Ameris Bancorp (ABCB) Stock Overview
Operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for ABCB from our risk checks.
ABCB Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Ameris Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$91.00 |
| 52 Week High | US$91.20 |
| 52 Week Low | US$64.30 |
| Beta | 0.93 |
| 1 Month Change | 7.11% |
| 3 Month Change | 19.91% |
| 1 Year Change | 40.17% |
| 3 Year Change | 166.00% |
| 5 Year Change | 80.59% |
| Change since IPO | 1,627.20% |
Recent News & Updates
Narrative Update • Jun 22
ABCB: Higher Street Confidence And Legal Overhang Will Shape Forward Share Performance
Ameris Bancorp enters this Narrative Update with a higher Street price target, as analysts collectively raised their views by a few dollars per share to reflect updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E multiples. Analyst Commentary Recent Street research on Ameris Bancorp shows several firms adjusting their price targets within a relatively tight range, which gives you a window into how analysts are thinking about valuation, earnings power and execution risks.Analysis Article • Jun 19
Ameris Bancorp (ABCB) Stock Could Be 6.7% Undervalued After Dividend And Buyback Momentum
Ameris Bancorp (ABCB) is back in focus after its board declared a $0.20 per share cash dividend, payable on July 6, 2026, to shareholders of record as of June 30, 2026. See our latest analysis for Ameris Bancorp. The recent dividend decision follows a period of firm momentum for Ameris Bancorp, with the stock showing a 17.59% 90 day share price return and a 46.00% 1 year total shareholder return, suggesting investors have been rewarding both earnings delivery and capital returns. If this mix...Recent updates
Narrative Update • Jun 22
ABCB: Higher Street Confidence And Legal Overhang Will Shape Forward Share Performance
Ameris Bancorp enters this Narrative Update with a higher Street price target, as analysts collectively raised their views by a few dollars per share to reflect updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E multiples. Analyst Commentary Recent Street research on Ameris Bancorp shows several firms adjusting their price targets within a relatively tight range, which gives you a window into how analysts are thinking about valuation, earnings power and execution risks.Analysis Article • Jun 19
Ameris Bancorp (ABCB) Stock Could Be 6.7% Undervalued After Dividend And Buyback Momentum
Ameris Bancorp (ABCB) is back in focus after its board declared a $0.20 per share cash dividend, payable on July 6, 2026, to shareholders of record as of June 30, 2026. See our latest analysis for Ameris Bancorp. The recent dividend decision follows a period of firm momentum for Ameris Bancorp, with the stock showing a 17.59% 90 day share price return and a 46.00% 1 year total shareholder return, suggesting investors have been rewarding both earnings delivery and capital returns. If this mix...Seeking Alpha • Jun 07
Valuation Concerns Are Warranted For Ameris Bancorp
Summary Ameris Bancorp has delivered strong operational results and asset quality, but its stock now trades at a significant valuation premium. ABCB's Southeast footprint and consistent growth drive robust earnings, yet its price-to-tangible book value of 1.91 exceeds regional bank averages. Despite 12.7% projected EPS growth in FY 2026, the current valuation limits further upside and reduces takeover premium potential. I maintain a Hold rating on ABCB, citing premium pricing, low dividend yield, and limited near-term outperformance versus peers. Read the full article on Seeking AlphaNarrative Update • Jun 05
ABCB: Balanced Street Revisions And Buybacks Will Shape Forward Share Performance
Narrative Update Ameris Bancorp's updated analyst price target has shifted from $89.93 to $93.86 as analysts factor in revised fair value estimates, modest adjustments to the discount rate, and updated assumptions regarding revenue growth, profit margin, and future P/E. Analyst Commentary Recent Street research on Ameris Bancorp has focused on recalibrating price targets, with several bullish revisions and one more cautious adjustment earlier in the period.Narrative Update • Apr 26
ABCB: Mixed Street Revisions And Buybacks Will Shape Future Share Path
Ameris Bancorp's updated analyst price target reflects mixed adjustments, with several firms lifting their targets by $3 to $8 while one trimmed its view by $1, as analysts reassessed the bank's earnings outlook and valuation assumptions. Analyst Commentary Bullish Takeaways Bullish analysts lifting targets by $3 to $8 are signaling more confidence in Ameris Bancorp's earnings power relative to current pricing.Narrative Update • Apr 11
ABCB: Mixed Street Reset And Buybacks Will Shape Future Share Performance
Ameris Bancorp's latest Narrative Update reflects a modest reset in the Street's price targets, with analysts fine tuning expectations around revenue growth, profit margins and future P/E assumptions after a mix of small upward and $1 downward target revisions across recent research notes. Analyst Commentary Recent Street research on Ameris Bancorp points to a mixed but generally constructive setup, with several firms adjusting price targets in both directions as they reassess the balance between growth potential, execution risk and current valuation.Narrative Update • Mar 28
