UCB Stock Overview
Operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
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United Community Banks, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$32.31 |
| 52 Week High | US$35.38 |
| 52 Week Low | US$24.04 |
| Beta | 0.94 |
| 1 Month Change | -4.44% |
| 3 Month Change | 15.11% |
| 1 Year Change | 10.42% |
| 3 Year Change | -10.65% |
| 5 Year Change | 6.70% |
| Change since IPO | -54.22% |
Recent News & Updates
United Community Banks (NYSE:UCB) Has Announced A Dividend Of $0.24
Dec 03
United Community Banks (NYSE:UCB) Has Affirmed Its Dividend Of $0.24
Nov 18Recent updates
United Community Banks (NYSE:UCB) Has Announced A Dividend Of $0.24
Dec 03United Community Banks (NYSE:UCB) Has Affirmed Its Dividend Of $0.24
Nov 18United Community Banks: Too Rich For My Blood
Nov 12United Community Banks' (NYSE:UCB) Upcoming Dividend Will Be Larger Than Last Year's
Sep 04United Community Banks: Preferred Share Downgrade On Low Yield
Aug 19United Community Banks' (NYSE:UCB) Dividend Will Be Increased To $0.24
Aug 19United Community Banks (NASDAQ:UCBI) Is Due To Pay A Dividend Of $0.23
Feb 29United Community Banks GAAP EPS of $0.74 beats by $0.02, revenue of $216.30M misses by $10.38M
Oct 18United Community Banks (NASDAQ:UCBI) Is Increasing Its Dividend To $0.22
Sep 13United Community Banks (NASDAQ:UCBI) Is Paying Out A Larger Dividend Than Last Year
Aug 23United Community Banks raises dividend 4.8% to $0.22
Aug 18United Community Banks GAAP EPS of $0.61 misses by $0.04, revenue of $206.75M misses by $6.44M
Jul 19Here's Why I Think United Community Banks (NASDAQ:UCBI) Is An Interesting Stock
Apr 05United Community Banks (NASDAQ:UCBI) Will Pay A Larger Dividend Than Last Year At US$0.21
Feb 22United Community Banks Still Following A Tested Formula
Feb 03Shareholder Returns
| UCB | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.6% | 0.8% | 0.6% |
| 1Y | 10.4% | 29.4% | 23.7% |
Return vs Industry: UCB underperformed the US Banks industry which returned 29.4% over the past year.
Return vs Market: UCB underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| UCB volatility | |
|---|---|
| UCB Average Weekly Movement | 5.6% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: UCB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: UCB's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1950 | 3,010 | Herbert Harton | www.ucbi.com |
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans.
United Community Banks, Inc. Fundamentals Summary
| UCB fundamental statistics | |
|---|---|
| Market cap | US$3.86b |
| Earnings (TTM) | US$183.49m |
| Revenue (TTM) | US$827.44m |
21.0x
P/E Ratio1.2x
P/B RatioIs UCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UCB income statement (TTM) | |
|---|---|
| Revenue | US$827.44m |
| Cost of Revenue | US$0 |
| Gross Profit | US$827.44m |
| Other Expenses | US$643.96m |
| Earnings | US$183.49m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.54 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.18% |
| Debt/Equity Ratio | 11.2% |
How did UCB perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield61%
Payout RatioDoes UCB pay a reliable dividends?
See UCB dividend history and benchmarks| United Community Banks dividend dates | |
|---|---|
| Ex Dividend Date | Dec 16 2024 |
| Dividend Pay Date | Jan 06 2025 |
| Days until Ex dividend | 15 days |
| Days until Dividend pay date | 6 days |
Does UCB pay a reliable dividends?
See UCB dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 22:59 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
United Community Banks, Inc. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Kevin Fitzsimmons | D.A. Davidson & Co. |