Bank OZK Future Growth

Future criteria checks 0/6

Bank OZK is forecast to grow earnings and revenue by 2.2% and 6.2% per annum respectively. EPS is expected to grow by 2.7% per annum. Return on equity is forecast to be 11.9% in 3 years.

Key information

2.2%

Earnings growth rate

2.7%

EPS growth rate

Banks earnings growth	10.4%
Revenue growth rate	6.2%
Future return on equity	11.9%
Analyst coverage	Good
Last updated	06 Jan 2025

Recent future growth updates

Recent updates

If EPS Growth Is Important To You, Bank OZK (NASDAQ:OZK) Presents An Opportunity

Jan 17

Bank OZK: A Community Bank Rallying With Higher Rates, Earnings Due Thursday

Oct 17

Bank OZK increases dividend by ~3%

Oct 03

Bank OZK's Preferred Shares Are Now Yielding 6.6%

Sep 10

Bank OZK: Happy I Took That Upside - Now A 'Buy'

Jul 15

Bank OZK rises dividend 3.2% to $0.32/share

Jul 01

Earnings and Revenue Growth Forecasts

NasdaqGS:OZK - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	1,760	737	N/A	N/A	8
12/31/2025	1,657	672	N/A	N/A	8
12/31/2024	1,659	688	N/A	N/A	8
9/30/2024	1,459	693	804	883	N/A
6/30/2024	1,425	686	813	877	N/A
3/31/2024	1,399	680	829	868	N/A
12/31/2023	1,366	675	852	882	N/A
9/30/2023	1,335	662	833	853	N/A
6/30/2023	1,272	621	797	823	N/A
3/31/2023	1,211	585	801	828	N/A
12/31/2022	1,152	548	735	765	N/A
9/30/2022	1,131	538	710	744	N/A
6/30/2022	1,129	540	589	616	N/A
3/31/2022	1,145	559	524	560	N/A
12/31/2021	1,166	579	494	528	N/A
9/30/2021	1,117	550	501	533	N/A
6/30/2021	1,084	529	522	560	N/A
3/31/2021	957	428	569	608	N/A
12/31/2020	781	292	502	552	N/A
9/30/2020	767	272	426	487	N/A
6/30/2020	760	267	392	473	N/A
3/31/2020	835	327	299	387	N/A
12/31/2019	959	426	326	425	N/A
9/30/2019	973	440	567	680	N/A
6/30/2019	939	410	583	688	N/A
3/31/2019	937	415	626	722	N/A
12/31/2018	932	417	619	705	N/A
9/30/2018	919	448	393	453	N/A
6/30/2018	951	470	N/A	408	N/A
3/31/2018	936	446	N/A	365	N/A
12/31/2017	913	422	N/A	384	N/A
9/30/2017	892	364	N/A	370	N/A
6/30/2017	855	344	N/A	374	N/A
3/31/2017	764	307	N/A	339	N/A
12/31/2016	680	270	N/A	242	N/A
9/30/2016	596	234	N/A	224	N/A
6/30/2016	514	204	N/A	185	N/A
3/31/2016	490	194	N/A	183	N/A
12/31/2015	465	182	N/A	201	N/A
9/30/2015	426	166	N/A	186	N/A
6/30/2015	401	152	N/A	161	N/A
3/31/2015	365	133	N/A	142	N/A
12/31/2014	326	119	N/A	97	N/A
9/30/2014	305	108	N/A	56	N/A
6/30/2014	278	103	N/A	37	N/A
3/31/2014	261	97	N/A	37	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: OZK's forecast earnings growth (2.2% per year) is below the savings rate (2.6%).

Earnings vs Market: OZK's earnings (2.2% per year) are forecast to grow slower than the US market (15.1% per year).

High Growth Earnings: OZK's earnings are forecast to grow, but not significantly.

Revenue vs Market: OZK's revenue (6.2% per year) is forecast to grow slower than the US market (9.1% per year).

High Growth Revenue: OZK's revenue (6.2% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: OZK's Return on Equity is forecast to be low in 3 years time (11.9%).

