ServisFirst Bancshares (SFBS) Stock Overview
Operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
SFBS Community Fair Values
Create NarrativeSee what 6 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
ServisFirst Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$43.34 |
| 52 Week High | US$46.04 |
| 52 Week Low | US$33.60 |
| Beta | 0.86 |
| 1 Month Change | 0.081% |
| 3 Month Change | 11.98% |
| 1 Year Change | -1.88% |
| 3 Year Change | 58.75% |
| 5 Year Change | 17.06% |
| Change since IPO | 523.60% |
Recent News & Updates
Narrative Update • Aug 11
SFBS: Index Additions And Forward P/E Will Shape Balanced Future Return
Analysts have raised their price target for ServisFirst Bancshares from about $94.33 to $98.00, reflecting updated views on slightly higher discount rates, modestly adjusted revenue growth assumptions and a marginally revised future P/E outlook. What’s in the News for ServisFirst Bancshares ServisFirst Bancshares, Inc.Seeking Alpha • Aug 03
ServisFirst Bancshares: A Great Regional Bank Priced At A Premium
Summary ServisFirst Bancshares demonstrates exceptional profitability and operational efficiency, with industry-leading return on assets and a sub-30% efficiency ratio. SFBS trades at a premium valuation—2.49x tangible book and ~14x forward P/E—reflecting high expectations and limiting upside absent further operational outperformance. Asset quality is troublesome, with nonperforming loans more than doubling year-over-year, raising concerns about risk-adjusted returns. I rate SFBS a Hold; a pullback and improvement in loan quality would be required for a more constructive stance. Read the full article on Seeking AlphaRecent updates
Narrative Update • Aug 11
SFBS: Index Additions And Forward P/E Will Shape Balanced Future Return
Analysts have raised their price target for ServisFirst Bancshares from about $94.33 to $98.00, reflecting updated views on slightly higher discount rates, modestly adjusted revenue growth assumptions and a marginally revised future P/E outlook. What’s in the News for ServisFirst Bancshares ServisFirst Bancshares, Inc.Seeking Alpha • Aug 03
ServisFirst Bancshares: A Great Regional Bank Priced At A Premium
Summary ServisFirst Bancshares demonstrates exceptional profitability and operational efficiency, with industry-leading return on assets and a sub-30% efficiency ratio. SFBS trades at a premium valuation—2.49x tangible book and ~14x forward P/E—reflecting high expectations and limiting upside absent further operational outperformance. Asset quality is troublesome, with nonperforming loans more than doubling year-over-year, raising concerns about risk-adjusted returns. I rate SFBS a Hold; a pullback and improvement in loan quality would be required for a more constructive stance. Read the full article on Seeking AlphaAnalysis Article • Jun 20
ServisFirst Bancshares (SFBS) Stock Could Be 15% Undervalued On Its Sun Belt Growth Story
ServisFirst Bancshares (SFBS) has drawn attention after recent share price moves, with the stock up 1% over the past day, down 2% over the past week, and higher over the past month and past 3 months. See our latest analysis for ServisFirst Bancshares. Looking beyond the recent pullback, ServisFirst Bancshares shows building momentum, with a 30 day share price return of 3.73%, a 90 day share price return of 11.27%, and a 1 year total shareholder return of 12.43%. If ServisFirst Bancshares has...Narrative Update • Jun 18
SFBS: Credit Costs And Forward P/E Will Support Future Upside
Analysts have raised their price target on ServisFirst Bancshares stock by $2 to reflect updated assumptions around revenue growth, profit margin expectations, and a slightly lower forward P/E multiple. What’s in the News for ServisFirst Bancshares ServisFirst Bancshares, Inc.Narrative Update • Jun 04
SFBS: Forward P/E And Credit Quality Will Support Future Upside Potential
Analysts have lifted their price target on ServisFirst Bancshares by $2, citing updated views on its fair value of $94.33, discount rate, revenue growth, profit margin, and forward P/E assumptions. What's in the News ServisFirst Bancshares reported a softer Q1 2026, with revenue up 21.1% year on year but 1.5% below analyst expectations, and a shortfall in net interest income (source: recent earnings reports).Narrative Update • May 15
SFBS: Higher Forward P/E Assumptions Will Support Future Upside Potential
Analysts have lifted their price target on ServisFirst Bancshares by $2, citing updated views on the stock's discount rate assumptions and forward P/E expectations. Analyst Commentary Recent research points to a modestly higher price target for ServisFirst Bancshares, with the change tied directly to updated discount rate assumptions and revised forward P/E expectations.Narrative Update • Apr 27
SFBS: Future P/E Assumptions Will Drive Upside Potential
Narrative Update on ServisFirst Bancshares The analyst price target for ServisFirst Bancshares has been raised by $2, with analysts pointing to updated assumptions around revenue growth, profit margin, and a revised future P/E estimate as key drivers of the refreshed valuation range. Analyst Commentary Analysts have updated their view on ServisFirst Bancshares alongside the higher price target, focusing on how revised assumptions for revenue, margins, and the future P/E multiple affect potential returns and risk.Narrative Update • Apr 12
