UBSI Stock Overview
Through its subsidiaries, primarily provides commercial and retail banking products and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
United Bankshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$38.47 |
| 52 Week High | US$44.43 |
| 52 Week Low | US$30.68 |
| Beta | 1.05 |
| 1 Month Change | 2.45% |
| 3 Month Change | 2.29% |
| 1 Year Change | 7.70% |
| 3 Year Change | 8.80% |
| 5 Year Change | 10.20% |
| Change since IPO | 396.39% |
Recent News & Updates
United Bankshares: A Decent Dividend Stock But Limited Growth Potential
Jan 02United Bankshares (NASDAQ:UBSI) Has Affirmed Its Dividend Of $0.37
Nov 30
United Bankshares (NASDAQ:UBSI) Has Affirmed Its Dividend Of $0.37
Nov 14Recent updates
United Bankshares: A Decent Dividend Stock But Limited Growth Potential
Jan 02United Bankshares (NASDAQ:UBSI) Has Affirmed Its Dividend Of $0.37
Nov 30United Bankshares (NASDAQ:UBSI) Has Affirmed Its Dividend Of $0.37
Nov 14United Bankshares, Inc. (NASDAQ:UBSI) Just Reported Third-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?
Oct 26United Bankshares: High-Quality Income Name
Sep 18United Bankshares, Inc. Just Recorded A 10% EPS Beat: Here's What Analysts Are Forecasting Next
Jul 28United Bankshares: Expansion To Atlanta Looks Promising For This Dividend King
Jun 15United Bankshares: Holding The Course
Mar 31United Bankshares: Solid Dividend Payer To Own
Sep 14United Bankshares declares $0.36 dividend
Aug 29United Bankshares GAAP EPS of $0.71 beats by $0.09, revenue of $258.51M beats by $9.49M
Jul 28United Bankshares: Normalization Of Provisioning And Mortgage Income To Undermine Top-Line Growth
Jul 14United Bankshares: Asymmetric Risk-Reward With Increased Dividends
Mar 12United Bankshares: Mortgage Banking Normalization To Counter Acquisition Benefits
Nov 02United Bankshares: High Dividend Yield With Secure Dividends Thanks To M&A Support
Aug 18Shareholder Returns
| UBSI | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.3% | 1.2% | -0.8% |
| 1Y | 7.7% | 39.2% | 25.2% |
Return vs Industry: UBSI underperformed the US Banks industry which returned 39.2% over the past year.
Return vs Market: UBSI underperformed the US Market which returned 25.2% over the past year.
Price Volatility
| UBSI volatility | |
|---|---|
| UBSI Average Weekly Movement | 5.0% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 18.7% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: UBSI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: UBSI's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1982 | 2,591 | Rick Adams | www.ubsi-inc.com |
United Bankshares, Inc., through its subsidiaries, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts.
United Bankshares, Inc. Fundamentals Summary
| UBSI fundamental statistics | |
|---|---|
| Market cap | US$5.17b |
| Earnings (TTM) | US$373.00m |
| Revenue (TTM) | US$1.01b |
13.9x
P/E Ratio1.0x
P/B RatioIs UBSI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBSI income statement (TTM) | |
|---|---|
| Revenue | US$1.01b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.01b |
| Other Expenses | US$636.61m |
| Earnings | US$373.00m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.76 |
| Gross Margin | 100.00% |
| Net Profit Margin | 36.94% |
| Debt/Equity Ratio | 14.3% |
How did UBSI perform over the long term?
See historical performance and comparisonDividends
3.8%
Current Dividend Yield54%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/30 22:58 |
| End of Day Share Price | 2025/01/30 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
United Bankshares, Inc. is covered by 17 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Schultheis | Boenning & Scattergood, Inc. |
| Manuel Navas | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |