Ameris Bancorp

NYSE:ABCB Stock Report

Market Cap: US$5.3b

Ameris Bancorp Past Earnings Performance

Past criteria checks 4/6

Ameris Bancorp has been growing earnings at an average annual rate of 1.8%, while the Banks industry saw earnings growing at 3.4% annually. Revenues have been growing at an average rate of 1.3% per year. Ameris Bancorp's return on equity is 9.9%, and it has net margins of 35.2%.

Key information

1.84%

Earnings growth rate

2.07%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate1.25%
Return on equity9.91%
Net Margin35.23%
Last Earnings Update30 Sep 2025

Recent past performance updates

Recent updates

Ameris Bancorp (NYSE:ABCB) Is Paying Out A Dividend Of $0.20

Dec 19
Ameris Bancorp (NYSE:ABCB) Is Paying Out A Dividend Of $0.20

The Ameris Bancorp (NYSE:ABCB) Third-Quarter Results Are Out And Analysts Have Published New Forecasts

Oct 30
The Ameris Bancorp (NYSE:ABCB) Third-Quarter Results Are Out And Analysts Have Published New Forecasts

Ameris Bancorp: Price Rally Has Likely Ended As Positive Earnings Outlook Seems Priced In

Oct 13

Here's Why Ameris Bancorp (NYSE:ABCB) Has Caught The Eye Of Investors

Jul 30
Here's Why Ameris Bancorp (NYSE:ABCB) Has Caught The Eye Of Investors

Ameris Bancorp: Maintaining A Hold Rating After Dividend Hike, Above-Expected Earnings

Feb 09

Ameris Bancorp: Fairly Valued With A Slightly Positive Earnings Outlook

Nov 06
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Expanding Margins And Tactical Moves Propel Growth Amid Economic Challenges

Ameris Bancorp's growth in core deposits and diversified loan portfolio reflects strong customer retention and risk management, promising revenue stability and financial health.

Ameris Bancorp: Strong Earnings, But Keeping An Eye On The Loan Book

Aug 21

Ameris Bancorp: Attractively Valued But Earnings Likely To Dip

Oct 07

Ameris Bancorp goes ex-dividend tomorrow

Sep 28

Ameris Bancorp Non-GAAP EPS of $1.18 misses by $0.01, revenue of $275.21M beats by $9.78M

Jul 26

Ameris Bancorp: Top Line Growth Unlikely To Be Strong Enough To Counter Headwinds

Feb 09

Revenue & Expenses Breakdown

How Ameris Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:ABCB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 251,1303984900
30 Jun 251,1163914880
31 Mar 251,1003724880
31 Dec 241,0823594850
30 Sep 241,0473304760
30 Jun 241,0163114660
31 Mar 249652834570
31 Dec 239372694540
30 Sep 239352854520
30 Jun 239482984480
31 Mar 239663254480
31 Dec 229923474490
30 Sep 229933464440
30 Jun 229833354420
31 Mar 229843344430
31 Dec 211,0413774520
30 Sep 211,0873894720
30 Jun 211,1424244910
31 Mar 211,0963685010
31 Dec 209792624830
30 Sep 208962294530
30 Jun 208051344320
31 Mar 207311413670
31 Dec 196781613220
30 Sep 195941442790
30 Jun 195071642330
31 Mar 194731342310
31 Dec 184401212210
30 Sep 18406872180
30 Jun 18371652080
31 Mar 18364791980
31 Dec 17355741920
30 Sep 17344831810
30 Jun 17337841750
31 Mar 17330811720
31 Dec 16320721700
30 Sep 16311681640
30 Jun 16298621590
31 Mar 16275431510
31 Dec 15256411420
30 Sep 15242371280
30 Jun 15226331210
31 Mar 15217401140
31 Dec 14207381130

Quality Earnings: ABCB has a large one-off gain of $152.0M impacting its last 12 months of financial results to 30th September, 2025.

Growing Profit Margin: ABCB's current net profit margins (35.2%) are higher than last year (31.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: ABCB's earnings have grown by 1.8% per year over the past 5 years.

Accelerating Growth: ABCB's earnings growth over the past year (20.6%) exceeds its 5-year average (1.8% per year).

Earnings vs Industry: ABCB earnings growth over the past year (20.6%) exceeded the Banks industry 18.5%.

Return on Equity

High ROE: ABCB's Return on Equity (9.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/23 22:47
End of Day Share Price 2025/12/23 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ameris Bancorp is covered by 12 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullD.A. Davidson & Co.
Manuel NavasD.A. Davidson & Co.
Gary TennerD.A. Davidson & Co.