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First Financial Bankshares NasdaqGS:FFIN Stock Report

Last Price

US$36.46

Market Cap

US$5.2b

7D

-9.9%

1Y

18.5%

Updated

22 Dec, 2024

Data

Company Financials +

First Financial Bankshares, Inc.

NasdaqGS:FFIN Stock Report

Market Cap: US$5.2b

FFIN Stock Overview

Through its subsidiaries, provides commercial banking products and services in Texas. More details

FFIN fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

First Financial Bankshares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Financial Bankshares
Historical stock prices
Current Share PriceUS$36.46
52 Week HighUS$44.66
52 Week LowUS$27.06
Beta0.82
1 Month Change-14.75%
3 Month Change-4.35%
1 Year Change18.53%
3 Year Change-27.40%
5 Year Change3.37%
Change since IPO2,150.91%

Recent News & Updates

Recent updates

First Financial Bankshares, Inc. (NASDAQ:FFIN) Just Released Its Third-Quarter Earnings: Here's What Analysts Think

Oct 21
First Financial Bankshares, Inc. (NASDAQ:FFIN) Just Released Its Third-Quarter Earnings: Here's What Analysts Think

First Financial Bankshares: An Outstanding Texan Bank

Sep 19

Staying The Course With First Financial Bankshares

Sep 08

First Financial: Buy This Hidden Gem For Regional Bank Recovery

May 03

First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be $0.18

Mar 01
First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be $0.18

First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be $0.18

Feb 08
First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be $0.18

First Financial Bankshares goes ex-dividend tomorrow

Sep 13

First Financial Bankshares GAAP EPS of $0.42 beats by $0.02, revenue of $136.1M in-line

Jul 21

Shareholder Returns

FFINUS BanksUS Market
7D-9.9%-3.4%-2.4%
1Y18.5%29.1%23.4%

Return vs Industry: FFIN underperformed the US Banks industry which returned 29.1% over the past year.

Return vs Market: FFIN underperformed the US Market which returned 23.3% over the past year.

Price Volatility

Is FFIN's price volatile compared to industry and market?
FFIN volatility
FFIN Average Weekly Movement5.6%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: FFIN has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FFIN's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18901,450F. Dueserwww.ffin.com

First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company offers checking, savings and time deposits; automated teller machines, drive-in, and night deposit services; safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services; securities brokerage services; and trust and wealth management services, including wealth management, estates administration, oil and gas management, testamentary trusts, revocable and irrevocable trusts, and agency accounts. It also provides commercial and industrial, municipal, agricultural, construction and development, farm, residential, and consumer auto and non-auto, as well as non-owner occupied and owner occupied commercial real estate loans.

First Financial Bankshares, Inc. Fundamentals Summary

How do First Financial Bankshares's earnings and revenue compare to its market cap?
FFIN fundamental statistics
Market capUS$5.18b
Earnings (TTM)US$207.17m
Revenue (TTM)US$510.31m

25.0x

P/E Ratio

3.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FFIN income statement (TTM)
RevenueUS$510.31m
Cost of RevenueUS$0
Gross ProfitUS$510.31m
Other ExpensesUS$303.14m
EarningsUS$207.17m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.46
Gross Margin100.00%
Net Profit Margin40.60%
Debt/Equity Ratio5.0%

How did FFIN perform over the long term?

See historical performance and comparison

Dividends

2.0%

Current Dividend Yield

50%

Payout Ratio

Does FFIN pay a reliable dividends?

See FFIN dividend history and benchmarks
When do you need to buy FFIN by to receive an upcoming dividend?
First Financial Bankshares dividend dates
Ex Dividend DateDec 13 2024
Dividend Pay DateJan 02 2025
Days until Ex dividend9 days
Days until Dividend pay date11 days

Does FFIN pay a reliable dividends?

See FFIN dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 03:01
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Financial Bankshares, Inc. is covered by 17 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bryce RoweBaird
Michael ZaremskiCredit Suisse
David BishopDrexel Hamilton