OZK Stock Overview
Provides various retail and commercial banking services for individuals and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
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Bank OZK Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$47.45 |
| 52 Week High | US$53.64 |
| 52 Week Low | US$37.43 |
| Beta | 1.19 |
| 1 Month Change | -6.72% |
| 3 Month Change | -3.81% |
| 1 Year Change | 12.47% |
| 3 Year Change | 0.27% |
| 5 Year Change | 86.88% |
| Change since IPO | 4,031.70% |
Recent News & Updates
Bank OZK: Preferred Stock Is Attractive Thanks To Robust Loan Book
Feb 11Bank OZK Q4 Results: Credit Quality Proves Resilient
Jan 20Bank OZK's (NASDAQ:OZK) Upcoming Dividend Will Be Larger Than Last Year's
Jan 07
Recent updates
Bank OZK: Preferred Stock Is Attractive Thanks To Robust Loan Book
Feb 11Bank OZK Q4 Results: Credit Quality Proves Resilient
Jan 20Bank OZK's (NASDAQ:OZK) Upcoming Dividend Will Be Larger Than Last Year's
Jan 07Bank OZK: A Baby Thrown Out With The Bathwater
Oct 25Bank OZK: Solid Q3 Despite Near-Term NIM Pressure
Oct 183.5 Reasons Why I Just Bought Bank OZK (And A Caveat)
Oct 11Bank OZK (NASDAQ:OZK) Will Pay A Larger Dividend Than Last Year At $0.41
Oct 05Here's Why Bank OZK (NASDAQ:OZK) Has Caught The Eye Of Investors
Aug 263.5 Reasons Why I Just Bought Bank OZK (And A Caveat)
Aug 23Bank OZK Q2 Earnings Preview: CRE Losses Are The Critical Item
Jul 15Bank OZK (NASDAQ:OZK) Is Increasing Its Dividend To $0.40
Jul 05Bank OZK: 7.3% Yielding Preferred Shares Are Interesting, CRE Risks Overblown
Jun 09Bank OZK: The 'Canary' In The CRE Coalmine
May 30Bank OZK: Strong Q1 Results Point To Further Upside
Apr 24Bank OZK (NASDAQ:OZK) Is Increasing Its Dividend To $0.39
Apr 05Bank OZK: Shares Look Cheap Amid Credit Quality Concerns
Mar 18Bank OZK: I'm Adding 7.1% Yielding Preferred Shares To My Portfolio
Feb 13Bank OZK: Real Estate Fears Create Opportunity
Feb 02Bank OZK: A Community Bank Rallying With Higher Rates, Earnings Due Thursday
Oct 17Bank OZK increases dividend by ~3%
Oct 03Bank OZK's Preferred Shares Are Now Yielding 6.6%
Sep 10Bank OZK: Happy I Took That Upside - Now A 'Buy'
Jul 15Bank OZK rises dividend 3.2% to $0.32/share
Jul 01Shareholder Returns
| OZK | US Banks | US Market | |
|---|---|---|---|
| 7D | -8.5% | -4.4% | -2.2% |
| 1Y | 12.5% | 33.4% | 18.3% |
Return vs Industry: OZK underperformed the US Banks industry which returned 33.4% over the past year.
Return vs Market: OZK underperformed the US Market which returned 18.3% over the past year.
Price Volatility
| OZK volatility | |
|---|---|
| OZK Average Weekly Movement | 4.9% |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 17.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: OZK has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: OZK's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1903 | 3,028 | George Gleason | www.ozk.com |
Bank OZK provides various retail and commercial banking services for individuals and businesses in the United States. The company offers deposit services, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts, as well as corporate trust services, including trustee, paying agent and registered transfer agent services, and other related services.
Bank OZK Fundamentals Summary
| OZK fundamental statistics | |
|---|---|
| Market cap | US$5.38b |
| Earnings (TTM) | US$700.27m |
| Revenue (TTM) | US$1.48b |
7.7x
P/E Ratio1.0x
P/B RatioIs OZK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OZK income statement (TTM) | |
|---|---|
| Revenue | US$1.48b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.48b |
| Other Expenses | US$780.97m |
| Earnings | US$700.27m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.17 |
| Gross Margin | 100.00% |
| Net Profit Margin | 47.28% |
| Debt/Equity Ratio | 15.5% |
How did OZK perform over the long term?
See historical performance and comparisonDividends
3.5%
Current Dividend Yield26%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/22 05:21 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bank OZK is covered by 19 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Stapp | B. Riley Securities, Inc. |
| Benjamin Gerlinger | Citigroup Inc |
| David Bishop | Drexel Hamilton |