Goosehead Insurance Past Earnings Performance
Past criteria checks 2/6
Goosehead Insurance has been growing earnings at an average annual rate of 43.7%, while the Insurance industry saw earnings growing at 14.6% annually. Revenues have been growing at an average rate of 21% per year.
Key information
43.73%
Earnings growth rate
38.14%
EPS growth rate
| Insurance Industry Growth | 8.02% |
| Revenue growth rate | 21.03% |
| Return on equity | n/a |
| Net Margin | 7.95% |
| Last Earnings Update | 31 Mar 2026 |
Recent past performance updates
Recent updates
Narrative Update • Jun 05
GSHD: Execution On Margins And Buybacks Is Expected To Support Future Upside
Analysts have modestly adjusted their fair value estimate for Goosehead Insurance to $98.40, reflecting a slightly higher assumed revenue growth rate and profit margin, alongside a broadly mixed set of recent price target moves that include both reductions, such as Piper Sandler's cut to $52 and JPMorgan's to $55, and increases from firms like UBS, BofA, RBC Capital, and Keefe Bruyette. Analyst Commentary Bullish analysts have been active on Goosehead Insurance, adjusting price targets both up and down while reassessing the balance between growth prospects and margin pressures.Narrative Update • May 21
GSHD: Organic Expansion And Buybacks Will Support Long Term Earnings Resilience
Analysts have trimmed the updated fair value estimate for Goosehead Insurance to about $98 from roughly $119, reflecting lower price targets across several firms as they factor in a slightly higher discount rate, somewhat softer projected revenue growth and profit margins, and a more conservative future P/E assumption. Analyst Commentary Recent Street research on Goosehead Insurance has been active, with several firms adjusting price targets and updating views following the latest earnings and AI related debates around the business model.
Narrative Update • May 01
GSHD: Organic Expansion And Buybacks Will Support Returns As AI Fears Ease
Analysts have increased the fair value estimate for Goosehead Insurance by $1 to $67.58, reflecting a balance of lower projected revenue growth, slightly higher profit margins, and a reduced future P/E assumption in light of recent price target resets and ongoing debate around AI related risks and growth headwinds. Analyst Commentary Recent Street research on Goosehead Insurance reflects a mix of optimism on long term growth potential and caution around execution risks, valuation, and the impact of AI related disruption on the insurance distribution model.Seeking Alpha • Apr 24
Goosehead Insurance: Secular Pressures Merit Caution
Summary Goosehead Insurance delivered strong Q1 results, with revenue up 23% and adjusted EBITDA up 57%, yet faces secular headwinds. AI-driven disintermediation and persistently weak customer retention (85%) pose significant long-term risks to GSHD’s agency model. NPS deterioration from 87 to 72 and slow retention improvement highlight potential service and satisfaction issues amid ongoing automation. I recommend a 'sell' rating on GSHD, citing secular pressures, AI risk, and an unattractive 23x earnings multiple despite recent operational gains. Read the full article on Seeking AlphaNarrative Update • Apr 15
GSHD: Organic Expansion And Buybacks Will Support Returns Despite AI Concerns
Analysts have trimmed their average price target for Goosehead Insurance, with the fair value estimate moving from about $73.00 to roughly $66.58. They are factoring in lower price targets across the Street and a reduced future P/E assumption tied to concerns about growth headwinds and potential AI-related risks.Narrative Update • Apr 01
GSHD: Organic Expansion And Buybacks Will Offset AI Disruption Concerns
Analysts have trimmed the fair value estimate for Goosehead Insurance by about $3.70 to $73.00 as they factor in softer projected growth, slightly lower margins and a modestly reduced future P/E multiple. They still see AI related disruption risks as more limited than some headlines suggest.Narrative Update • Mar 17
GSHD: Organic Expansion And Buybacks Will Support Stronger Long-Term Earnings Power
Analysts have lowered the fair value estimate for Goosehead Insurance by about $14.82 to $76.73 as they factor in revised price targets, modestly higher discount rates, slightly softer margin expectations, and updated views on growth resilience and AI related risks. Analyst Commentary Recent Street research shows a mixed but engaged analyst view on Goosehead Insurance, with several firms trimming price targets while maintaining generally constructive ratings.Narrative Update • Mar 03
GSHD: Organic Expansion And Buybacks Will Support Long Term Earnings Power
