First Financial Bankshares Balance Sheet Health

Financial Health criteria checks 6/6

First Financial Bankshares has total assets of $13.1B and total equity of $1.5B. Total deposits are $11.1B, and total loans are $7.1B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $537.0M.

Key information

8.7x

Asset to equity ratio

3.3%

Net interest margin

Total deposits	US$11.14b
Loan to deposit ratio	Appropriate
Bad loans	0.5%
Allowance for bad loans	Sufficient
Current ratio	Low
Cash & equivalents	US$537.02m

Recent financial health updates

No updates

Recent updates

First Financial Bankshares' (NASDAQ:FFIN) Shareholders Will Receive A Bigger Dividend Than Last Year

Nov 02

First Financial Bankshares' (NASDAQ:FFIN) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 28

First Financial Bankshares' (NASDAQ:FFIN) Upcoming Dividend Will Be Larger Than Last Year's

Aug 08

First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.18

May 31

First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.17

Feb 10

First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.17

Nov 07

First Financial Bankshares goes ex-dividend tomorrow

Sep 13

First Financial Bankshares (NASDAQ:FFIN) Will Pay A Larger Dividend Than Last Year At $0.17

Aug 16

First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.17

Aug 02

First Financial Bankshares GAAP EPS of $0.42 beats by $0.02, revenue of $136.1M in-line

Jul 21

First Financial Bankshares (NASDAQ:FFIN) Has Announced That It Will Be Increasing Its Dividend To US$0.17

May 24

First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be Increased To US$0.17

May 10

First Financial: Leading, Top Performing Texas Franchise

Feb 23

First Financial Bankshares' (NASDAQ:FFIN) Shareholders Will Receive A Bigger Dividend Than Last Year

Feb 15

Here's Why I Think First Financial Bankshares (NASDAQ:FFIN) Is An Interesting Stock

Jan 31

First Financial Bankshares (NASDAQ:FFIN) Is Paying Out A Larger Dividend Than Last Year

Nov 06

First Financial Bankshares (NASDAQ:FFIN) Will Pay A Larger Dividend Than Last Year At US$0.15

Sep 05

First Financial Bankshares (NASDAQ:FFIN) Has Announced That It Will Be Increasing Its Dividend To US$0.15

Aug 22

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: FFIN's Assets to Equity ratio (8.7x) is low.

Allowance for Bad Loans: FFIN has a sufficient allowance for bad loans (256%).

Low Risk Liabilities: 96% of FFIN's liabilities are made up of primarily low risk sources of funding.

Loan Level: FFIN has an appropriate level of Loans to Assets ratio (54%).

Low Risk Deposits: FFIN's Loans to Deposits ratio (63%) is appropriate.

Level of Bad Loans: FFIN has an appropriate level of bad loans (0.5%).

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First Financial Bankshares Balance Sheet Health

Financial Health criteria checks 6/6

Key information

Recent financial health updates

Recent updates

First Financial Bankshares, Inc., Annual General Meeting, Apr 23, 2024

Upcoming dividend of US$0.18 per share

First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be $0.18

Full year 2023 earnings: Revenues and EPS in line with analyst expectations

Chairman exercised options to buy US$626k worth of stock.

First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be $0.18

First Financial Bankshares, Inc. Appoints Daniel Neely as Senior Vice President, Treasury Sales Manager

Fourth quarter dividend of US$0.18 announced

First Financial Bankshares, Inc. Names Eric Bonnell as Senior Vice President

First Financial Bankshares, Inc. Appoints Keith Morton as Executive Vice President

Price target increased by 8.3% to US$31.40

Full year 2023 earnings: Revenues and EPS in line with analyst expectations

New major risk - Revenue and earnings growth

First Financial Bankshares (NASDAQ:FFIN) Will Pay A Dividend Of $0.18

Upcoming dividend of US$0.18 per share at 2.6% yield

First Financial Bankshares' (NASDAQ:FFIN) Shareholders Will Receive A Bigger Dividend Than Last Year

Now 20% undervalued after recent price drop

Price target decreased by 10% to US$27.00

Third quarter 2023 earnings: EPS and revenues miss analyst expectations

First Financial Bankshares, Inc. Reports Net Charge-Offs for the Third Quarter of 2023

First Financial Bankshares, Inc. Appoints Javier Jurado as Executive Vice President and Chief Audit Executive

First Financial Bankshares, Inc. Appoints Javier Jurado as Executive Vice President and Chief Audit Executive

Now 21% undervalued after recent price drop

Upcoming dividend of US$0.18 per share at 2.6% yield

First Financial Bankshares' (NASDAQ:FFIN) Shareholders Will Receive A Bigger Dividend Than Last Year

First Financial Bankshares' (NASDAQ:FFIN) Upcoming Dividend Will Be Larger Than Last Year's

First Financial Bankshares, Inc. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023

Second quarter 2023 earnings: EPS misses analyst expectations

Investor sentiment improves as stock rises 16%

Upcoming dividend of US$0.18 per share at 2.5% yield

First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.18

Independent Director recently bought US$100k worth of stock

Price target decreased by 7.6% to US$31.58

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Investor sentiment deteriorates as stock falls 8.2%

EVP, CFO recently bought US$106k worth of stock

Upcoming dividend of US$0.17 per share at 1.9% yield

Full year 2022 earnings: Revenues and EPS in line with analyst expectations

Insider exercised options to buy US$264k worth of stock.

First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.17

Executive VP & CFO recently bought US$182k worth of stock

Chairman exercised options to buy US$743k worth of stock.

Independent Director recently bought US$102k worth of stock

Full year 2022 earnings released: EPS: US$1.64 (vs US$1.60 in FY 2021)

First Financial Bankshares, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022

First Financial Bankshares, Inc. Announces Chief Financial Officer Changes

Price target decreased to US$38.33

Price target decreased to US$39.50

Upcoming dividend of US$0.17 per share

Insufficient new directors

First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.17

Independent Director recently bought US$187k worth of stock

Third quarter 2022 earnings: EPS in line with expectations, revenues disappoint

First Financial Bankshares goes ex-dividend tomorrow

Upcoming dividend of US$0.17 per share

First Financial Bankshares (NASDAQ:FFIN) Will Pay A Larger Dividend Than Last Year At $0.17

First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.17

Second quarter 2022 earnings: EPS and revenues exceed analyst expectations

First Financial Bankshares GAAP EPS of $0.42 beats by $0.02, revenue of $136.1M in-line

Upcoming dividend of US$0.17 per share

Price target decreased to US$43.17

Insufficient new directors

First Financial Bankshares (NASDAQ:FFIN) Has Announced That It Will Be Increasing Its Dividend To US$0.17

Independent Director recently bought US$102k worth of stock

First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be Increased To US$0.17

Insufficient new directors

Independent Director recently bought US$204k worth of stock

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

First Financial Bankshares, Inc. Announces Executive Changes

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

First Financial Bankshares, Inc. Announces Net Charge Off for the First Quarter of 2022

Independent Director recently bought US$92k worth of stock

Upcoming dividend of US$0.15 per share

Independent Director recently bought US$90k worth of stock

First Financial: Leading, Top Performing Texas Franchise