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/08 23:39
End of Day Share Price	2025/01/08 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank OZK is covered by 19 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Andrew Stapp	B. Riley Securities, Inc.
Benjamin Gerlinger	Citigroup Inc
David Bishop	Drexel Hamilton

Bank OZK Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Price target increased by 7.6% to US$48.67

Price target decreased by 9.3% to US$44.00

Price target decreased to US$47.14

Recent updates

Bank OZK's (NASDAQ:OZK) Upcoming Dividend Will Be Larger Than Last Year's

Third quarter dividend of US$0.42 announced

Bank OZK Declares Quarterly Common Stock Dividend, Payable on January 21, 2025

Bank OZK to Report Q4, 2024 Results on Jan 16, 2025

Chief Financial Officer recently sold US$440k worth of stock

Bank OZK: A Baby Thrown Out With The Bathwater

Third quarter 2024 earnings: Revenues and EPS in line with analyst expectations

Bank OZK: Solid Q3 Despite Near-Term NIM Pressure

3.5 Reasons Why I Just Bought Bank OZK (And A Caveat)

Bank OZK (NASDAQ:OZK) Will Pay A Larger Dividend Than Last Year At $0.41

Second quarter dividend of US$0.41 announced

Bank OZK Declares Quarterly Cash Dividend on Common Stock, Payable on October 18, 2024

Bank OZK to Report Q3, 2024 Results on Oct 17, 2024

Here's Why Bank OZK (NASDAQ:OZK) Has Caught The Eye Of Investors

3.5 Reasons Why I Just Bought Bank OZK (And A Caveat)

Second quarter 2024 earnings: Revenues and EPS in line with analyst expectations

Bank OZK (NasdaqGS:OZK) announces an Equity Buyback for $200 million worth of its shares.

Bank OZK Q2 Earnings Preview: CRE Losses Are The Critical Item

Bank OZK (NASDAQ:OZK) Is Increasing Its Dividend To $0.40

First quarter dividend of US$0.40 announced

Bank OZK Announces Increase to Quarterly Common Stock Dividend, Payable on July 19, 2024

Bank OZK to Report Q2, 2024 Results on Jul 17, 2024

Bank OZK: 7.3% Yielding Preferred Shares Are Interesting, CRE Risks Overblown

Bank OZK: The 'Canary' In The CRE Coalmine

Investor sentiment deteriorates as stock falls 18%

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Chief Operating Officer recently sold US$397k worth of stock

Bank OZK: Strong Q1 Results Point To Further Upside

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Bank OZK (NASDAQ:OZK) Is Increasing Its Dividend To $0.39

Fourth quarter dividend of US$0.39 announced

Bank OZK Declares Quarterly Cash Dividend on Common Stock, Payable on April 19, 2024

Bank OZK to Report Q1, 2024 Results on Apr 17, 2024

Bank OZK: Shares Look Cheap Amid Credit Quality Concerns

Bank OZK, Annual General Meeting, May 06, 2024

Bank OZK, Annual General Meeting, May 06, 2024

Full year 2023 earnings: Revenues and EPS in line with analyst expectations

Bank OZK: I'm Adding 7.1% Yielding Preferred Shares To My Portfolio

Bank OZK: Real Estate Fears Create Opportunity

Chief Financial Officer recently sold US$450k worth of stock

Full year 2023 earnings: Revenues and EPS in line with analyst expectations

Bank OZK Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023

If EPS Growth Is Important To You, Bank OZK (NASDAQ:OZK) Presents An Opportunity

Bank OZK Declares Quarterly Cash Dividend, Payable on January 23, 2024

Bank OZK to Report Q4, 2023 Results on Jan 18, 2024

Price target increased by 7.6% to US$48.67

Independent Director recently sold US$5.2m worth of stock

President recently sold US$880k worth of stock

President recently sold US$410k worth of stock

Bank OZK Appoints Randall Bond as Regional Director for Trust and Wealth Group in Arkansas and Texas

Third quarter 2023 earnings: EPS exceeds analyst expectations

Bank OZK Announces Net Charge-Offs for the Third Quarter Ended September 30, 2023

Bank Ozk Declares Quarterly Cash Dividend, Payable on October 20, 2023

Bank OZK to Report Q3, 2023 Results on Oct 19, 2023

New major risk - Revenue and earnings growth

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

Bank OZK to Report Q2, 2023 Results on Jul 20, 2023

Insider recently sold US$141k worth of stock

Investor sentiment improves as stock rises 20%

First quarter 2023 earnings: EPS and revenues exceed analyst expectations

Price target decreased by 9.3% to US$44.00

Independent Director recently bought US$113k worth of stock

Investor sentiment deteriorates as stock falls 17%

Independent Director exercised options to buy US$152k worth of stock.

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

Chief Risk Officer recently sold US$161k worth of stock

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

Bank OZK Announces Quarterly Common Stock Dividend, Payable on January 24, 2023

Bank OZK to Report Q4, 2022 Results on Jan 19, 2023

Bank OZK Appoints Jordan Waldrep as Chief Investment Officer, Trust and Wealth

Insufficient new directors

Bank OZK (NasdaqGS:OZK) announces an Equity Buyback for $300 million worth of its shares.