TFS Financial Future Growth

Future criteria checks 0/6

TFS Financial's revenue and earnings are forecast to decline at 0.4% and 1.5% per annum respectively while EPS is expected to decline by 2.4% per annum.

Key information

-1.5%

Earnings growth rate

-2.4%

EPS growth rate

Banks earnings growth	8.2%
Revenue growth rate	-0.4%
Future return on equity	n/a
Analyst coverage	Low
Last updated	04 Apr 2024

Recent future growth updates

Recent updates

Earnings and Revenue Growth Forecasts

NasdaqGS:TFSL - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
9/30/2025	297	73	N/A	N/A	2
9/30/2024	278	66	N/A	N/A	2
3/31/2024	304	77	N/A	N/A	N/A
12/31/2023	302	72	44	48	N/A
9/30/2023	306	74	86	91	N/A
6/30/2023	311	80	59	65	N/A
3/31/2023	310	79	37	41	N/A
12/31/2022	304	79	106	110	N/A
9/30/2022	290	73	36	39	N/A
6/30/2022	278	65	11	13	N/A
3/31/2022	273	64	79	80	N/A
12/31/2021	282	71	66	67	N/A
9/30/2021	296	79	82	83	N/A
6/30/2021	295	76	150	152	N/A
3/31/2021	306	87	100	103	N/A
12/31/2020	296	81	113	117	N/A
9/30/2020	293	82	119	122	N/A
6/30/2020	297	90	118	122	N/A
3/31/2020	292	81	119	122	N/A
12/31/2019	301	84	95	98	N/A
9/30/2019	296	79	99	103	N/A
6/30/2019	300	79	92	97	N/A
3/31/2019	306	82	77	81	N/A
12/31/2018	310	85	23	29	N/A
9/30/2018	313	84	84	92	N/A
6/30/2018	320	86	86	95	N/A
3/31/2018	319	88	89	98	N/A
12/31/2017	320	88	N/A	110	N/A
9/30/2017	316	88	N/A	101	N/A
6/30/2017	310	88	N/A	111	N/A
3/31/2017	308	86	N/A	109	N/A
12/31/2016	302	82	N/A	113	N/A
9/30/2016	303	80	N/A	85	N/A
6/30/2016	307	80	N/A	81	N/A
3/31/2016	304	77	N/A	94	N/A
12/31/2015	301	73	N/A	100	N/A
9/30/2015	297	72	N/A	102	N/A
6/30/2015	284	65	N/A	94	N/A
3/31/2015	280	65	N/A	91	N/A
12/31/2014	277	66	N/A	95	N/A
9/30/2014	273	66	N/A	104	N/A
6/30/2014	273	65	N/A	109	N/A
3/31/2014	274	64	N/A	136	N/A
12/31/2013	268	61	N/A	129	N/A
9/30/2013	260	56	N/A	141	N/A
6/30/2013	236	41	N/A	167	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: TFSL's earnings are forecast to decline over the next 3 years (-1.5% per year).

Earnings vs Market: TFSL's earnings are forecast to decline over the next 3 years (-1.5% per year).

High Growth Earnings: TFSL's earnings are forecast to decline over the next 3 years.

Revenue vs Market: TFSL's revenue is expected to decline over the next 3 years (-0.4% per year).

High Growth Revenue: TFSL's revenue is forecast to decline over the next 3 years (-0.4% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if TFSL's Return on Equity is forecast to be high in 3 years time

TFS Financial Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Price target decreased by 9.4% to US$14.50

Price target increased by 14% to US$16.00

Price target decreased by 8.9% to US$14.13

Price target decreased to US$16.00

Price target decreased to US$19.50

Consensus forecasts updated

Recent updates

New major risk - Revenue and earnings growth

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

TFS Financial: An Unreasonably High Price

Upcoming dividend of US$0.28 per share

First quarter dividend of US$0.28 announced

Price target decreased by 9.4% to US$14.50

TFS Financial Corporation Declares Quarterly Cash Dividend, Payable on March 21, 2024

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

TFS Financial Corporation Announces Kathleen (Kitty) M. Danckers, to Retire as Chief Risk Officer in June 2024

Price target increased by 14% to US$16.00

TFS Financial Corporation, Annual General Meeting, Feb 22, 2024

Independent Director recently sold US$298k worth of stock

Chairman exercised options to buy US$454k worth of stock.

