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TFS Financial NasdaqGS:TFSL Stock Report

Last Price

US$12.75

Market Cap

US$3.6b

7D

-3.4%

1Y

-16.1%

Updated

24 Dec, 2024

Data

Company Financials +

TFS Financial Corporation

NasdaqGS:TFSL Stock Report

Market Cap: US$3.6b

TFSL Stock Overview

Through its subsidiaries, provides retail consumer banking services in the United States. More details

TFSL fundamental analysis
Snowflake Score
Valuation0/6
Future Growth1/6
Past Performance4/6
Financial Health5/6
Dividends4/6

My Notes

Capture your thoughts, links and company narrative

TFS Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for TFS Financial
Historical stock prices
Current Share PriceUS$12.75
52 Week HighUS$15.25
52 Week LowUS$11.70
Beta0.71
1 Month Change-12.19%
3 Month Change-0.86%
1 Year Change-16.12%
3 Year Change-28.73%
5 Year Change-35.21%
Change since IPO8.14%

Recent News & Updates

Recent updates

TFS Financial Stock: Carefully Navigating Uncertain Times

Jun 28

TFS Financial: An Unreasonably High Price

Apr 12

TFS Financial Corporation: Bouncing Back And Returning To The Right Track

Aug 25

TFS Financial: Buy This 8.3% Yielding Bank At A Steep Discount

Jun 15

TFS Financial Corporation: Dividend Increase Provides Stable Opportunity

Mar 11

TFS Financial Corporation: Decline In Rates Offers Buying Opportunity

Jul 09

TFS Financial: 7% Dividend Yield And 50% Upside Over The Next Three Years

Nov 23

TFS Financial Corporation: Huge Increase In Originations

Nov 14

Shareholder Returns

TFSLUS BanksUS Market
7D-3.4%-3.4%-2.2%
1Y-16.1%29.3%23.9%

Return vs Industry: TFSL underperformed the US Banks industry which returned 29.3% over the past year.

Return vs Market: TFSL underperformed the US Market which returned 23.9% over the past year.

Price Volatility

Is TFSL's price volatile compared to industry and market?
TFSL volatility
TFSL Average Weekly Movement4.1%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.1%

Stable Share Price: TFSL has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: TFSL's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1938919Marc Stefanskiwww.thirdfederal.com

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company’s deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans.

TFS Financial Corporation Fundamentals Summary

How do TFS Financial's earnings and revenue compare to its market cap?
TFSL fundamental statistics
Market capUS$3.55b
Earnings (TTM)US$78.16m
Revenue (TTM)US$304.66m

45.4x

P/E Ratio

1.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TFSL income statement (TTM)
RevenueUS$304.66m
Cost of RevenueUS$0
Gross ProfitUS$304.66m
Other ExpensesUS$226.50m
EarningsUS$78.16m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.28
Gross Margin100.00%
Net Profit Margin25.66%
Debt/Equity Ratio258.9%

How did TFSL perform over the long term?

See historical performance and comparison

Dividends

8.9%

Current Dividend Yield

402%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 01:11
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

TFS Financial Corporation is covered by 9 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Richard WeissBoenning & Scattergood, Inc.
Paul MillerFBR Capital Markets & Co.
Damon DelMonteKeefe, Bruyette, & Woods