SFBS: Q4 Beat And Profitability Assumptions Will Drive Future Upside
Analysts have raised their price targets on ServisFirst Bancshares to about $94 per share, citing recent upgrades following a Q4 beat and what they view as improving growth trends and profitability assumptions reflected in updated fair value, discount rate, revenue growth, profit margin, and future P/E inputs. Analyst Commentary Recent research updates around ServisFirst Bancshares focus on the Q4 beat, refreshed growth assumptions, and how those inputs feed into valuation frameworks such as fair value estimates, discount rates, revenue trajectories, profit margins, and future P/E expectations.Narrative Update • Mar 29
SFBS: Q4 Beat And Upgrades Will Support Future Upside
Analysts have nudged their average 12 month price target for ServisFirst Bancshares to $93.67, with recent upgrades highlighting a Q4 beat, stronger growth trends, and improved conviction in the bank's outlook. Analyst Commentary Bullish Takeaways Bullish analysts point to the recent Q4 beat as support for raising their views on execution, suggesting the bank is delivering better than previously modeled on key operational metrics.Narrative Update • Mar 15
SFBS: Q4 Beat And Dividend Increases Will Support Future Upside
Analysts have lifted their price target on ServisFirst Bancshares to $93.67, reflecting updated views on revenue growth, profit margins, and future P/E after a series of recent upgrades tied to the bank's Q4 performance and growth trends. Analyst Commentary Street research around the recent Q4 report clusters around two core themes: how the bank is executing on its growth plans, and whether the current valuation fairly reflects that progress.Narrative Update • Mar 01
SFBS: Q4 Beat And Dividend Momentum Will Support Future Upside
Narrative Update Analysts have lifted their fair value estimate for ServisFirst Bancshares from about $88 to roughly $93.67, citing updated assumptions around revenue growth, profit margins, and future P/E following recent research upgrades. Analyst Commentary Recent research updates have focused on how ServisFirst Bancshares executed around its latest quarter and what that might mean for its ability to justify the higher fair value estimate.Narrative Update • Jan 20
SFBS: Rising Dividend And Stable Assumptions Will Support Future Upside Potential
Analysts have kept their price target for ServisFirst Bancshares steady at US$88.00, making only marginal tweaks to the discount rate, revenue growth, profit margin, and forward P/E assumptions that guide this unchanged view. What's in the News The Board of Directors approved a quarterly cash dividend of $0.38 per share, compared with the previous $0.335 per share payout (Key Developments).Narrative Update • Jan 06
SFBS: Easing Credit Noise Will Support Future Dividend Sustainability
Analysts have trimmed their price target on ServisFirst Bancshares to $80 from $90, citing slower than expected growth, pressure on net interest margins, and increased credit related noise that led to a recent earnings miss and lower forward estimates. Analyst Commentary Bullish Takeaways Bullish analysts view the new US$80 target as reflecting a more balanced assessment of growth and profitability after the recent reset in estimates.Narrative Update • Dec 19
SFBS: Easing Credit Noise Will Support Future Dividend And Margin Recovery
Analysts have modestly reduced their price target on ServisFirst Bancshares, trimming expectations by $10 per share to $80. They are factoring in slower than anticipated growth, pressure on net interest margins, and recent credit related noise into their updated forecasts.Narrative Update • Dec 04
SFBS: Easing Credit Noise Will Support Future Net Interest Margin Recovery
Analysts have trimmed their price target on ServisFirst Bancshares by $10, to $80 from $90, citing slower than expected growth, pressure on net interest margins, and credit related noise that drove a Q3 earnings miss and lower forward estimates. Analyst Commentary Analysts view the reduced price target as a recalibration to more modest growth and profitability expectations rather than a fundamental shift in the bank's long term franchise value.Narrative Update • Nov 20
SFBS: Net Interest Margin Stabilization Will Drive Improved Profitability Ahead
Price Target Adjustment Reflects Revised Outlook for ServisFirst Bancshares Analysts have lowered their price target on ServisFirst Bancshares from $90 to $80, citing slower than expected growth and a reduced net interest margin as key factors behind the adjustment. Analyst Commentary Analysts have shared a range of views following the recent price target adjustment for ServisFirst Bancshares, focusing on the company's growth trends, profitability, and future prospects.Narrative Update • Nov 05
SFBS: Net Interest Margin Rebound Will Drive Future Upside Despite Recent Headwinds
Narrative Update on ServisFirst Bancshares Analysts have reduced ServisFirst Bancshares' price target by $10, from $90 to $80. They cite slower-than-expected growth and decreased net interest margins as key factors behind the adjustment.Narrative Update • Oct 21
Analysts Lower ServisFirst Bancshares Price Target as Growth Slows and Margins Face Pressure
Analysts have recently lowered their price target for ServisFirst Bancshares from $91 to approximately $86.67, citing slower-than-expected revenue growth and ongoing pressures on net interest margins as key factors behind the revised outlook. Analyst Commentary Recent analyst coverage highlights a blend of caution and potential for ServisFirst Bancshares, as new information prompts closer scrutiny of the company's outlook.Narrative Update • Sep 19
Sun Belt Lending And Merchant Services Will Secure Future Success
The consensus price target for ServisFirst Bancshares has increased to $91.00, primarily driven by a notable upward revision in revenue growth forecasts, while valuation multiples remain stable. What's in the News Net charge-offs for the second quarter rose to $6.48 million from $3.15 million year-over-year.Seeking Alpha • Jan 23
ServisFirst Bancshares: Growing But Fairly Valued
Summary Despite the disappointing performance in 3Q, the loan growth outlook remains positive because of the hiring of new bankers and the operating environment. The net interest margin will likely continue to expand because of deposit re-pricing amid a declining interest-rate environment. I’ve slightly raised my earnings estimate because the net interest margin grew more than expected in the third quarter of 2024. In my opinion, SFBS is already trading near its fair value. Read the full article on Seeking Alpha
New Narrative • Oct 27
Expanding Into New Markets While Cultivating Revenue Growth Boosts Financial Horizons
Expansion into new markets like Memphis and Auburn provides growth opportunities through increased loan and revenue potential.Seeking Alpha • Oct 06
ServisFirst Bancshares: Rosy Earnings Outlook Appears Priced-In
Summary The margin will likely continue to rise because of loan re-pricing opportunities. Further, interest rate cuts will lift the margin because loan yields are stickier than deposit costs. The loan portfolio will likely continue to grow at a double-digit rate thanks to the strength of the services sector. The December 2025 target price suggests a small downside from the current price. Further, SFBS is offering a low dividend yield of 1.50%. Read the full article on Seeking AlphaSeeking Alpha • May 24
ServisFirst Bancshares: Flirting With A Downgrade
Summary ServisFirst Bancshares, Inc. stock has risen by 20.5% since October 2023, but its outperformance compared to the S&P 500 is not significant. The bank's balance sheet shows a deliberate decline in deposits, while loans and securities have increased. Net interest income and non-interest income have both decreased, leading to a decline in net income. ServisFirst Bancshares stock is also trading at a high valuation. Read the full article on Seeking AlphaShareholder Returns
| SFBS | US Banks | US Market | |
|---|---|---|---|
| 7D | -5.1% | -3.9% | -2.1% |
| 1Y | -1.9% | 21.8% | 18.8% |
Return vs Industry: SFBS underperformed the US Banks industry which returned 21.8% over the past year.
Return vs Market: SFBS underperformed the US Market which returned 18.8% over the past year.
Price Volatility
| SFBS volatility | |
|---|---|
| SFBS Average Weekly Movement | 3.2% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: SFBS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SFBS's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 684 | Tom Broughton | www.servisfirstbank.com |
ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States. It offers deposit services, including checking, money market, savings, and individual retirement arrangements (IRA) accounts, as well as certificates of deposit. The company also provides real estate loans that consist of commercial real estate loans, 1-4 family residential real estate loans, and construction and development loans; consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans; and commercial loans comprising seasonal, bridge, and term loans, as well as commercial lines of credit.
ServisFirst Bancshares, Inc. Fundamentals Summary
| SFBS fundamental statistics | |
|---|---|
| Market cap | US$4.77b |
| Earnings (TTM) | US$320.66m |
| Revenue (TTM) | US$585.22m |
14.8x
P/E Ratio2.4x
P/B RatioIs SFBS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SFBS income statement (TTM) | |
|---|---|
| Revenue | US$585.22m |
| Cost of Revenue | US$0 |
| Gross Profit | US$585.22m |
| Other Expenses | US$264.56m |
| Earnings | US$320.66m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.93 |
| Gross Margin | 100.00% |
| Net Profit Margin | 54.79% |
| Debt/Equity Ratio | 81.6% |
How did SFBS perform over the long term?
See historical performance and comparisonDividends
1.8%
Current Dividend Yield25%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/21 22:28 |
| End of Day Share Price | 2026/08/21 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
ServisFirst Bancshares, Inc. is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Bishop | Hovde Group, LLC |
| Stephen Scouten | Piper Sandler Companies |
| Michael Rose | Raymond James & Associates |