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FINN

First National of Nebraska OTCPK:FINN Stock Report

Last Price

US$14.00k

Market Cap

US$3.7b

7D

0.7%

1Y

3.7%

Updated

13 Aug, 2022

Data

Company Financials
FINN fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance5/6
Financial Health0/6
Dividends2/6

FINN Stock Overview

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services.

First National of Nebraska Competitors

Price History & Performance

Summary of all time highs, changes and price drops for First National of Nebraska
Historical stock prices
Current Share PriceUS$14,000.00
52 Week HighUS$14,401.00
52 Week LowUS$13,500.00
Beta0.34
1 Month Change0%
3 Month Change1.82%
1 Year Change3.70%
3 Year Change41.41%
5 Year Change84.21%
Change since IPO2,233.33%

Recent News & Updates

Shareholder Returns

FINNUS BanksUS Market
7D0.7%5.3%3.2%
1Y3.7%-10.9%-10.2%

Return vs Industry: FINN exceeded the US Banks industry which returned -10.9% over the past year.

Return vs Market: FINN exceeded the US Market which returned -10.1% over the past year.

Price Volatility

Is FINN's price volatile compared to industry and market?
FINN volatility
FINN Average Weekly Movement1.8%
Banks Industry Average Movement3.7%
Market Average Movement7.7%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.2%

Stable Share Price: FINN is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 2% a week.

Volatility Over Time: FINN's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1857n/an/ahttps://www.fnni.com

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions.

First National of Nebraska Fundamentals Summary

How do First National of Nebraska's earnings and revenue compare to its market cap?
FINN fundamental statistics
Market CapUS$3.66b
Earnings (TTM)US$472.78m
Revenue (TTM)US$1.70b

7.7x

P/E Ratio

0.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
FINN income statement (TTM)
RevenueUS$1.70b
Cost of RevenueUS$0
Gross ProfitUS$1.70b
Other ExpensesUS$1.22b
EarningsUS$472.78m

Last Reported Earnings

Mar 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)1.81k
Gross Margin100.00%
Net Profit Margin27.87%
Debt/Equity Ratio0.0%

How did FINN perform over the long term?

See historical performance and comparison

Dividends

2.7%

Current Dividend Yield

21%

Payout Ratio

Does FINN pay a reliable dividends?

See FINN dividend history and benchmarks
When do you need to buy FINN by to receive an upcoming dividend?
First National of Nebraska dividend dates
Ex Dividend DateAug 15 2022
Dividend Pay DateSep 09 2022
Days until Ex dividend1 day
Days until Dividend pay date26 days

Does FINN pay a reliable dividends?

See FINN dividend history and benchmarks
We’ve recently updated our valuation analysis.

Valuation

Is FINN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • Analyst Forecast

Key Valuation Metric

Which metric is best to use when looking at relative valuation for FINN?

Other financial metrics that can be useful for relative valuation.

FINN key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ration/a

Price to Earnings Ratio vs Peers

How does FINN's PE Ratio compare to its peers?

FINN PE Ratio vs Peers
The above table shows the PE ratio for FINN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average18.4x
BANF BancFirst
24.1x8.6%US$3.8b
PACW PacWest Bancorp
6.9x4.3%US$3.5b
UCBI United Community Banks
16.3x25.2%US$3.8b
CBU Community Bank System
21.9x11.2%US$3.8b
FINN First National of Nebraska
7.7xn/aUS$3.7b

Price-To-Earnings vs Peers: FINN is good value based on its Price-To-Earnings Ratio (7.7x) compared to the peer average (18.4x).


Price to Earnings Ratio vs Industry

How does FINN's PE Ratio compare vs other companies in the US Banks Industry?

Price-To-Earnings vs Industry: FINN is good value based on its Price-To-Earnings Ratio (7.7x) compared to the US Banks industry average (10.1x)


Price to Earnings Ratio vs Fair Ratio

What is FINN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FINN PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio7.7x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate FINN's Price-To-Earnings Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of FINN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: FINN ($14000) is trading above our estimate of fair value ($7897.53)

Significantly Below Fair Value: FINN is trading above our estimate of fair value.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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Future Growth

How is First National of Nebraska forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


10.4%

Forecasted Banks industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as First National of Nebraska has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Discover growth companies

  • Check out First National of Nebraska's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access First National of Nebraska's filings and announcements here.

Past Performance

How has First National of Nebraska performed over the past 5 years?

Past Performance Score

5/6

Past Performance Score 5/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


21.7%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: FINN has high quality earnings.

Growing Profit Margin: FINN's current net profit margins (27.9%) are higher than last year (27.6%).


Past Earnings Growth Analysis

Earnings Trend: FINN's earnings have grown significantly by 21.7% per year over the past 5 years.

Accelerating Growth: FINN's earnings growth over the past year (21.9%) exceeds its 5-year average (21.7% per year).

Earnings vs Industry: FINN earnings growth over the past year (21.9%) exceeded the Banks industry 8.8%.


Return on Equity

High ROE: Insufficient data to calculate FINN's Return on Equity to determine if it is high.


Discover strong past performing companies

Financial Health

How is First National of Nebraska's financial position? (This company is analysed differently as a bank or financial institution)

Financial Health Score

0/6

Financial Health Score 0/6

  • Asset Level

  • Allowance for Bad Loans

  • Low Risk Liabilities

  • Loan Level

  • Low Risk Deposits

  • Level of Bad Loans

In this section we usually analyse First National of Nebraska's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. First National of Nebraska has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Discover healthy companies

  • Check out First National of Nebraska's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when First National of Nebraska's financial data was last updated here.

Dividend

What is First National of Nebraska current dividend yield, its reliability and sustainability?

Dividend Score

2/6

Dividend Score 2/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


2.71%

Current Dividend Yield

Dividend Yield vs Market

Notable Dividend: FINN's dividend (2.71%) is higher than the bottom 25% of dividend payers in the US market (1.47%).

High Dividend: FINN's dividend (2.71%) is low compared to the top 25% of dividend payers in the US market (3.96%).


Stability and Growth of Payments

Stable Dividend: FINN has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: FINN's dividend payments have increased, but the company has only paid a dividend for 7 years.


Current Payout to Shareholders

Earnings Coverage: With its low payout ratio (21%), FINN's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

First National of Nebraska has no CEO, or we have no data on them.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

First National of Nebraska, Inc.'s employee growth, exchange listings and data sources


Key Information

  • Name: First National of Nebraska, Inc.
  • Ticker: FINN
  • Exchange: OTCPK
  • Founded: 1857
  • Industry: Regional Banks
  • Sector: Banks
  • Implied Market Cap: US$3.656b
  • Shares outstanding: 261.16k
  • Website: https://www.fnni.com

Location

  • First National of Nebraska, Inc.
  • 1620 Dodge Street
  • Omaha
  • Nebraska
  • 68197
  • United States

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/08/13 00:00
End of Day Share Price2022/08/11 00:00
Earnings2022/03/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.