TFS Financial Balance Sheet Health
Financial Health criteria checks 5/6
TFS Financial has total assets of $17.1B and total equity of $1.9B. Total deposits are $10.2B, and total loans are $15.3B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $464.1M.
Key information
9.2x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | US$10.17b |
| Loan to deposit ratio | High |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$464.11m |
Recent financial health updates
No updates
Recent updates
TFS Financial: Prioritizing Stability For Dividend Investors
Dec 28TFS Financial Stock: Carefully Navigating Uncertain Times
Jun 28TFS Financial: An Unreasonably High Price
Apr 12TFS Financial Corporation: Bouncing Back And Returning To The Right Track
Aug 25TFS Financial: Buy This 8.3% Yielding Bank At A Steep Discount
Jun 15TFS Financial Corporation: Dividend Increase Provides Stable Opportunity
Mar 11TFS Financial Corporation: Decline In Rates Offers Buying Opportunity
Jul 09TFS Financial: 7% Dividend Yield And 50% Upside Over The Next Three Years
Nov 23TFS Financial Corporation: Huge Increase In Originations
Nov 14Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TFSL's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: TFSL has a sufficient allowance for bad loans (208%).
Low Risk Liabilities: 67% of TFSL's liabilities are made up of primarily low risk sources of funding.
Loan Level: TFSL has an appropriate level of Loans to Assets ratio (90%).
Low Risk Deposits: TFSL's Loans to Deposits ratio (151%) is high.
Level of Bad Loans: TFSL has an appropriate level of bad loans (0.2%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 19:31 |
| End of Day Share Price | 2025/01/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
TFS Financial Corporation is covered by 9 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Richard Weiss | Boenning & Scattergood, Inc. |
| Paul Miller | FBR Capital Markets & Co. |
| Damon DelMonte | Keefe, Bruyette, & Woods |