Analysts have trimmed their price target on Goosehead Insurance by about $21 to $118.94. This reflects refreshed assumptions around growth, profitability, and valuation multiples following recent research updates that highlight both AI-related competitive questions and ongoing expectations for solid organic expansion.Narrative Update • Feb 17
GSHD: Refined Assumptions And Franchise Expansion Will Support Long Term Earnings Power
Analysts have trimmed their price target on Goosehead Insurance by $14, reflecting updated assumptions around revenue growth, profit margins, and a slightly higher discount rate. Analyst Commentary Even with the $14 reduction to the price target, bullish analysts see the revised figure as consistent with a constructive view on Goosehead Insurance, with the change described more as a recalibration of assumptions than a shift in overall stance.Analysis Article • Feb 11
The Price Is Right For Goosehead Insurance, Inc. (NASDAQ:GSHD) Even After Diving 33%
The Goosehead Insurance, Inc. ( NASDAQ:GSHD ) share price has fared very poorly over the last month, falling by a...Narrative Update • Feb 03
GSHD: Reset Expectations And Consistent Execution Will Support Long Term Earnings Power
Analysts have lowered their price target on Goosehead Insurance by $14, reflecting updated views on the company’s growth, margins, and future P/E assumptions. Analyst Commentary Bullish analysts are treating the lower price target as a reset rather than a loss of confidence, with recent commentary focusing on how updated growth and margin assumptions feed into new P/E expectations.Narrative Update • Jan 20
GSHD: Higher Investment Spend And Buybacks Will Support Long Term Earnings Power
Analysts have reduced their fair value estimate for Goosehead Insurance to $140 from $150, citing lower price targets, trimmed long term growth and margin expectations, and higher assumed discount rates following recent research updates. Analyst Commentary Recent research on Goosehead Insurance highlights a more cautious stance on near term earnings and investment spending, but there are still several points that more optimistic voices are watching closely.Narrative Update • Jan 05
GSHD: Increased Investment Spending Will Drive Stronger Long-Term Earnings Power
Analysts have modestly reduced their price targets on Goosehead Insurance, trimming expectations by roughly $10 to $15 per share as they factor in higher investment spending, softer renewal commission retention, and near term margin pressure, while maintaining unchanged long term growth and profitability assumptions. Analyst Commentary Street research reflects a more balanced stance on Goosehead Insurance, with modestly lower price targets but generally constructive long term views on growth and execution.Narrative Update • Dec 21
GSHD: Incremental Investment Spending Will Set Up Stronger Long-Term Earnings Power
Analysts have modestly raised their fair value estimate for Goosehead Insurance to approximately $91.55 from about $90.82. This reflects expectations for slightly faster top line growth, offset by near term margin pressure and elevated investment spending that has led to a series of reduced but still generally constructive price targets across the Street.Narrative Update • Dec 07
GSHD: Increased Investment And Buybacks Will Support Long-Term Earnings Power
Analysts have modestly reduced their price target on Goosehead Insurance, as slightly lower projected revenue growth and margins, along with increased investment spending and softer renewal commission retention, have led to a trimmed fair value estimate from about $93.70 to roughly $90.82 per share. Analyst Commentary Recent Street research reflects a mixed but generally constructive stance on Goosehead Insurance, with valuation adjustments driven more by updated assumptions on growth, retention, and spending than by a fundamental change in the long term narrative.Narrative Update • Nov 22
GSHD: New Investment Spend Will Support Long-Term Earnings Stability
Analysts have lowered price targets for Goosehead Insurance, citing incremental expenses from new investments and softer commission retention. Recent target cuts have ranged from a reduction of $10 to $23 per share.Narrative Update • Nov 06
GSHD: Market Share Expansion Will Support Resilient Performance Amid Sector Headwinds
Goosehead Insurance's fair value estimate has been revised downward to $93.70 from $98.10. Analysts cite lower renewal commission retention, increased investment-related expenses, and reduced revenue growth and profit margin projections following recent price target cuts.Narrative Update • Oct 22
Analysts Offer Mixed Outlook on Goosehead Insurance Amid Modest Growth and Valuation Adjustments
