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U.S. Insurance Industry Analysis

UpdatedJun 15, 2026
DataAggregated Company Financials
Companies128
  • 7D3.0%
  • 3M3.3%
  • 1Y-4.2%
  • YTD-1.5%

In the last week, the Insurance industry is up 1.6%, with MetLife up 5.1%. In the past year, the industry is down 3.9%. Earnings are forecast to grow by 2.3% annually.

Industry Valuation and Performance

Has the U.S. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 15 Jun 2026US$1.3tUS$959.6bUS$114.0b11.3x11.7x1.4x
Wed, 13 May 2026US$1.3tUS$960.5bUS$114.1b11.1x11.3x1.3x
Fri, 10 Apr 2026US$1.3tUS$946.2bUS$105.4b11.5x12.5x1.4x
Sun, 08 Mar 2026US$1.3tUS$948.2bUS$105.3b11.6x12.7x1.4x
Tue, 03 Feb 2026US$1.4tUS$937.9bUS$101.7b13.4x13.3x1.4x
Thu, 01 Jan 2026US$1.4tUS$931.1bUS$99.3b13.2x14.2x1.5x
Sat, 29 Nov 2025US$1.4tUS$931.0bUS$99.2b13.2x13.9x1.5x
Mon, 27 Oct 2025US$1.4tUS$925.9bUS$90.6b13.5x14.9x1.5x
Wed, 24 Sep 2025US$1.4tUS$919.1bUS$88.7b13.7x15.7x1.5x
Fri, 22 Aug 2025US$1.4tUS$918.4bUS$88.4b14.4x16.1x1.6x
Sun, 20 Jul 2025US$1.4tUS$908.2bUS$84.9b14.4x16.2x1.5x
Tue, 17 Jun 2025US$1.4tUS$903.2bUS$82.4b14.2x17.2x1.6x
Thu, 15 May 2025US$1.4tUS$902.6bUS$82.3b14.8x17.5x1.6x
Sat, 12 Apr 2025US$1.4tUS$897.3bUS$92.9b13x15.1x1.6x
Mon, 10 Mar 2025US$1.4tUS$897.4bUS$93.2b13.2x15.6x1.6x
Wed, 05 Feb 2025US$1.4tUS$902.2bUS$90.1b12.8x15.5x1.5x
Fri, 03 Jan 2025US$1.4tUS$892.9bUS$91.5b12.9x14.8x1.5x
Sun, 01 Dec 2024US$1.5tUS$893.2bUS$91.1b13.8x16.2x1.7x
Tue, 29 Oct 2024US$1.4tUS$865.4bUS$90.8b13.5x15.2x1.6x
Thu, 26 Sep 2024US$1.4tUS$855.1bUS$87.4b14.1x15.9x1.6x
Sat, 24 Aug 2024US$1.3tUS$855.4bUS$87.0b13.9x15.5x1.6x
Mon, 22 Jul 2024US$1.2tUS$825.2bUS$80.8b12.9x14.9x1.5x
Wed, 19 Jun 2024US$1.2tUS$823.4bUS$79.2b13.1x14.8x1.4x
Fri, 17 May 2024US$1.2tUS$823.1bUS$79.1b12.7x14.9x1.4x
Sun, 14 Apr 2024US$1.1tUS$795.6bUS$68.8b14.5x16.5x1.4x
Tue, 12 Mar 2024US$1.2tUS$792.4bUS$66.9b13.9x17.4x1.5x
Thu, 08 Feb 2024US$1.1tUS$785.9bUS$56.8b12.4x19.3x1.4x
Sat, 06 Jan 2024US$1.1tUS$790.2bUS$48.8b12.7x22.8x1.4x
Mon, 04 Dec 2023US$1.1tUS$792.8bUS$47.5b12.8x23.2x1.4x
Wed, 01 Nov 2023US$1.0tUS$809.4bUS$44.0b14.3x23.8x1.3x
Fri, 29 Sep 2023US$1.0tUS$799.4bUS$38.7b14.7x26.9x1.3x
Sun, 27 Aug 2023US$1.0tUS$799.2bUS$38.7b14.8x26.2x1.3x
Tue, 25 Jul 2023US$1.0tUS$783.5bUS$37.5b15.4x27.1x1.3x
Thu, 22 Jun 2023US$968.6bUS$774.5bUS$35.1b15.7x27.6x1.3x
Price to Earnings Ratio

