market Cap: US$3.3b

First BanCorp (FBP) Stock Overview

Operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. More details

FBP fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends3/6

FBP Community Fair Values

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See what 11 others think this stock is worth. Follow their fair value or set your own to get alerts.

US$24
FV
10.7% undervalued intrinsic discount
9.16%
Revenue growth p.a.
40
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First BanCorp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for First BanCorp
Historical stock prices
Current Share PriceUS$21.44
52 Week HighUS$23.43
52 Week LowUS$16.40
Beta0.86
1 Month Change-3.07%
3 Month Change8.34%
1 Year Change9.61%
3 Year Change52.16%
5 Year Change87.25%
Change since IPO186.20%

Recent News & Updates

First BanCorp's (NYSE:FBP) Shareholders Will Receive A Bigger Dividend Than Last Year

Feb 10
First BanCorp's (NYSE:FBP) Shareholders Will Receive A Bigger Dividend Than Last Year

Recent updates

First BanCorp's (NYSE:FBP) Shareholders Will Receive A Bigger Dividend Than Last Year

Feb 10
First BanCorp's (NYSE:FBP) Shareholders Will Receive A Bigger Dividend Than Last Year

Improvements Justify An Upgrade For First BanCorp

Jan 01

First BanCorp: Bond Market Turbulence, Expected Tourism Slowdown Seems Priced-In

Apr 20

First BanCorp.: Strong Margin Power And A Growing Dividend

Jan 23

Here's Why First BanCorp (NYSE:FBP) Has Caught The Eye Of Investors

Oct 23
Here's Why First BanCorp (NYSE:FBP) Has Caught The Eye Of Investors
User avatar

Tactical Growth And Efficiency Measures Promise Bright Future Despite Analysts' Cautions

Enhanced operational efficiency and revenue growth potential driven by investments in IT infrastructure and a focus on commercial construction loans.

First BanCorp.: Raising The Earnings Estimate And Upgrading To Buy

Sep 13

Should You Be Adding First BanCorp (NYSE:FBP) To Your Watchlist Today?

Jul 24
Should You Be Adding First BanCorp (NYSE:FBP) To Your Watchlist Today?

First BanCorp: A Call Option On Puerto Rico

Jun 19

First BanCorp's (NYSE:FBP) Upcoming Dividend Will Be Larger Than Last Year's

Feb 12
First BanCorp's (NYSE:FBP) Upcoming Dividend Will Be Larger Than Last Year's

Shareholder Returns

FBPUS BanksUS Market
7D-1.7%-5.8%-0.6%
1Y9.6%12.6%15.5%

Return vs Industry: FBP underperformed the US Banks industry which returned 12.6% over the past year.

Return vs Market: FBP underperformed the US Market which returned 15.5% over the past year.

Price Volatility

Is FBP's price volatile compared to industry and market?
FBP volatility
FBP Average Weekly Movement4.0%
Banks Industry Average Movement3.8%
Market Average Movement6.6%
10% most volatile stocks in US Market16.0%
10% least volatile stocks in US Market3.1%

Stable Share Price: FBP has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FBP's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19483,113Aurelio Aleman-Bermudezwww.1firstbank.com

First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations.

First BanCorp. Fundamentals Summary

How do First BanCorp's earnings and revenue compare to its market cap?
FBP fundamental statistics
Market capUS$3.29b
Earnings (TTM)US$344.87m
Revenue (TTM)US$914.86m
9.7x
P/E Ratio
1.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FBP income statement (TTM)
RevenueUS$914.86m
Cost of RevenueUS$0
Gross ProfitUS$914.86m
Other ExpensesUS$569.99m
EarningsUS$344.87m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.22
Gross Margin100.00%
Net Profit Margin37.70%
Debt/Equity Ratio14.7%

How did FBP perform over the long term?

See historical performance and comparison

Dividends

3.7%
Current Dividend Yield
33%
Payout Ratio

Does FBP pay a reliable dividends?

See FBP dividend history and benchmarks
When do you need to buy FBP by to receive an upcoming dividend?
First BanCorp dividend dates
Ex Dividend DateFeb 26 2026
Dividend Pay DateMar 13 2026
Days until Ex dividend6 days
Days until Dividend pay date9 days

Does FBP pay a reliable dividends?

See FBP dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/03/02 13:12
End of Day Share Price 2026/03/02 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First BanCorp. is covered by 12 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brandon BermanBofA Global Research
Joseph GladueB. Riley Securities, Inc.
Michael DianaCantor Fitzgerald & Co.