Analysts have modestly reduced their price targets for Goosehead Insurance, citing slightly softer expectations for growth and profitability. Targets have dropped by as much as $10 to $150 and $5 to $85, reflecting concerns about slower sales growth and a more competitive pricing environment in the sector.Narrative Update • Oct 08
AI And Digital Platforms Will Fuel Insurance Excellence
Analysts have reduced their fair value estimate for Goosehead Insurance from $109.70 to $101.30. They cite softer forecasts for new sales growth and commission retention expectations, despite improvements in profit margin and future earnings projections.Analysis Article • Jul 08
Goosehead Insurance, Inc's (NASDAQ:GSHD) Price In Tune With Revenues
When you see that almost half of the companies in the Insurance industry in the United States have price-to-sales...Seeking Alpha • Apr 28
Goosehead Insurance: Balancing Franchise Reacceleration, Mixed Industry Outlook
Summary Goosehead Insurance's franchise health. The franchise size is nearing stabilization and reacceleration, and productivity has rapidly increased. The outlook for personal line insurers remains uncertain. Auto insurance profitability is expected to remain subdued for 2025, and home sales have remained pressured. I estimate GSHD to have a fair value of roughly $86.5. Read the full article on Seeking AlphaAnalysis Article • Feb 02
Here's Why Goosehead Insurance (NASDAQ:GSHD) Has Caught The Eye Of Investors
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analysis Article • Nov 12
Revenues Tell The Story For Goosehead Insurance, Inc (NASDAQ:GSHD) As Its Stock Soars 31%
Goosehead Insurance, Inc ( NASDAQ:GSHD ) shares have continued their recent momentum with a 31% gain in the last month...Analysis Article • Oct 24
We Ran A Stock Scan For Earnings Growth And Goosehead Insurance (NASDAQ:GSHD) Passed With Ease
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
New Narrative • Sep 24
Leveraging Technology And Expansion To Surge In The Personal Insurance Market
Goosehead Insurance's focus on technology-enhanced productivity and strategic workforce expansion signals strong potential for accelerated revenue growth.Analysis Article • Jul 26
Why Investors Shouldn't Be Surprised By Goosehead Insurance, Inc's (NASDAQ:GSHD) 53% Share Price Surge
The Goosehead Insurance, Inc ( NASDAQ:GSHD ) share price has done very well over the last month, posting an excellent...Analysis Article • Jul 24
If EPS Growth Is Important To You, Goosehead Insurance (NASDAQ:GSHD) Presents An Opportunity
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysis Article • Apr 28
Getting In Cheap On Goosehead Insurance, Inc (NASDAQ:GSHD) Might Be Difficult
Goosehead Insurance, Inc's ( NASDAQ:GSHD ) price-to-sales (or "P/S") ratio of 5.3x may look like a poor investment...Revenue & Expenses Breakdown
Revenue & Expenses Breakdown
How Goosehead Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 26 | 382 | 30 | 85 | 0 |
| 31 Dec 25 | 365 | 28 | 79 | 0 |
| 30 Sep 25 | 353 | 30 | 74 | 0 |
| 30 Jun 25 | 341 | 30 | 73 | 0 |
| 31 Mar 25 | 325 | 31 | 70 | 0 |
| 31 Dec 24 | 314 | 30 | 70 | 0 |
| 30 Sep 24 | 283 | 19 | 66 | 0 |
| 30 Jun 24 | 275 | 19 | 66 | 0 |
| 31 Mar 24 | 266 | 16 | 63 | 0 |
| 31 Dec 23 | 260 | 14 | 63 | 0 |
| 30 Sep 23 | 254 | 11 | 63 | 0 |
| 30 Jun 23 | 241 | 6 | 63 | 0 |
| 31 Mar 23 | 225 | 3 | 62 | 0 |
| 31 Dec 22 | 208 | 1 | 59 | 0 |
| 30 Sep 22 | 191 | 0 | 56 | 0 |
| 30 Jun 22 | 175 | 2 | 51 | 0 |
| 31 Mar 22 | 160 | 4 | 47 | 0 |
| 31 Dec 21 | 150 | 5 | 43 | 0 |
| 30 Sep 21 | 145 | 8 | 40 | 0 |
| 30 Jun 21 | 135 | 7 | 36 | 0 |
| 31 Mar 21 | 127 | 9 | 31 | 0 |
| 31 Dec 20 | 116 | 9 | 27 | 0 |
| 30 Sep 20 | 95 | 6 | 23 | 0 |
| 30 Jun 20 | 85 | 3 | 22 | 0 |
| 31 Mar 20 | 74 | 1 | 21 | 0 |
| 31 Dec 19 | 77 | 4 | 20 | 0 |
| 30 Sep 19 | 78 | 4 | 19 | 0 |
| 30 Jun 19 | 73 | 4 | 18 | 0 |
| 31 Mar 19 | 68 | -6 | 17 | 0 |
| 31 Dec 18 | 60 | -9 | 14 | 0 |
| 30 Sep 18 | 56 | -9 | 13 | 0 |
| 30 Jun 18 | 51 | -9 | 11 | 0 |
| 31 Mar 18 | 47 | 0 | 10 | 0 |
| 31 Dec 17 | 42 | 0 | 10 | 0 |
| 31 Dec 16 | 31 | 5 | 6 | 0 |
Quality Earnings: GSHD has high quality earnings.
Growing Profit Margin: GSHD's current net profit margins (7.9%) are lower than last year (9.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: GSHD's earnings have grown significantly by 43.7% per year over the past 5 years.
Accelerating Growth: GSHD's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: GSHD had negative earnings growth (-1.9%) over the past year, making it difficult to compare to the Insurance industry average (36.5%).
Return on Equity
High ROE: GSHD's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/10 03:51 |
| End of Day Share Price | 2026/06/10 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Goosehead Insurance, Inc. is covered by 15 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| Joshua Shanker | BofA Global Research |
| Ryan Tunis | Cantor Fitzgerald & Co. |