New minor risk - Insider selling

Upcoming dividend of US$0.28 per share at 8.3% yield

TFS Financial Corporation Declares Quarterly Cash Dividend, Payable on December 13, 2023

Full year 2023 earnings released: EPS: US$0.27 (vs US$0.26 in FY 2022)

TFS Financial Corporation Declares Quarterly Dividend, Payable on September 26, 2023

Chairman exercised options and sold US$446k worth of stock

Chairman exercised options and sold US$317k worth of stock

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

TFS Financial Corporation Declares Quarterly Cash Dividend, Payable on June 13, 2023

Price target decreased by 8.9% to US$14.13

Independent Director recently bought US$137k worth of stock

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

First quarter 2023 earnings: EPS in line with expectations, revenues disappoint

TFS Financial Corporation, Annual General Meeting, Feb 23, 2023

Price target decreased to US$16.00

COO & Director recently sold US$100k worth of stock

Full year 2022 earnings: Revenues and EPS in line with analyst expectations

Upcoming dividend of US$0.28 per share

TFS Financial Corporation Declares Quarterly Dividend, Payable on December 13, 2022

Full year 2022 earnings: Revenues and EPS in line with analyst expectations

Full year 2022 earnings: Revenues and EPS in line with analyst expectations

TFS Financial Corporation Declares Quarterly Cash Dividend, Payable on September 20, 2022

TFS Financial Corporation: Bouncing Back And Returning To The Right Track

Independent Director recently sold US$94k worth of stock

High number of new directors

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

TFS Financial Corporation Appoints Daniel F. Weir to Board

TFS Financial Corporation(NasdaqGS:TFSL) dropped from Russell 1000 Dynamic Index

COO & Director exercised options and sold US$75k worth of stock

TFS Financial: Buy This 8.3% Yielding Bank At A Steep Discount

TFS Financial Corporation Declares Dividend, Payable on June 21, 2022

Price target decreased to US$19.50

Second quarter 2022 earnings: EPS exceeds analyst expectations

COO & Director exercised options and sold US$108k worth of stock

Consensus forecasts updated

TFS Financial Corporation: Dividend Increase Provides Stable Opportunity

TFS Financial Corporation Declares Quarterly Cash Dividend, Payable on March 22, 2022

First quarter 2022 earnings: EPS exceeds analyst expectations

TFS Financial Corporation Announces Resignation of Ben S. Stefanski III, A Director from the Board of Directors

Chairman exercised options and sold US$343k worth of stock

Director recently sold US$51k worth of stock

Full year 2021 earnings released: EPS US$0.29 (vs US$0.30 in FY 2020)

Chairman exercised options and sold US$3.9m worth of stock

Chief Financial Officer notifies of intention to sell stock

Third quarter 2021 earnings released: EPS US$0.058 (vs US$0.096 in 3Q 2020)

TFS Financial Corporation: Decline In Rates Offers Buying Opportunity

Upcoming dividend of US$0.28 per share

TFS Financial Corporation Declares Quarterly Dividend, Payable on June 22, 2021

Second quarter 2021 earnings released: EPS US$0.083 (vs US$0.061 in 2Q 2020)

Chief Financial Officer exercised options and sold US$163k worth of stock

Independent Director recently sold US$320k worth of stock

Independent Director recently sold US$416k worth of stock

Vice President exercised options and sold US$195k worth of stock

Chairman recently sold US$163k worth of stock

New 90-day high: US$19.54

Analysts increase EPS estimates to US$0.28