United Community Banks Balance Sheet Health
Financial Health criteria checks 6/6
United Community Banks has total assets of $27.1B and total equity of $3.3B. Total deposits are $23.0B, and total loans are $18.0B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $562.9M.
Key information
8.1x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | US$22.98b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$562.86m |
Recent financial health updates
No updates
Recent updates
United Community Banks (NASDAQ:UCBI) Is Due To Pay A Dividend Of $0.23
Feb 29United Community Banks GAAP EPS of $0.74 beats by $0.02, revenue of $216.30M misses by $10.38M
Oct 18United Community Banks (NASDAQ:UCBI) Is Increasing Its Dividend To $0.22
Sep 13United Community Banks (NASDAQ:UCBI) Is Paying Out A Larger Dividend Than Last Year
Aug 23United Community Banks raises dividend 4.8% to $0.22
Aug 18United Community Banks GAAP EPS of $0.61 misses by $0.04, revenue of $206.75M misses by $6.44M
Jul 19Here's Why I Think United Community Banks (NASDAQ:UCBI) Is An Interesting Stock
Apr 05United Community Banks (NASDAQ:UCBI) Will Pay A Larger Dividend Than Last Year At US$0.21
Feb 22United Community Banks Still Following A Tested Formula
Feb 03United Community Banks (NASDAQ:UCBI) Is Increasing Its Dividend To US$0.20
Dec 02United Community Banks (NASDAQ:UCBI) Has Announced That It Will Be Increasing Its Dividend To US$0.20
Nov 18Is Now The Time To Put United Community Banks (NASDAQ:UCBI) On Your Watchlist?
Oct 21United Community Banks' (NASDAQ:UCBI) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 15I Built A List Of Growing Companies And United Community Banks (NASDAQ:UCBI) Made The Cut
Jul 19Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UCB's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: UCB has a sufficient allowance for bad loans (186%).
Low Risk Liabilities: 97% of UCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: UCB has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: UCB's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: UCB has an appropriate level of bad loans (0.6%).