TFS Financial Management
Management criteria checks 3/4
TFS Financial's CEO is Marc Stefanski, appointed in Jan 1997, has a tenure of 28.83 years. total yearly compensation is $4.65M, comprised of 32.3% salary and 67.7% bonuses, including company stock and options. directly owns 0.13% of the company’s shares, worth $5.03M. The average tenure of the management team and the board of directors is 1.8 years and 13.1 years respectively.
Key information
Marc Stefanski
Chief executive officer
US$4.7m
Total compensation
| CEO salary percentage | 32.26% |
| CEO tenure | 28.8yrs |
| CEO ownership | 0.1% |
| Management average tenure | 1.8yrs |
| Board average tenure | 13.1yrs |
Recent management updates
Recent updates
CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Sep 30 2025 | n/a | n/a | US$90m |
| Jun 30 2025 | n/a | n/a | US$82m |
| Mar 31 2025 | n/a | n/a | US$80m |
| Dec 31 2024 | n/a | n/a | US$80m |
| Sep 30 2024 | US$5m | US$2m | US$78m |
| Jun 30 2024 | n/a | n/a | US$79m |
| Mar 31 2024 | n/a | n/a | US$77m |
| Dec 31 2023 | n/a | n/a | US$72m |
| Sep 30 2023 | US$5m | US$2m | US$74m |
| Jun 30 2023 | n/a | n/a | US$80m |
| Mar 31 2023 | n/a | n/a | US$79m |
| Dec 31 2022 | n/a | n/a | US$79m |
| Sep 30 2022 | US$5m | US$2m | US$73m |
| Jun 30 2022 | n/a | n/a | US$65m |
| Mar 31 2022 | n/a | n/a | US$64m |
| Dec 31 2021 | n/a | n/a | US$71m |
| Sep 30 2021 | US$5m | US$2m | US$79m |
| Jun 30 2021 | n/a | n/a | US$76m |
| Mar 31 2021 | n/a | n/a | US$87m |
| Dec 31 2020 | n/a | n/a | US$81m |
| Sep 30 2020 | US$5m | US$2m | US$82m |
| Jun 30 2020 | n/a | n/a | US$90m |
| Mar 31 2020 | n/a | n/a | US$81m |
| Dec 31 2019 | n/a | n/a | US$84m |
| Sep 30 2019 | US$5m | US$2m | US$79m |
Compensation vs Market: Marc's total compensation ($USD4.65M) is below average for companies of similar size in the US market ($USD6.96M).
Compensation vs Earnings: Marc's compensation has been consistent with company performance over the past year.
CEO
Marc Stefanski (71 yo)
Mr. Marc A. Stefanski has been the Chairman and Chief Executive Officer of TFS Financial Corporation since 1997 and has been its President since January 2000 and serves as its Director since 1987. He serve...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman | 28.8yrs | US$4.65m | 0.13% $ 5.0m | |
| CFO, Corporate Secretary | 1.8yrs | US$1.72m | 0.018% $ 704.5k | |
| VP& COO | less than a year | US$992.96k | 0.012% $ 463.8k | |
| VP & Chief Synergy Officer of Third Federal Savings and Loan Association of Cleveland | 5.8yrs | US$1.47m | 0.033% $ 1.3m | |
| VP & Chief Innovation Officer of Third Federal Savings and Loan Association of Cleveland | 1.8yrs | US$913.48k | 0.014% $ 574.6k | |
| Chief Accounting Officer | 5.3yrs | no data | 0.015% $ 593.7k | |
| Chief Information Officer | less than a year | no data | 0.0079% $ 314.9k | |
| Chief Strategy Officer of Third Federal Savings and Loan Association of Cleveland | 3.7yrs | no data | no data | |
| Chief Experience Officer of Third Federal Savings and Loan | 3.7yrs | no data | no data | |
| Chief Risk Officer | 1.4yrs | no data | 0.0041% $ 162.8k | |
| Chief Consumer Banking Officer of Third Federal Savings and Loan Association of Cleveland | 1yr | no data | 0.012% $ 476.5k |
Experienced Management: TFSL's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman | 38.8yrs | US$4.65m | 0.13% $ 5.0m | |
| CFO, Corporate Secretary | 11.5yrs | US$1.72m | 0.018% $ 704.5k | |
| Independent Director | 18.8yrs | US$132.59k | 0.023% $ 909.0k | |
| Independent Director | 1.1yrs | no data | no data | |
| Independent Director | 14.7yrs | US$127.59k | 0.031% $ 1.2m | |
| Independent Director | 10.2yrs | US$128.09k | 0.018% $ 721.5k | |
| Independent Director | 20.8yrs | US$128.59k | 0.025% $ 1.0m | |
| Independent Director | 19.8yrs | US$119.09k | 0.044% $ 1.7m | |
| Independent Director | 17.6yrs | US$113.09k | 0.014% $ 538.5k | |
| Vice Chairman | 7.1yrs | US$161.14k | 0.034% $ 1.3m | |
| Independent Director | 4.8yrs | US$115.09k | 0.00075% $ 29.8k | |
| Independent Director | 3.4yrs | US$116.09k | 0.013% $ 500.0k |
Experienced Board: TFSL's board of directors are seasoned and experienced ( 13.1 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/30 22:47 |
| End of Day Share Price | 2025/11/28 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2025/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
TFS Financial Corporation is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Damon DelMonte | Keefe, Bruyette, & Woods |
| Christopher Whitbread Nolan | Maxim Group |