| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 0/6 |
| Dividends | 2/6 |
FINN Stock Overview
First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services.
First National of Nebraska Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$14,000.00 |
| 52 Week High | US$14,401.00 |
| 52 Week Low | US$13,500.00 |
| Beta | 0.34 |
| 1 Month Change | 0% |
| 3 Month Change | 1.82% |
| 1 Year Change | 3.70% |
| 3 Year Change | 41.41% |
| 5 Year Change | 84.21% |
| Change since IPO | 2,233.33% |
Recent News & Updates
Shareholder Returns
| FINN | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.7% | 5.3% | 3.2% |
| 1Y | 3.7% | -10.9% | -10.2% |
Return vs Industry: FINN exceeded the US Banks industry which returned -10.9% over the past year.
Return vs Market: FINN exceeded the US Market which returned -10.1% over the past year.
Price Volatility
| FINN volatility | |
|---|---|
| FINN Average Weekly Movement | 1.8% |
| Banks Industry Average Movement | 3.7% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: FINN is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: FINN's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1857 | n/a | n/a | https://www.fnni.com |
First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions.
First National of Nebraska Fundamentals Summary
| FINN fundamental statistics | |
|---|---|
| Market Cap | US$3.66b |
| Earnings (TTM) | US$472.78m |
| Revenue (TTM) | US$1.70b |
7.7x
P/E Ratio0.0x
P/B RatioIs FINN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FINN income statement (TTM) | |
|---|---|
| Revenue | US$1.70b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.70b |
| Other Expenses | US$1.22b |
| Earnings | US$472.78m |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.81k |
| Gross Margin | 100.00% |
| Net Profit Margin | 27.87% |
| Debt/Equity Ratio | 0.0% |
How did FINN perform over the long term?
See historical performance and comparisonDividends
2.7%
Current Dividend Yield21%
Payout RatioDoes FINN pay a reliable dividends?
See FINN dividend history and benchmarks| First National of Nebraska dividend dates | |
|---|---|
| Ex Dividend Date | Aug 15 2022 |
| Dividend Pay Date | Sep 09 2022 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 26 days |
Does FINN pay a reliable dividends?
See FINN dividend history and benchmarksValuation
Is FINN undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Analyst Forecast
Key Valuation Metric
Which metric is best to use when looking at relative valuation for FINN?
Other financial metrics that can be useful for relative valuation.
| What is FINN's n/a Ratio? | |
|---|---|
| n/a Ratio | 0x |
| n/a | n/a |
| Market Cap | US$3.66b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | n/a |
Price to Earnings Ratio vs Peers
How does FINN's PE Ratio compare to its peers?
| FINN PE Ratio vs Peers |
|---|
| Company | PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 18.4x | ||
BANF BancFirst | 24.1x | 8.6% | US$3.8b |
PACW PacWest Bancorp | 6.9x | 4.3% | US$3.5b |
UCBI United Community Banks | 16.3x | 25.2% | US$3.8b |
CBU Community Bank System | 21.9x | 11.2% | US$3.8b |
FINN First National of Nebraska | 7.7x | n/a | US$3.7b |
Price-To-Earnings vs Peers: FINN is good value based on its Price-To-Earnings Ratio (7.7x) compared to the peer average (18.4x).
Price to Earnings Ratio vs Industry
How does FINN's PE Ratio compare vs other companies in the US Banks Industry?
Price-To-Earnings vs Industry: FINN is good value based on its Price-To-Earnings Ratio (7.7x) compared to the US Banks industry average (10.1x)
Price to Earnings Ratio vs Fair Ratio
What is FINN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 7.7x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate FINN's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of FINN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: FINN ($14000) is trading above our estimate of fair value ($7897.53)
Significantly Below Fair Value: FINN is trading above our estimate of fair value.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
Discover undervalued companies
Future Growth
How is First National of Nebraska forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
10.4%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as First National of Nebraska has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Discover growth companies
- Check out First National of Nebraska's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access First National of Nebraska's filings and announcements here.
Past Performance
How has First National of Nebraska performed over the past 5 years?
Past Performance Score
5/6Past Performance Score 5/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
21.7%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FINN has high quality earnings.
Growing Profit Margin: FINN's current net profit margins (27.9%) are higher than last year (27.6%).
Past Earnings Growth Analysis
Earnings Trend: FINN's earnings have grown significantly by 21.7% per year over the past 5 years.
Accelerating Growth: FINN's earnings growth over the past year (21.9%) exceeds its 5-year average (21.7% per year).
Earnings vs Industry: FINN earnings growth over the past year (21.9%) exceeded the Banks industry 8.8%.
Return on Equity
High ROE: Insufficient data to calculate FINN's Return on Equity to determine if it is high.
Discover strong past performing companies
Financial Health
How is First National of Nebraska's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score
0/6Financial Health Score 0/6
Asset Level
Allowance for Bad Loans
Low Risk Liabilities
Loan Level
Low Risk Deposits
Level of Bad Loans
In this section we usually analyse First National of Nebraska's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. First National of Nebraska has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.
Discover healthy companies
- Check out First National of Nebraska's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
- Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when First National of Nebraska's financial data was last updated here.
Dividend
What is First National of Nebraska current dividend yield, its reliability and sustainability?
Dividend Score
2/6Dividend Score 2/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
2.71%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: FINN's dividend (2.71%) is higher than the bottom 25% of dividend payers in the US market (1.47%).
High Dividend: FINN's dividend (2.71%) is low compared to the top 25% of dividend payers in the US market (3.96%).
Stability and Growth of Payments
Stable Dividend: FINN has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: FINN's dividend payments have increased, but the company has only paid a dividend for 7 years.
Current Payout to Shareholders
Earnings Coverage: With its low payout ratio (21%), FINN's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
CEO
First National of Nebraska has no CEO, or we have no data on them.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
First National of Nebraska, Inc.'s employee growth, exchange listings and data sources
Key Information
- Name: First National of Nebraska, Inc.
- Ticker: FINN
- Exchange: OTCPK
- Founded: 1857
- Industry: Regional Banks
- Sector: Banks
- Implied Market Cap: US$3.656b
- Shares outstanding: 261.16k
- Website: https://www.fnni.com
Location
- First National of Nebraska, Inc.
- 1620 Dodge Street
- Omaha
- Nebraska
- 68197
- United States
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/08/13 00:00 |
| End of Day Share Price | 2022/08/11 00:00 |
| Earnings | 2022/03/31 |
| Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.