TFSL Stock Overview
Through its subsidiaries, provides retail consumer banking services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
TFS Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$11.75 |
| 52 Week High | US$15.00 |
| 52 Week Low | US$11.29 |
| Beta | 0.65 |
| 1 Month Change | -4.55% |
| 3 Month Change | -3.45% |
| 1 Year Change | -2.00% |
| 3 Year Change | -23.45% |
| 5 Year Change | -15.53% |
| Change since IPO | -0.34% |
Recent News & Updates
Recent updates
TFS Financial Corp: A Long Forgotten Second Step Thrift Conversion Can Still Provide Value
Mar 28TFS Financial: Prioritizing Stability For Dividend Investors
Dec 28TFS Financial Stock: Carefully Navigating Uncertain Times
Jun 28TFS Financial: An Unreasonably High Price
Apr 12TFS Financial Corporation: Bouncing Back And Returning To The Right Track
Aug 25TFS Financial: Buy This 8.3% Yielding Bank At A Steep Discount
Jun 15TFS Financial Corporation: Dividend Increase Provides Stable Opportunity
Mar 11TFS Financial Corporation: Decline In Rates Offers Buying Opportunity
Jul 09Shareholder Returns
| TFSL | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.4% | 5.3% | 5.4% |
| 1Y | -2.0% | 10.5% | 3.6% |
Return vs Industry: TFSL underperformed the US Banks industry which returned 10.5% over the past year.
Return vs Market: TFSL underperformed the US Market which returned 3.6% over the past year.
Price Volatility
| TFSL volatility | |
|---|---|
| TFSL Average Weekly Movement | 4.1% |
| Banks Industry Average Movement | 4.6% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 4.0% |
Stable Share Price: TFSL has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: TFSL's weekly volatility (4%) has been stable over the past year.
Community vs My Fair Value
Select a narrative for quick price alerts from the community, or create your own.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1938 | 919 | Marc Stefanski | www.thirdfederal.com |
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company’s deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans.
TFS Financial Corporation Fundamentals Summary
| TFSL fundamental statistics | |
|---|---|
| Market cap | US$3.27b |
| Earnings (TTM) | US$79.93m |
| Revenue (TTM) | US$304.58m |
41.0x
P/E Ratio1.7x
P/B RatioIs TFSL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TFSL income statement (TTM) | |
|---|---|
| Revenue | US$304.58m |
| Cost of Revenue | US$0 |
| Gross Profit | US$304.58m |
| Other Expenses | US$224.65m |
| Earnings | US$79.93m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.29 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.24% |
| Debt/Equity Ratio | 245.3% |
How did TFSL perform over the long term?
See historical performance and comparisonDividends
9.6%
Current Dividend Yield394%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/13 01:01 |
| End of Day Share Price | 2025/04/11 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
TFS Financial Corporation is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Richard Weiss | Boenning & Scattergood, Inc. |
| Paul Miller | FBR Capital Markets & Co. |
| Damon DelMonte | Keefe, Bruyette, & Woods |