Bank OZK Past Earnings Performance

Past criteria checks 3/6

Bank OZK has been growing earnings at an average annual rate of 15.2%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 11.6% per year. Bank OZK's return on equity is 12.7%, and it has net margins of 47.5%.

Key information

15.2%

Earnings growth rate

18.4%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate11.6%
Return on equity12.7%
Net Margin47.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Bank OZK: A Baby Thrown Out With The Bathwater

Oct 25

Bank OZK: Solid Q3 Despite Near-Term NIM Pressure

Oct 18

3.5 Reasons Why I Just Bought Bank OZK (And A Caveat)

Oct 11

Bank OZK (NASDAQ:OZK) Will Pay A Larger Dividend Than Last Year At $0.41

Oct 05
Bank OZK (NASDAQ:OZK) Will Pay A Larger Dividend Than Last Year At $0.41

Here's Why Bank OZK (NASDAQ:OZK) Has Caught The Eye Of Investors

Aug 26
Here's Why Bank OZK (NASDAQ:OZK) Has Caught The Eye Of Investors

3.5 Reasons Why I Just Bought Bank OZK (And A Caveat)

Aug 23

Bank OZK Q2 Earnings Preview: CRE Losses Are The Critical Item

Jul 15

Bank OZK (NASDAQ:OZK) Is Increasing Its Dividend To $0.40

Jul 05
Bank OZK (NASDAQ:OZK) Is Increasing Its Dividend To $0.40

Bank OZK: 7.3% Yielding Preferred Shares Are Interesting, CRE Risks Overblown

Jun 09

Bank OZK: The 'Canary' In The CRE Coalmine

May 30

Bank OZK: Strong Q1 Results Point To Further Upside

Apr 24

Bank OZK (NASDAQ:OZK) Is Increasing Its Dividend To $0.39

Apr 05
Bank OZK (NASDAQ:OZK) Is Increasing Its Dividend To $0.39

Bank OZK: Shares Look Cheap Amid Credit Quality Concerns

Mar 18

Bank OZK: I'm Adding 7.1% Yielding Preferred Shares To My Portfolio

Feb 13

Bank OZK: Real Estate Fears Create Opportunity

Feb 02

If EPS Growth Is Important To You, Bank OZK (NASDAQ:OZK) Presents An Opportunity

Jan 17
If EPS Growth Is Important To You, Bank OZK (NASDAQ:OZK) Presents An Opportunity

Bank OZK (NASDAQ:OZK) Will Pay A Larger Dividend Than Last Year At $0.37

Oct 07
Bank OZK (NASDAQ:OZK) Will Pay A Larger Dividend Than Last Year At $0.37

If EPS Growth Is Important To You, Bank OZK (NASDAQ:OZK) Presents An Opportunity

Sep 19
If EPS Growth Is Important To You, Bank OZK (NASDAQ:OZK) Presents An Opportunity

Bank OZK's (NASDAQ:OZK) Shareholders Will Receive A Bigger Dividend Than Last Year

Jul 08
Bank OZK's (NASDAQ:OZK) Shareholders Will Receive A Bigger Dividend Than Last Year

With EPS Growth And More, Bank OZK (NASDAQ:OZK) Makes An Interesting Case

May 12
With EPS Growth And More, Bank OZK (NASDAQ:OZK) Makes An Interesting Case

Bank OZK (NASDAQ:OZK) Has Announced That It Will Be Increasing Its Dividend To $0.35

Apr 07
Bank OZK (NASDAQ:OZK) Has Announced That It Will Be Increasing Its Dividend To $0.35

Bank OZK's (NASDAQ:OZK) Shareholders Will Receive A Bigger Dividend Than Last Year

Jan 09
Bank OZK's (NASDAQ:OZK) Shareholders Will Receive A Bigger Dividend Than Last Year

Bank OZK: A Community Bank Rallying With Higher Rates, Earnings Due Thursday

Oct 17

Bank OZK (NASDAQ:OZK) Is Increasing Its Dividend To $0.33

Oct 07
Bank OZK (NASDAQ:OZK) Is Increasing Its Dividend To $0.33

Bank OZK increases dividend by ~3%

Oct 03

Bank OZK's Preferred Shares Are Now Yielding 6.6%

Sep 10

Bank OZK: Happy I Took That Upside - Now A 'Buy'

Jul 15

Bank OZK's (NASDAQ:OZK) Dividend Will Be Increased To US$0.32

Jul 08
Bank OZK's (NASDAQ:OZK) Dividend Will Be Increased To US$0.32

Bank OZK rises dividend 3.2% to $0.32/share

Jul 01

With EPS Growth And More, Bank OZK (NASDAQ:OZK) Is Interesting

May 12
With EPS Growth And More, Bank OZK (NASDAQ:OZK) Is Interesting

Bank OZK: The 6.4% Preferred Shares Are Now Too Cheap To Ignore

May 02

A High Yield Play You'll Like - Bank OZK

Apr 13

Revenue & Expenses Breakdown

How Bank OZK makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:OZK Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,4596933780
30 Jun 241,4256863640
31 Mar 241,3996803540
31 Dec 231,3666753480
30 Sep 231,3356623390
30 Jun 231,2726213330
31 Mar 231,2115853170
31 Dec 221,1525483050
30 Sep 221,1315382980
30 Jun 221,1295402910
31 Mar 221,1455592870
31 Dec 211,1665792840
30 Sep 211,1175502810
30 Jun 211,0845292810
31 Mar 219574282780
31 Dec 207812922760
30 Sep 207672722740
30 Jun 207602672680
31 Mar 208353272660
31 Dec 199594262590
30 Sep 199734402480
30 Jun 199394102450
31 Mar 199374152390
31 Dec 189324172380
30 Sep 189194482350
30 Jun 189514702230
31 Mar 189364462190
31 Dec 179134222110
30 Sep 178923642090
30 Jun 178553442100
31 Mar 177643071910
31 Dec 166802701710
30 Sep 165962341510
30 Jun 165142041290
31 Mar 164901941250
31 Dec 154651821220
30 Sep 154261661180
30 Jun 154011521170
31 Mar 153651331110
31 Dec 143261191040
30 Sep 143051081000
30 Jun 14278103930
31 Mar 1426197880
31 Dec 1325291860

Quality Earnings: OZK has high quality earnings.

Growing Profit Margin: OZK's current net profit margins (47.5%) are lower than last year (49.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: OZK's earnings have grown by 15.2% per year over the past 5 years.

Accelerating Growth: OZK's earnings growth over the past year (4.7%) is below its 5-year average (15.2% per year).

Earnings vs Industry: OZK earnings growth over the past year (4.7%) exceeded the Banks industry -12.2%.


Return on Equity

High ROE: OZK's Return on Equity (12.7%) is considered low.


Return on Assets


Return on Capital Employed


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