First National of Nebraska
Market Cap
US$2.8b
Last Updated
2019/10/14 23:40 UTC
Data Sources
Company Financials
Executive Summary
First National of Nebraska, Inc. operates as a holding company for First National Bank of Omaha.
Snowflake
Fundamentals
Acceptable track record and slightly overvalued.
Similar Companies
Share Price & News
How has First National of Nebraska's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
-4.7%
FINN
1.7%
US Banks
1.3%
US Market
1 Year Return
25.0%
FINN
0.3%
US Banks
5.9%
US Market
Return vs Industry: FINN exceeded the US Banks industry which returned 0.3% over the past year.
Return vs Market: FINN exceeded the US Market which returned 5.9% over the past year.
Shareholder returns
| FINN | Industry | Market | |
|---|---|---|---|
| 7 Day | -4.7% | 1.7% | 1.3% |
| 30 Day | 2.5% | -2.4% | -1.9% |
| 90 Day | 4.6% | 1.0% | -1.8% |
| 1 Year | 27.9%25.0% | 3.2%0.3% | 8.3%5.9% |
| 3 Year | 55.8%47.5% | 52.1%41.7% | 45.6%36.2% |
| 5 Year | 90.2%71.5% | 69.8%51.4% | 66.1%47.9% |
Price Volatility Vs. Market
How volatile is First National of Nebraska's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is First National of Nebraska undervalued compared to its fair value and its price relative to the market?
8.48x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Undervalued: FINN ($10250) is trading above our estimate of fair value ($2667.5)
Significantly Undervalued: FINN is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: FINN is good value based on its PE Ratio (8.5x) compared to the Banks industry average (12.5x).
PE vs Market: FINN is good value based on its PE Ratio (8.5x) compared to the US market (17.5x).
Price to Earnings Growth Ratio
Low PEG Ratio: Insufficient data to calculate FINN's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: Insufficient data to calculate FINN's PB Ratio to determine if it is good value.
Next Steps
Future Growth
How is First National of Nebraska forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
1.3%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as First National of Nebraska has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Take a look at our analysis of FINN’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access First National of Nebraska's filings and announcements here.
- Explore growth companies in the Banks industry.
Past Performance
How has First National of Nebraska performed over the past 5 years?
6.1%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Earnings Trend: FINN's earnings have grown by 6.1% per year over the past 5 years.
Accelerating Growth: FINN's earnings growth over the past year (94.2%) exceeds its 5-year average (6.1% per year).
Earnings vs Industry: FINN earnings growth over the past year (94.2%) exceeded the Banks industry 31.8%.
Return on Equity
High ROE: Insufficient data to calculate FINN's Return on Equity to determine if it is high.
Return on Assets
ROA vs Industry: Insufficient data to calculate FINN's Return on Assets to determine if it is higher than the Banks industry average last year.
Return on Capital Employed
ROCE Improving: Insufficient data to calculate FINN's Return on Capital Employed to determine if it has improved over the past 3 years.
Next Steps
Financial Health
How is First National of Nebraska's financial position? (This company is analysed differently as a bank or financial institution)
In this section we usually analyse First National of Nebraska's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. First National of Nebraska has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.
Next Steps
- Take a look at our analysis of FINN’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
- Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when First National of Nebraska's financial data was last updated here.
- Explore more healthy companies in the Banks industry.
Dividend
What is First National of Nebraska's current dividend yield, its reliability and sustainability?
1.95%
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Stability and Growth of Payments
Notable Dividend: FINN's dividend (1.95%) is higher than the bottom 25% of dividend payers in the US market (1.47%).
High Dividend: FINN's dividend (1.95%) is low compared to the top 25% of dividend payers in the US market (3.77%).
Stable Dividend: FINN has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: FINN's dividend payments have increased, but the company has only paid a dividend for 4 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (16.5%), FINN's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
What is the CEO of First National of Nebraska's salary, the management and board of directors tenure and is there insider trading?
9.8yrs
Average board tenure
CEO
Bruce Lauritzen (76yo)
0yrs
Tenure
US$1,272,417
Compensation
Mr. Bruce R. Lauritzen serves as a Treasurer of The Nebraska Medical Center. Mr. Lauritzen served as the President of Lauritzen Corporation. Prior to 2000, he served as the President of First National of N ...
Board Age and Tenure
9.8yrs
Average Tenure
75yo
Average Age
Experienced Board: FINN's board of directors are considered experienced (9.8 years average tenure).
Insider Trading
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Management Team
Bruce Lauritzen (76yo)
Chairman & CEO
- Tenure: 0yrs
- Compensation: US$1.27m
Timothy Hart (62yo)
Senior Vice President and Treasurer
- Tenure: 0yrs
Meg Dodge (50yo)
Director
- Tenure: 22.8yrs
Clark Lauritzen (42yo)
President
- Tenure: 0yrs
Walter Douglas
Executive Vice President
- Tenure: 0yrs
Mike Foutch
Senior Vice President
- Tenure: 0yrs
Mike Summers
Chief Financial Officer
- Tenure: 0yrs
Nick Baxter
Chief Risk Officer and Secretary
- Tenure: 0yrs
Jeff Sims
Chief Credit Officer
- Tenure: 2.8yrs
Roger Fleury
Executive VP & Director
- Tenure: 0yrs
Board Members
Bruce Lauritzen (76yo)
Chairman & CEO
- Tenure: 0yrs
- Compensation: US$1.27m
Meg Dodge (50yo)
Director
- Tenure: 22.8yrs
John Castle (85yo)
Director
- Tenure: 9.8yrs
George Behringer (75yo)
Director
- Tenure: 0yrs
Clark Lauritzen (42yo)
President
- Tenure: 0yrs
Tom Stokes
Director
- Tenure: 9.8yrs
Roger Fleury
Executive VP & Director
- Tenure: 0yrs
Bryan Slone
Director
- Tenure: 2.8yrs
Company Information
First National of Nebraska, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: First National of Nebraska, Inc.
- Ticker: FINN
- Exchange: OTCPK
- Founded: 1968
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$2.806b
- Shares outstanding: 273.78k
- Website: https://www.fnni.com
Location
- First National of Nebraska, Inc.
- 1620 Dodge Street
- Omaha
- Nebraska
- 68197
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| FINN | OTCPK (Pink Sheets LLC) | Yes | Common Stock | US | USD | Oct 1990 |
Biography
First National of Nebraska, Inc. operates as a holding company for First National Bank of Omaha. The Bank engages in consumer, commercial, real estate, and agricultural lending and retail deposit activitie ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/10/14 23:40 |
| End of Day Share Price | 2019/10/14 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.