company background image
FNB logo

F.N.B NYSE:FNB Stock Report

Last Price

US$12.92

Market Cap

US$4.5b

7D

5.0%

1Y

-5.2%

Updated

22 Apr, 2025

Data

Company Financials +

F.N.B. Corporation

NYSE:FNB Stock Report

Market Cap: US$4.5b

FNB Stock Overview

A bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. More details

FNB fundamental analysis
Snowflake Score
Valuation6/6
Future Growth3/6
Past Performance4/6
Financial Health6/6
Dividends3/6

Rewards

Trading at 54.8% below our estimate of its fair value

Earnings are forecast to grow 15.96% per year

Earnings grew by 2.5% over the past year

Trading at good value compared to peers and industry

Analysts in good agreement that stock price will rise by 28.2%

Risk Analysis

No risks detected for FNB from our risk checks.

F.N.B. Corporation Competitors

Valley National Bancorp

NasdaqGS:VLY

US$4.6b

Bank OZK

NasdaqGS:OZK

US$4.6b

First Financial Bankshares

NasdaqGS:FFIN

US$4.6b

Central Bancompany

OTCPK:CBCY.B

US$3.9b

Price History & Performance

Summary of share price highs, lows and changes for F.N.B
Historical stock prices
Current Share PriceUS$12.92
52 Week HighUS$17.70
52 Week LowUS$10.88
Beta0.89
1 Month Change-4.58%
3 Month Change-16.91%
1 Year Change-5.21%
3 Year Change9.68%
5 Year Change62.72%
Change since IPO78.48%

Recent News & Updates

Recent updates

F.N.B. Corp.: Upgrading To Buy, But Risks Are High Due To Tariffs

Mar 11

F.N.B. Corporation: A Downgrade After A Great Run Higher

Dec 16
author-image

Innovative Data-Driven Initiatives Propel Growth And Solidify Banking Strength

Oct 20 Enhanced digital capabilities and successful deposit initiatives are driving revenue growth and expanding market share through improved customer relationships.

F.N.B's (NYSE:FNB) Dividend Will Be $0.12

Aug 08
F.N.B's (NYSE:FNB) Dividend Will Be $0.12

F.N.B. Corporation Appears Fairly Valued With A Lacklustre Earnings Outlook

Jul 05

F.N.B (NYSE:FNB) Has Announced A Dividend Of $0.12

May 23
F.N.B (NYSE:FNB) Has Announced A Dividend Of $0.12

Shareholders May Be More Conservative With F.N.B. Corporation's (NYSE:FNB) CEO Compensation For Now

May 02
Shareholders May Be More Conservative With F.N.B. Corporation's (NYSE:FNB) CEO Compensation For Now

F.N.B. Corporation (NYSE:FNB) Just Released Its First-Quarter Earnings: Here's What Analysts Think

Apr 20
F.N.B. Corporation (NYSE:FNB) Just Released Its First-Quarter Earnings: Here's What Analysts Think

F.N.B (NYSE:FNB) Ticks All The Boxes When It Comes To Earnings Growth

Apr 17
F.N.B (NYSE:FNB) Ticks All The Boxes When It Comes To Earnings Growth

If EPS Growth Is Important To You, F.N.B (NYSE:FNB) Presents An Opportunity

Jan 02
If EPS Growth Is Important To You, F.N.B (NYSE:FNB) Presents An Opportunity

