Goosehead Insurance, Inc

NasdaqGS:GSHD Stock Report

Market Cap: US$3.9b

Goosehead Insurance Valuation

Is GSHD undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of GSHD when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate GSHD's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate GSHD's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for GSHD?

Key metric: As GSHD is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for GSHD. This is calculated by dividing GSHD's market cap by their current earnings.
What is GSHD's PE Ratio?
PE Ratio136.8x
EarningsUS$19.19m
Market CapUS$3.94b

Price to Earnings Ratio vs Peers

How does GSHD's PE Ratio compare to its peers?

The above table shows the PE ratio for GSHD vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average58.6x
HGTY Hagerty
46x25.9%US$3.4b
TWFG TWFG
73x38.8%US$1.7b
RYAN Ryan Specialty Holdings
84.3x43.9%US$18.0b
BRO Brown & Brown
31x10.4%US$30.5b
GSHD Goosehead Insurance
136.8x48.9%US$3.9b

Price-To-Earnings vs Peers: GSHD is expensive based on its Price-To-Earnings Ratio (136.8x) compared to the peer average (58.6x).

Price to Earnings Ratio vs Industry

How does GSHD's PE Ratio compare vs other companies in the US Insurance Industry?

5 CompaniesPrice / EarningsEstimated GrowthMarket Cap
LNC Lincoln National
1.9x-35.8%US$5.75b
UTGN UTG
2.1xn/aUS$93.89m
AIFU AIX
1.1xn/aUS$21.39m
AORE.F American Overseas Group
2.3xn/aUS$15.74m
GSHD 136.8xIndustry Avg. 12.5xNo. of Companies17PE01020304050+
5 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: GSHD is expensive based on its Price-To-Earnings Ratio (136.8x) compared to the US Insurance industry average (13.2x).

Price to Earnings Ratio vs Fair Ratio

What is GSHD's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

GSHD PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio136.8x
Fair PE Ratio26.2x

Price-To-Earnings vs Fair Ratio: GSHD is expensive based on its Price-To-Earnings Ratio (136.8x) compared to the estimated Fair Price-To-Earnings Ratio (26.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst GSHD forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$107.61
US$110.10
+2.3%
27.5%US$145.00US$39.00n/a10
Jan ’26US$107.22
US$107.80
+0.5%
27.4%US$145.00US$44.00n/a10
Dec ’25US$126.12
US$105.70
-16.2%
27.1%US$145.00US$44.00n/a10
Nov ’25US$107.68
US$96.60
-10.3%
24.5%US$125.00US$44.00n/a10
Oct ’25US$89.48
US$80.80
-9.7%
22.0%US$105.00US$41.00n/a10
Sep ’25US$84.34
US$80.80
-4.2%
22.0%US$105.00US$41.00n/a10
Aug ’25US$87.12
US$78.20
-10.2%
23.7%US$105.00US$41.00n/a10
Jul ’25US$55.77
US$74.80
+34.1%
25.4%US$100.00US$37.00n/a10
Jun ’25US$64.50
US$74.60
+15.7%
26.0%US$100.00US$35.00n/a10
May ’25US$59.56
US$75.40
+26.6%
26.7%US$105.00US$36.00n/a10
Apr ’25US$68.87
US$83.90
+21.8%
22.8%US$105.00US$42.00n/a10
Mar ’25US$74.85
US$84.60
+13.0%
22.5%US$105.00US$42.00n/a10
Feb ’25US$78.45
US$83.80
+6.8%
21.7%US$105.00US$41.00US$107.1710
Jan ’25US$75.80
US$79.56
+5.0%
22.6%US$100.00US$41.00US$107.229
Dec ’24US$72.33
US$79.56
+10.0%
22.6%US$100.00US$41.00US$126.129
Nov ’24US$65.09
US$79.00
+21.4%
22.3%US$100.00US$41.00US$107.689
Oct ’24US$74.53
US$73.38
-1.5%
23.6%US$100.00US$41.00US$89.488
Sep ’24US$70.00
US$72.88
+4.1%
23.2%US$100.00US$41.00US$84.348
Aug ’24US$66.00
US$72.88
+10.4%
23.2%US$100.00US$41.00US$87.128
Jul ’24US$62.89
US$63.19
+0.5%
26.5%US$100.00US$41.00US$55.778
Jun ’24US$55.96
US$62.44
+11.6%
26.3%US$100.00US$41.00US$64.508
May ’24US$58.00
US$62.73
+8.2%
25.4%US$100.00US$43.00US$59.569
Apr ’24US$52.20
US$58.73
+12.5%
30.5%US$100.00US$40.00US$68.879
Mar ’24US$47.61
US$55.89
+17.4%
36.6%US$100.00US$29.00US$74.859
Feb ’24US$40.92
US$55.25
+35.0%
38.5%US$100.00US$29.00US$78.458
Analyst Price Target
Consensus Narrative from 10 Analysts
US$110.10
Fair Value
2.3% undervalued intrinsic discount
10
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 07:05
End of Day Share Price 2025/02/06 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Goosehead Insurance, Inc is covered by 16 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullBMO Capital Markets Equity Research
Michael ZaremskiBMO Capital Markets Equity Research
Joshua ShankerBofA Global Research