27.6x


Total Market Cap: US$968.6bTotal Earnings: US$35.1bTotal Revenue: US$774.5bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Insurance Industry Price to Earnings3Y Average 17.2x202420252026
Current Industry PE
  • Investors are pessimistic on the American Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 11.7x which is lower than its 3-year average PE of 17.2x.
  • The industry is trading close to its 3-year average PS ratio of 1.5x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 48% per year over the last three years.
  • Revenues for these companies have grown 7.4% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market0.50%
Financials2.79%
Insurance3.03%
Reinsurance4.69%
Life and Health Insurance4.37%
General Insurance4.08%
Insurance Brokers3.82%
Property and Casualty Insurance2.16%
Industry PE
  • Investors are most optimistic about the Insurance Brokers industry even though it's trading below its 3-year average PE ratio of 35.9x.
    • Analysts are expecting annual earnings growth of 13.3%, which is lower than the prior year's growth of 58.4% per year.
  • Investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 10.3x.
Forecasted Growth
  • Analysts are most optimistic on the Insurance Brokers industry, expecting annual earnings growth of 13% over the next 5 years.
  • However this is lower than its past earnings growth rate of 58% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings decline by 4.3% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MET MetLifeUS$88.845.3%
+US$2.9b		13.3%PE16.6x
CB ChubbUS$328.141.9%
+US$2.4b		14.6%PE11.3x
AON AonUS$335.312.9%
+US$2.0b		-4.2%PE18.2x
MAAS MaaseUS$14.8643.9%
+US$2.0b		n/aPS12757.7x
ALL AllstateUS$221.633.1%
+US$1.7b		11.0%PE4.7x

Latest News

TRV
US$304.46
Travelers Companies
7D
2.6%
1Y
14.8%
MAAS
US$14.86
Maase
7D
43.9%
1Y
n/a
MET
US$88.84
MetLife
7D
5.3%
1Y
13.3%
PGR
US$203.11
Progressive
7D
1.4%
1Y
-23.8%
AON
US$335.31
Aon
7D
2.9%
1Y
-4.2%
CB
US$328.14
Chubb
7D
1.9%
1Y
14.6%
PRU
US$108.50
Prudential Financial
7D
4.6%
1Y
3.4%
Narrative Update • Jun 10

PRU: Japan Scrutiny And Retirement Expansion Will Shape A Cautious Future Balance

Analysts have nudged their blended price target for Prudential Financial higher by a few dollars to around $106. This reflects a mix of recent target increases from firms such as Keefe Bruyette, Wells Fargo, Piper Sandler, and Barclays, partially offset by several cuts and rating downgrades that highlight ongoing regulatory and business headwinds.
FAF
US$65.74
First American Financial
7D
-1.9%
1Y
11.6%
ALL
US$221.63
Allstate
7D
3.1%
1Y
11.0%
ARX
US$13.03
Accelerant Holdings
7D
-9.0%
1Y
n/a
MCY
US$100.93
Mercury General
7D
-0.5%
1Y
56.5%
ERIE
US$226.67
Erie Indemnity
7D
-0.2%
1Y
-36.5%
BWIN
US$18.13
Baldwin Insurance Group
7D
-8.8%
1Y
-53.7%
Narrative Update • Jun 05

BWIN: Margin Execution And Buybacks Will Support Upside Despite Cautious Street Tone

Analysts have trimmed their average price target on Baldwin Insurance Group by a few dollars to $40. They cited slightly softer revenue growth assumptions, along with a modestly higher discount rate and a marginally lower future P/E, partly offset by expectations for stronger profit margins.
GSHD
US$36.82
Goosehead Insurance
7D
-4.0%
1Y
-64.7%
Narrative Update • Jun 05

GSHD: Execution On Margins And Buybacks Is Expected To Support Future Upside

Analysts have modestly adjusted their fair value estimate for Goosehead Insurance to $98.40, reflecting a slightly higher assumed revenue growth rate and profit margin, alongside a broadly mixed set of recent price target moves that include both reductions, such as Piper Sandler's cut to $52 and JPMorgan's to $55, and increases from firms like UBS, BofA, RBC Capital, and Keefe Bruyette. Analyst Commentary Bullish analysts have been active on Goosehead Insurance, adjusting price targets both up and down while reassessing the balance between growth prospects and margin pressures.
HIG
US$129.62
Hartford Insurance Group
7D
-1.9%
1Y
3.5%
Narrative Update • Jun 04

HIG: Future Returns Will Reflect Funds Sale Proceeds And Resilient Margins

Analysts have nudged their blended price target on Hartford Insurance Group slightly lower, with the internal fair value estimate edging from $149.45 to $149.10 as recent research reports combine modest target cuts with a few small upward revisions. Analyst Commentary Recent Street research on Hartford Insurance Group reflects a mix of caution and support, with several firms trimming price targets while a few have nudged them higher.
LIFE
US$15.61
Ethos Technologies
7D
-7.2%
1Y
n/a