GSHD Stock Overview
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that provides personal lines insurance agency services in the United States.
Goosehead Insurance Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$135.15|
|52 Week High||US$181.30|
|52 Week Low||US$78.86|
|1 Month Change||-6.34%|
|3 Month Change||-4.18%|
|1 Year Change||10.02%|
|3 Year Change||431.67%|
|5 Year Change||n/a|
|Change since IPO||758.09%|
Recent News & Updates
|GSHD||US Insurance||US Market|
Return vs Industry: GSHD underperformed the US Insurance industry which returned 23.4% over the past year.
Return vs Market: GSHD underperformed the US Market which returned 21.3% over the past year.
|GSHD Average Weekly Movement||7.4%|
|Insurance Industry Average Movement||4.0%|
|Market Average Movement||6.0%|
|10% most volatile stocks in US Market||15.0%|
|10% least volatile stocks in US Market||2.3%|
Stable Share Price: GSHD is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: GSHD's weekly volatility (7%) has been stable over the past year.
About the Company
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that provides personal lines insurance agency services in the United States. The company operates in two segments, Corporate Channel and Franchise Channel. It offers homeowner’s, automotive, dwelling property, flood, wind, earthquake, excess liability or umbrella, motorcycle, recreational vehicle, general liability, property, and life insurance products and services.
Goosehead Insurance Fundamentals Summary
|GSHD fundamental statistics|
Is GSHD overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|GSHD income statement (TTM)|
|Cost of Revenue||US$89.37m|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.21|
|Net Profit Margin||5.48%|
How did GSHD perform over the long term?See historical performance and comparison
1.2%Current Dividend Yield
Is Goosehead Insurance undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: GSHD ($135.15) is trading above our estimate of fair value ($96.08)
Significantly Below Fair Value: GSHD is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: GSHD is poor value based on its PE Ratio (637x) compared to the US Insurance industry average (10.6x).
PE vs Market: GSHD is poor value based on its PE Ratio (637x) compared to the US market (17.2x).
Price to Earnings Growth Ratio
PEG Ratio: GSHD is poor value based on its PEG Ratio (8.7x)
Price to Book Ratio
PB vs Industry: GSHD has negative assets, so we can't compare its PB Ratio to the US Insurance industry average.
How is Goosehead Insurance forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GSHD's forecast earnings growth (73.4% per year) is above the savings rate (2%).
Earnings vs Market: GSHD's earnings (73.4% per year) are forecast to grow faster than the US market (14.3% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: GSHD's revenue (28.1% per year) is forecast to grow faster than the US market (10.1% per year).
High Growth Revenue: GSHD's revenue (28.1% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if GSHD's Return on Equity is forecast to be high in 3 years time
How has Goosehead Insurance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GSHD has high quality earnings.
Growing Profit Margin: GSHD's current net profit margins (5.5%) are lower than last year (6%).
Past Earnings Growth Analysis
Earnings Trend: GSHD's earnings have grown significantly by 50.7% per year over the past 5 years.
Accelerating Growth: GSHD's earnings growth over the past year (39.4%) is below its 5-year average (50.7% per year).
Earnings vs Industry: GSHD earnings growth over the past year (39.4%) underperformed the Insurance industry 39.8%.
Return on Equity
High ROE: GSHD's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
How is Goosehead Insurance's financial position?
Financial Position Analysis
Short Term Liabilities: GSHD has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: GSHD has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: GSHD has negative shareholder equity, which is a more serious situation than a high debt level.
Reducing Debt: GSHD's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Debt Coverage: GSHD's debt is well covered by operating cash flow (29.5%).
Interest Coverage: GSHD's interest payments on its debt are well covered by EBIT (7.2x coverage).
What is Goosehead Insurance current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: GSHD's dividend (1.21%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.32%).
High Dividend: GSHD's dividend (1.21%) is low compared to the top 25% of dividend payers in the US market (3.58%).
Stability and Growth of Payments
Stable Dividend: Too early to tell whether GSHD's dividend payments have been stable as they only just started paying a dividend.
Growing Dividend: Too early to tell if GSHD's dividend payments are increasing as they only just started paying a dividend.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mark Jones (59 yo)
Mr. Mark E. Jones serves as Chief Executive Officer of Goosehead Insurance, Inc. since co-founding the company in 2003 and has been its Chairman of the Board and Director since March 2018. Prior to leading...
CEO Compensation Analysis
Compensation vs Market: Mark's total compensation ($USD5.43M) is about average for companies of similar size in the US market ($USD6.24M).
Compensation vs Earnings: Mark's compensation has increased by more than 20% in the past year.
Experienced Management: GSHD's management team is seasoned and experienced (6.8 years average tenure).
Experienced Board: GSHD's board of directors are considered experienced (3.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Goosehead Insurance, Inc's employee growth, exchange listings and data sources
- Name: Goosehead Insurance, Inc
- Ticker: GSHD
- Exchange: NasdaqGS
- Founded: 2003
- Industry: Insurance Brokers
- Sector: Insurance
- Implied Market Cap: US$5.047b
- Market Cap: US$2.719b
- Shares outstanding: 37.34m
- Website: https://www.goosehead.com
Number of Employees
- Goosehead Insurance, Inc
- Building 4
- Suite 4500
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/11/28 23:13|
|End of Day Share Price||2021/11/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.