ABCB: Curve Steepening And Buybacks Will Support Future Upside Potential
Ameris Bancorp's updated analyst valuation shows a slight trim in the implied price target, with the fair value estimate easing by about $0.14 to $89.93 as analysts factor in relatively steady assumptions for the discount rate, revenue growth, profit margins, and future P/E following a mix of recent target increases and a minor cut. Analyst Commentary Recent Street research around Ameris Bancorp reflects a mix of optimism on execution and valuation, alongside some caution that shows up in the modest trim to the latest fair value estimate.Narrative Update • Mar 14
ABCB: Curve Steepening And Buybacks Will Drive Future Upside Potential
Ameris Bancorp's analyst price targets have moved higher, with several firms lifting their views by $3 to $8. Analysts attribute this to stable fair value assumptions, largely unchanged growth and margin inputs, and a slightly lower future P/E multiple in their updated models.Narrative Update • Feb 27
ABCB: Curve Steepening And Buybacks Will Shape Future Risk Reward Balance
Ameris Bancorp's updated analyst price target has moved modestly higher, supported by recent research in which firms raised their targets by $3, $4, $6 and $8, as analysts highlight factors such as potential benefits from bank earnings season, curve steepening, resumed share buybacks, organic growth and valuation gaps for SMID regional banks. Analyst Commentary Recent Street research on Ameris Bancorp clusters around higher price targets, with bullish analysts pointing to potential earnings catalysts and valuation support, while more cautious voices focus on execution and sector level risks.Narrative Update • Feb 11
ABCB: Curve Steepening And Buybacks Will Shape Balanced Future Risk Reward
Narrative Update: Analyst Price Target Shift for Ameris Bancorp The implied analyst price target in our framework moves from $83.29 to $88.83, reflecting updated assumptions around slightly higher modeled revenue growth, a modestly stronger profit margin profile, and a small adjustment to future P/E, in line with recent upward target revisions from multiple research firms. Analyst Commentary Recent Street research points to a cluster of upward price target revisions for Ameris Bancorp, with several firms lifting their targets in the context of an upcoming bank earnings season and a focus on regional bank valuation gaps.Narrative Update • Jan 26
ABCB: Core Earnings Strength And Sector Factors Will Shape Future Risk Reward
Narrative Update Analysts have nudged their blended price target on Ameris Bancorp to about US$83, up roughly US$3 from prior views around US$80. They cite steady core earnings, solid loan growth, strong profitability and potential support from factors such as curve steepening, share buybacks and valuation gaps for regional banks.Narrative Update • Jan 12
ABCB: Core Earnings Strength And Buybacks Will Shape Future Risk Reward Balance
Narrative Update The implied fair value estimate for Ameris Bancorp edges higher to about $83.29 from $82.86 as analysts lift price targets into the low to mid $80s. They cite steady core earnings, solid loan growth, strong profitability, and potential support from sector dynamics such as curve steepening, resumed buybacks, and valuation gaps for regional banks.Narrative Update • Dec 25
ABCB: Core Earnings Strength And Buybacks Will Support Future Performance
Analysts have modestly increased their price target on Ameris Bancorp by $2.00 to $84.00, citing in line Q3 results that highlight resilient core earnings, solid loan growth, and sustained profitability. Analyst Commentary Bullish analysts highlight that the modest upward revision in the price target reflects confidence in Ameris Bancorp's ability to sustain its current earnings power despite a more challenging macro backdrop.Analysis Article • Dec 19
Ameris Bancorp (NYSE:ABCB) Is Paying Out A Dividend Of $0.20
The board of Ameris Bancorp ( NYSE:ABCB ) has announced that it will pay a dividend on the 5th of January, with...Narrative Update • Dec 11
ABCB: Core Earnings Strength And Buybacks Will Support Sentiment Amid Sector Uncertainty
Analysts have raised their price target on Ameris Bancorp by $4 to $84, citing in-line Q3 results with strong core earnings, solid loan growth, and impressive profitability that they expect investors to continue to reward. Analyst Commentary Analysts interpret the higher price target as a signal that Ameris Bancorp's current valuation still leaves room for upside, backed by consistent execution and resilient fundamentals.Narrative Update • Nov 27
ABCB: Core Earnings Momentum And Buybacks Will Sustain Confidence Despite Sector Risks