F.N.B. Corporation: Well Positioned After Adept Interest Rate Management

Dec 01

F.N.B (NYSE:FNB) Has Announced A Dividend Of $0.12

Oct 22
F.N.B (NYSE:FNB) Has Announced A Dividend Of $0.12

Strong Dividend Doesn't Yield Buy Rating For First National Bank

Sep 20

F.N.B. Corporation: Solid Asset Base Brings A Buy Case

Aug 24

F.N.B (NYSE:FNB) Has Announced A Dividend Of $0.12

Aug 21
F.N.B (NYSE:FNB) Has Announced A Dividend Of $0.12

F.N.B (NYSE:FNB) Is Paying Out A Dividend Of $0.12

Jul 22
F.N.B (NYSE:FNB) Is Paying Out A Dividend Of $0.12

F.N.B. Corporation: A Solid Bank In The Current Environment

Jun 01

F.N.B (NYSE:FNB) Will Pay A Dividend Of $0.12

Apr 21
F.N.B (NYSE:FNB) Will Pay A Dividend Of $0.12

F.N.B. Non-GAAP EPS of $0.44 beats by $0.03, revenue of $415.5M beats by $16.74M

Jan 23

F.N.B's (NYSE:FNB) Dividend Will Be $0.12

Jan 21
F.N.B's (NYSE:FNB) Dividend Will Be $0.12

F.N.B. declares $0.12 dividend

Jan 17

F.N.B (NYSE:FNB) Has Affirmed Its Dividend Of $0.12

Nov 29
F.N.B (NYSE:FNB) Has Affirmed Its Dividend Of $0.12

F.N.B (NYSE:FNB) Will Pay A Dividend Of $0.12

Nov 11
F.N.B (NYSE:FNB) Will Pay A Dividend Of $0.12

F.N.B. Delivering Where It Counts

Oct 24

F.N.B. declares $0.12 dividend

Oct 17

F.N.B (NYSE:FNB) Has Affirmed Its Dividend Of $0.12

Aug 25
F.N.B (NYSE:FNB) Has Affirmed Its Dividend Of $0.12

FNB prices $350M notes offering

Aug 18

F.N.B (NYSE:FNB) Will Pay A Dividend Of $0.12

Aug 11
F.N.B (NYSE:FNB) Will Pay A Dividend Of $0.12

Shareholder Returns

FNBUS BanksUS Market
7D5.0%-0.5%-4.4%
1Y-5.2%7.0%2.5%

Return vs Industry: FNB underperformed the US Banks industry which returned 7% over the past year.

Return vs Market: FNB underperformed the US Market which returned 2.5% over the past year.

Price Volatility

Is FNB's price volatile compared to industry and market?
FNB volatility
FNB Average Weekly Movement5.8%
Banks Industry Average Movement4.6%
Market Average Movement7.7%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market4.1%

Stable Share Price: FNB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FNB's weekly volatility (6%) has been stable over the past year.

Community vs My Fair Value

Select a narrative for quick price alerts from the community, or create your own.

FNB logo
F.N.B
AN
AnalystConsensusTarget
Consensus Narrative from 8 Analysts

Expanding Into Commodities Hedging And Fintech Will Diversify Income Streams

Key Takeaways Investment in technology and expanded capital markets offerings could bolster revenue growth through increased customer acquisition and diversified noninterest income streams. Strategic cost management and portfolio restructuring may enhance net margins and interest income by reducing operating expenses and optimizing asset yields.
View narrative
US$17.69
FV
27.0% undervalued intrinsic discount
9.67%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
6 days ago author updated this narrative
View F.N.B Community

About the Company

FoundedEmployeesCEOWebsite
18644,192Vince Deliewww.fnb-online.com

F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance.

F.N.B. Corporation Fundamentals Summary

How do F.N.B's earnings and revenue compare to its market cap?
FNB fundamental statistics
Market capUS$4.47b
Earnings (TTM)US$459.19m
Revenue (TTM)US$1.52b

10.1x

P/E Ratio

0.7x

P/B Ratio

Is FNB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FNB income statement (TTM)
RevenueUS$1.52b
Cost of RevenueUS$0
Gross ProfitUS$1.52b
Other ExpensesUS$1.06b
EarningsUS$459.19m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.28
Gross Margin100.00%
Net Profit Margin30.27%
Debt/Equity Ratio69.9%

How did FNB perform over the long term?

See historical performance and comparison

Dividends

3.7%

Current Dividend Yield

38%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/22 21:45
End of Day Share Price 2025/04/22 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

F.N.B. Corporation is covered by 27 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Leanne CaravaggioBMO Capital Markets Equity Research
Lana ChanBMO Capital Markets Equity Research
Peter WinterBMO Capital Markets Equity Research