Analysts have increased their price target for Ameris Bancorp from $80.60 to $82.14. They cite strong core earnings, continued solid loan growth, and a resilient profitability outlook as key factors supporting the upward revision.Narrative Update • Nov 13
ABCB: Core Earnings Strength And Buybacks Will Offset Market Volatility Ahead
Ameris Bancorp's analyst price target has been increased by $0.80 to $80.60. Analysts cite in-line Q3 results, resilient core earnings, and robust loan growth as key drivers of the updated valuation.Analysis Article • Oct 30
The Ameris Bancorp (NYSE:ABCB) Third-Quarter Results Are Out And Analysts Have Published New Forecasts
As you might know, Ameris Bancorp ( NYSE:ABCB ) just kicked off its latest third-quarter results with some very strong...Narrative Update • Oct 30
Future Earnings Will Rely On Maintaining Strong Profit Margins And Loan Quality
Analysts have raised their price target for Ameris Bancorp by $2.13 to $79.80, citing continued strong core earnings, solid loan growth, and a robust profit margin outlook. Analyst Commentary Recent sentiment among analysts highlights Ameris Bancorp’s ongoing performance and the complex factors shaping its valuation outlook.Analysis Article • Jul 30
Here's Why Ameris Bancorp (NYSE:ABCB) Has Caught The Eye Of Investors
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Seeking Alpha • Feb 09
Ameris Bancorp: Maintaining A Hold Rating After Dividend Hike, Above-Expected Earnings
Summary The net interest margin jumped in 4Q because of a deposit mix improvement. I’m expecting the margin to remain stable now as it’s mostly unaffected by rate changes. Loan growth will depend on deposit growth. The management’s target of mid-single-digit growth seems achievable. I’ve raised my EPS estimate from $5.13 to $5.27 mostly because the margin rose more than expected in 4Q. The year-end target price suggests a small downside.Further, ABCB is offering a low dividend yield of just 1.2%. Read the full article on Seeking AlphaSeeking Alpha • Nov 06
Ameris Bancorp: Fairly Valued With A Slightly Positive Earnings Outlook
Summary The economies of Florida and Georgia are currently strong enough to sustain loan growth at a mid-single-digit level. The margin will likely be rangebound as interest rate cuts will barely affect it. The December 2025 target price is below the current market price. ABCB is offering a low dividend yield of 1.0%. Read the full article on Seeking Alpha
New Narrative • Sep 02
Expanding Margins And Tactical Moves Propel Growth Amid Economic Challenges
Ameris Bancorp's growth in core deposits and diversified loan portfolio reflects strong customer retention and risk management, promising revenue stability and financial health.Seeking Alpha • Aug 21
Ameris Bancorp: Strong Earnings, But Keeping An Eye On The Loan Book
Summary Ameris Bancorp reported an increase in net interest income in Q2. The bank recorded a net profit of $90.8M in Q2, with a payout ratio of less than 13% based on H1 earnings. Ameris Bancorp has good liquidity with $1.36B in cash, and $1.53B in securities available for sale. Read the full article on Seeking AlphaShareholder Returns
| ABCB | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.9% | 3.3% | -2.7% |
| 1Y | 40.2% | 23.1% | 18.6% |
Return vs Industry: ABCB exceeded the US Banks industry which returned 23.1% over the past year.
Return vs Market: ABCB exceeded the US Market which returned 18.6% over the past year.
Price Volatility
| ABCB volatility | |
|---|---|
| ABCB Average Weekly Movement | 2.9% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: ABCB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ABCB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1971 | 2,673 | H. Proctor | www.amerisbank.com |
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts.
Ameris Bancorp Fundamentals Summary
| ABCB fundamental statistics | |
|---|---|
| Market cap | US$6.06b |
| Earnings (TTM) | US$434.71m |
| Revenue (TTM) | US$1.17b |
14.0x
P/E Ratio1.5x
P/B RatioIs ABCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ABCB income statement (TTM) | |
|---|---|
| Revenue | US$1.17b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.17b |
| Other Expenses | US$737.75m |
| Earnings | US$434.71m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.48 |
| Gross Margin | 100.00% |
| Net Profit Margin | 37.08% |
| Debt/Equity Ratio | 25.2% |
How did ABCB perform over the long term?
See historical performance and comparisonDividends
0.9%
Current Dividend Yield13%
Payout RatioDoes ABCB pay a reliable dividends?
See ABCB dividend history and benchmarks| Ameris Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Jun 30 2026 |
| Dividend Pay Date | Jul 06 2026 |
| Days until Ex dividend | 3 days |
| Days until Dividend pay date | 9 days |
Does ABCB pay a reliable dividends?
See ABCB dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/26 21:43 |
| End of Day Share Price | 2026/06/26 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Ameris Bancorp is covered by 9 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Marinac | Brean Capital Historical (Janney Montgomery) |
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |